Spectra Federal Credit Union : Waldorf Branch
1024 Saint Nicholas Dr
Waldorf, MD 20603
Phone 301-839-8865
Visit Spectra Federal Credit Union main page
Your current location is: New York City, NY
Spectra Federal Credit Union :
Waldorf Branch
— distance
212.61
Deposit Rates - August 17, 2025
| CD RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
6 Mo CD
|
0.15% | $10,000 | $14,999 | Compare |
|
6 Mo CD
|
0.15% | $100,000 | $199,999 | Compare |
|
12 Mo CD
|
0.52% | $10,000 | $14,999 | Compare |
|
12 Mo CD
|
0.52% | $100,000 | $199,999 | Compare |
|
24 Mo CD
|
0.60% | $10,000 | $14,999 | Compare |
|
24 Mo CD
|
0.60% | $100,000 | $199,999 | Compare |
|
36 Mo CD
|
0.63% | $10,000 | $14,999 | Compare |
|
36 Mo CD
|
0.63% | $100,000 | $199,999 | Compare |
|
48 Mo CD
|
0.70% | $10,000 | $14,999 | Compare |
|
48 Mo CD
|
0.70% | $100,000 | $199,999 | Compare |
|
60 Mo CD
|
0.80% | $10,000 | $14,999 | Compare |
|
60 Mo CD
|
0.80% | $100,000 | $199,999 | Compare |
| SAVINGS RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
Savings
|
0.10% | $2,500 | $4,999 | Compare |
| MM RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
Money Market
|
0.25% | $2,500 | $2,999 | Compare |
|
Money Market
|
0.25% | $10,000 | $14,999 | Compare |
|
Money Market
|
0.25% | $25,000 | $29,999 | Compare |
Featured Home Equity Rates in Maryland
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Upstart
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-08-15Intro APR: 6.900 %
After Intro:6.900 %
$15,000 -
Home Equity Line of Credit - Equal Housing Lender $0 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-07-10Intro APR: 6.900 %
After Intro:6.900 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months
$25,000 -
Upstart
NMLS ID: 2443873 / Updated 2025-08-16As low as 6.77% APR on your initial draw* $0 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-05-08Intro APR: 9.875 %
After Intro:9.875 %
$0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-08-16Get up to $600k with no monthly payments, ever. $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-08-16Unlock Your Home's Potential $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-08-16Home Equity Loans & Refinance – Cash out $0 -
New American Funding, LLC
NMLS ID: 6606 / Updated 2025-08-16Cash-Out and Home Equity Options Available. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates in Maryland
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Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.481% $1,997 Fees & Points $3,583 Total
0.901 Pts ($2,883)
$700 Fees -
PenFed Credit Union
NMLS ID: 4018226.553% $1,997 Fees & Points $6,000 Total
0.875 Pts ($2,800)
$3,200 Fees -
Beeline Loans, Inc.
NMLS ID: 17999476.875% $2,103 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Beeline Loans, Inc.
NMLS ID: 1799947Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.