Navy Federal Credit Union : Escondido

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Deposit Rates - April 29, 2026

Featured Home Equity Rates in California

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Point Digital Finance NMLS ID: 1610752 / Updated 2026-04-28

  Unlock your home equity. Build your future.

  $0

  Get up to $600k. Funding in as few as 5 days. Flexible rate with up to a 30 year term. Fast & Easy Online Application Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-02-16 Equal Housing Lender

  Intro APR: 7.375 % After Intro:7.375 % Intro Period: 7 months

  $25,000

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-04-28

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-04-28

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-04-28 Equal Housing Lender

  Cash in with a HELOC

  $0

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-04-28 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-04-28

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2026-04-28

  Get up to $600k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-04-28 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in California

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• West Capital Lending NMLS ID: 1566096

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Mutiple loan product options Very competive pricing Flexible income verification for Non-QM loans Learn More

• District Lending NMLS ID: 1835285

  5.856%

  $1,868 Fees & Points $3,699 Total 0.500 Pts ($1,600) $2,099 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Future First Lending NMLS ID: 2126430

  6.002%

  $1,893 Fees & Points $4,395 Total 1.000 Pts ($3,200) $1,195 Fees

  Save thousands with our ultra-competitive rates More loan options, better deals, bigger savings Local California mortgage experts on your side Learn More

• Optimum First Inc NMLS ID: 240415

  6.005%

  $1,893 Fees & Points $4,497 Total 0.782 Pts ($2,502) $1,995 Fees

  On-time closing guarantee Direct contact with your loan officer throughout Single point of contact 7 days a week Learn More

• Northpointe Bank NMLS ID: 447490

  6.103%

  $1,919 Fees & Points $3,545 Total 0.672 Pts ($2,150) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Home Simply NMLS ID: 2473786

  6.117%

  $1,919 Fees & Points $4,042 Total 0.921 Pts ($2,947) $1,095 Fees

  Simple loans for your dream home! Learn More

• Panorama Mortgage Group, LLC NMLS ID: 133739

  6.120%

  $1,917 Fees & Points $4,469 Total 0.992 Pts ($3,174) $1,295 Fees

  Simpler Process. Better Price. Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.132%

  $1,893 Fees & Points $8,931 Total 0.666 Pts ($2,131) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.182%

  $1,945 Fees & Points $1,949 Total 0.609 Pts ($1,949) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Refi.com NMLS ID: 1907 License#: California

  6.213%

  $1,945 Fees & Points $3,002 Total 0.938 Pts ($3,002) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Zoom Loans NMLS ID: 1312186

  6.219%

  $1,945 Fees & Points $3,200 Total 1.000 Pts ($3,200) $0 Fees

  Smart Mortgages Built Around You Lightning-Fast Pre-Approvals – No Guesswork Keep More Money in Your Pocket Learn More

• West Capital Lending NMLS ID: 1566096

  6.243%

  $1,945 Fees & Points $4,015 Total 0.850 Pts ($2,720) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Pro Mortgage Funding LLC NMLS ID: 2119829

  6.246%

  $1,945 Fees & Points $4,123 Total 0.915 Pts ($2,928) $1,195 Fees

  Fast Refinance Options to Lower Rates or Pull Cash Learn More

• PenFed Credit Union NMLS ID: 401822

  6.254%

  $1,945 Fees & Points $4,395 Total 0.750 Pts ($2,400) $1,995 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• SoFi NMLS ID: 696891

  6.603%

  $2,021 Fees & Points $3,773 Total 0.712 Pts ($2,278) $1,495 Fees

  Get pre-qualified in minutes Simple, online application Customize your monthly payment to fit your budget Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Your home's value could help you save. Turn your equity into opportunity. Calculate your home equity loan options with lenders. Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  "America's #1 Retail Lender (Scottsman Guide)" "Financing 1 and every 36 homes" "Over 20,000 Five Star Reviews On Zillow" Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: 4130574

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .