Online Banks | FNBO Direct
Language

FNBO Direct

For information concerning First National Bank of Omaha parent bank, please click here .

Phone: 800 642 0014

Online Rates - February 01, 2026

Your current location is: New York City, NY

SAVINGS RATES APY MIN
Savings
3.00% $1 Compare
MONEY MARKET RATES APY MIN
Money Market
3.25% $0 Compare
Money Market
3.45% $100,000 Compare
Money Market
3.55% $500,000 Compare
Money Market
3.55% $1,000,000 Compare
INT CHECKING RATES APY MIN
0.15% $0




Money that you deposit is held by First National Bank of Omaha. First National Bank of Omaha is an FDIC insured institution founded in 1857. It has approximately $32.34 billion in assets.

Overview 2026

General Information of the Parent Bank

FDIC Insured Yes
Insured Parent Bank First National Bank of Omaha
FDIC Certificate # 5452
Date Established 1857
Assets $32.34 billion
Loans $21.99 billion
Deposits $26.12 billion
Capital $3.61 billion


Customer Reviews for FNBO Direct

There are currently no comments for FNBO Direct. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    ONLINE SAVINGS
    FNBO Direct
    Online Bank
    -
    $50,000
    N.A.
    3.00%
    13.39x (National Avg. - 0.22%)
    $1
    -
    SCENARIO
    Year Rate
    3.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,500 1,050
    2 51,500 1,545 1,082
    3 53,045 1,591 1,114
    4 54,636 1,639 1,147
    5 56,275 1,688 1,182
    6 57,964 1,739 1,217
    7 59,703 1,791 1,254
    8 61,494 1,845 1,291
    9 63,339 1,900 1,330
    10 65,239 1,957 1,370
    11 67,196 2,016 1,411
    12 69,212 2,076 1,453
    13 71,288 2,139 1,497
    14 73,427 2,203 1,542
    15 75,629 2,269 1,588
    16 77,898 2,337 1,636
    17 80,235 2,407 1,685
    18 82,642 2,479 1,735
    19 85,122 2,554 1,788
    20 87,675 2,630 1,841
    TOTAL $40,306 $28,214
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.74x (National Avg. - 0.22%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


    Other Online Banks to Consider