Banks | Phenix-Girard Bank | Branches | Phenix-Girard Bank

Phenix-girard Bank : Phenix-girard Bank

801 13th Street
Phenix City, AL 36867

Your current location is: New York City, NY

Phenix-Girard Bank : Phenix-Girard Bank — distance 833.25

Deposit Rates - November 04, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	0.11%	$10,000	$14,999	Compare
6 Mo CD	0.11%	$100,000	$199,999	Compare
12 Mo CD	0.15%	$10,000	$14,999	Compare
12 Mo CD	0.15%	$100,000	$199,999	Compare
18 Mo CD	0.17%	$10,000	$14,999	Compare
18 Mo CD	0.17%	$100,000	$199,999	Compare
24 Mo CD	0.18%	$10,000	$14,999	Compare
24 Mo CD	0.18%	$100,000	$199,999	Compare
30 Mo CD	0.25%	$10,000	$14,999	Compare
30 Mo CD	0.25%	$100,000	$199,999	Compare
36 Mo CD	0.26%	$10,000	$14,999	Compare
36 Mo CD	0.26%	$100,000	$199,999	Compare
48 Mo CD	0.30%	$10,000	$14,999	Compare
48 Mo CD	0.30%	$100,000	$199,999	Compare

Featured Home Equity Rates in Alabama

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-11-04
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31

Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Upstart
NMLS ID: 2443873 / Updated 2025-11-04

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Agave Home Loans
NMLS ID: 1951574 / Updated 2025-11-04
Equal Housing Lender

REFI, HELOC, & Home Equity Loan Options

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull
Top 3 in Customer Satisfaction by Lending Tree Q4 2024

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-11-04
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Spring EQ
NMLS ID: 1464945 / Updated 2025-11-04

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Rate
NMLS ID: 2611 / Updated 2025-11-04

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Owning.com
NMLS ID: 2611 / Updated 2025-11-04

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-11-04

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Alabama

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Allied Mortgage Group, Inc.
NMLS ID: 1067

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Competitive interest rates
No Origination fee
Soft credit pre-approvals offered

West Capital Lending
NMLS ID: 1566096

6.003%

$1,893 Fees & Points $4,453 Total
0.987 Pts ($3,158)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: 22467

6.174%

$1,945 Fees & Points $1,677 Total
0.524 Pts ($1,677)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

PenFed Credit Union
NMLS ID: 401822

6.186%

$1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Refi.com
NMLS ID: 1907

6.190%

$1,945 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

New American Funding, LLC.
NMLS ID: 6606

6.211%

$1,945 Fees & Points $2,938 Total
0.918 Pts ($2,938)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.461%

$1,997 Fees & Points $2,895 Total
0.686 Pts ($2,195)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Phenix-girard Bank : Phenix-girard Bank

Deposit Rates - November 04, 2025

Featured Home Equity Rates in Alabama

Featured 30-Year Fixed Mortgage Rates in Alabama

Nearby Branches of Phenix-Girard Bank

Other Nearby Banks to Consider