Banks | Phenix-Girard Bank

Phenix-Girard Bank


Phenix-Girard Bank is an FDIC insured institution headquartered at 801 13th St, Phenix City, AL 36867.
It was founded in 1904 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - April 28, 2024

CD RATES APY MIN
6 Mo CD
0.11% $10,000 Compare
6 Mo CD
0.11% $100,000 Compare
12 Mo CD
0.15% $10,000 Compare
12 Mo CD
0.15% $100,000 Compare
18 Mo CD
0.17% $10,000 Compare
18 Mo CD
0.17% $100,000 Compare
24 Mo CD
0.18% $10,000 Compare
24 Mo CD
0.18% $100,000 Compare
30 Mo CD
0.25% $10,000 Compare
30 Mo CD
0.25% $100,000 Compare
36 Mo CD
0.26% $10,000 Compare
36 Mo CD
0.26% $100,000 Compare
48 Mo CD
0.30% $10,000 Compare
48 Mo CD
0.30% $100,000 Compare

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 41
Date Established 1904
Assets $ 282.34 million
Loans $ 77.36 million
Deposits $ 274.72 million
Capital $ 0.60 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 30.83 million
Interest-bearing balances $ 27.20 million
Total securities $ 163.80 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 77.36 million
Loan loss allowance $ 1.19 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.32 million
Goodwill and other intangibles N.A.
All other assets $ 9.53 million
     Total Assets $ 281.75 million

LIABILITIES
Total deposits $ 274.72 million
      Interest-bearing deposits $ 212.57 million
      Deposits held in domestic offices $ 274.72 million
      % insured (estimated) 52.12%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 8.16 millionn
      Total Liabilities $ 281.75 million
      Shareholders’ Equity $ 0.60 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 11.34 million
Total Interest Expense $ 4.90 million
Net interest income $ 6.44 million
Provision for loan and lease losses $ 0.08 million
Total non interest income $ 1.42 million
Total non interest expense $ 5.99 million
Pre-tax Net Operating Income $ 1.69 million

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Branches

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Phenix-Girard Bank Locations

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