Spencer Savings Bank, Sla : 107 South Main Street Branch
107 South Main Street
Lodi, NJ 07644
Deposit Rates -
September 13, 2025
SAVINGS RATES |
APY |
MIN |
MAX |
|
SAV
|
1.50% |
$50,000 |
$99,999
|
Compare
|
PREMM RATES |
APY |
MIN |
MAX |
|
Premium Money Market
|
3.25% |
$10,000 |
-
|
Compare
|
INT CHECKING RATES |
APY |
MIN |
MAX |
INTCK
|
0.30% |
$35,000 |
-
|
Loan Rates -
September 13, 2025
MORTGAGE PURCHASE
|
APR(%) |
MONTHLY PAYMENT |
5 Year Adjustable Jumbo
|
6.34% |
$2,089.36 |
7 Year Adjustable Jumbo
|
6.53% |
$2,070.62 |
10 Year Adjustable Jumbo
|
6.63% |
$2,057.47 |
15 Year Fixed Jumbo
|
6.78% |
$2,604.49 |
20 Year Fixed Conforming
|
6.53% |
$2,119.64 |
20 Year Fixed Jumbo
|
6.78% |
$2,190.41 |
30 Year Fixed Conforming
|
6.04% |
$1,823.96 |
MORTGAGE REFINANCE |
APR(%) |
MONTHLY PAYMENT |
5 Year Adjustable Jumbo
|
6.34% |
$2,089.36
|
7 Year Adjustable Jumbo
|
6.53% |
$2,070.62
|
10 Year Adjustable Jumbo
|
6.63% |
$2,057.47
|
15 Year Fixed Jumbo
|
6.78% |
$2,604.49
|
20 Year Fixed Conforming
|
6.53% |
$2,119.64
|
20 Year Fixed Jumbo
|
6.78% |
$2,190.41
|
30 Year Fixed Conforming
|
6.04% |
$1,823.96
|
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