Banks | Spencer Savings Bank, SLA | Branches | Wood Ridge Branch
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Spencer Savings Bank, Sla : Wood Ridge Branch

177 Valley Boulevard
Wood Ridge, NJ 07075

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Your current location is: New York City, NY

Deposit Rates - October 30, 2025

CD RATES APY MIN MAX
6 Mo CD
0.15% $1,000 - Compare
12 Mo CD
3.75% $1,000 - Compare
13 Mo CD
0.20% $1,000 - Compare
18 Mo CD
0.35% $1,000 - Compare
24 Mo CD
0.45% $1,000 - Compare
30 Mo CD
0.50% $1,000 - Compare
36 Mo CD
0.55% $1,000 - Compare
48 Mo CD
0.50% $1,000 - Compare
60 Mo CD
0.55% $1,000 - Compare
SAVINGS RATES APY MIN MAX
SAV
1.50% $50,000 $99,999 Compare
PREMM RATES APY MIN MAX
Premium Money Market
3.25% $10,000 - Compare
INT CHECKING RATES APY MIN MAX
INTCK
0.30% $35,000 -

Loan Rates - October 30, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
5 Year Adjustable Jumbo
6.19% $2,089.36
7 Year Adjustable Jumbo
6.38% $2,070.62
10 Year Adjustable Jumbo
6.48% $2,057.47
15 Year Fixed Jumbo
6.53% $2,604.49
20 Year Fixed Conforming
6.28% $2,119.64
20 Year Fixed Jumbo
6.53% $2,190.41
30 Year Fixed Conforming
6.04% $1,823.96
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
5 Year Adjustable Jumbo
6.19% $2,089.36
7 Year Adjustable Jumbo
6.38% $2,070.62
10 Year Adjustable Jumbo
6.48% $2,057.47
15 Year Fixed Jumbo
6.53% $2,604.49
20 Year Fixed Conforming
6.28% $2,119.64
20 Year Fixed Jumbo
6.53% $2,190.41
30 Year Fixed Conforming
6.04% $1,823.96
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
7.25% Varies
Compare with 6.52 RATE Line of Credit from Upstart Upstart
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Compare with RATE Line of Credit from PenFed Credit Union PenFed Credit Union
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Compare with RATE Line of Credit from Spring EQ Spring EQ
Compare with RATE Line of Credit from Rate Rate
Compare with RATE Line of Credit from Agave Home Loans Agave Home Loans
Compare with RATE Line of Credit from CrossCountry Mortgage, LLC CrossCountry Mortgage, LLC
Compare with RATE Line of Credit from Upstart Upstart
Compare with RATE Line of Credit from Figure Home Equity Line Figure Home Equity Line
Compare with RATE Line of Credit from AmeriSave Mortgage Corporation AmeriSave Mortgage Corporation
5 Year Loan
6.50% $1,887.12
7 Year Loan
6.50% $1,413.39
10 Year Loan
6.75% $1,085.26
15 Year Loan
7.00% $830.41
20 Year Loan
7.13% $723.66
See Other Home Equity Rates →

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