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Spencer Savings Bank, Sla : Wood Ridge Branch

177 Valley Boulevard
Wood Ridge, NJ 07075

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Deposit Rates - September 13, 2025

CD RATES APY MIN MAX
6 Mo CD
0.15% $1,000 - Compare
12 Mo CD
3.75% $1,000 - Compare
13 Mo CD
0.20% $1,000 - Compare
18 Mo CD
3.35% $1,000 - Compare
24 Mo CD
3.35% $1,000 - Compare
30 Mo CD
0.45% $1,000 - Compare
36 Mo CD
0.50% $1,000 - Compare
48 Mo CD
0.45% $1,000 - Compare
60 Mo CD
0.50% $1,000 - Compare
SAVINGS RATES APY MIN MAX
SAV
1.50% $50,000 $99,999 Compare
PREMM RATES APY MIN MAX
Premium Money Market
3.25% $10,000 - Compare
INT CHECKING RATES APY MIN MAX
INTCK
0.30% $35,000 -

Loan Rates - September 13, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
5 Year Adjustable Jumbo
6.34% $2,089.36
7 Year Adjustable Jumbo
6.53% $2,070.62
10 Year Adjustable Jumbo
6.63% $2,057.47
15 Year Fixed Jumbo
6.78% $2,604.49
20 Year Fixed Conforming
6.53% $2,119.64
20 Year Fixed Jumbo
6.78% $2,190.41
30 Year Fixed Conforming
6.04% $1,823.96
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
5 Year Adjustable Jumbo
6.34% $2,089.36
7 Year Adjustable Jumbo
6.53% $2,070.62
10 Year Adjustable Jumbo
6.63% $2,057.47
15 Year Fixed Jumbo
6.78% $2,604.49
20 Year Fixed Conforming
6.53% $2,119.64
20 Year Fixed Jumbo
6.78% $2,190.41
30 Year Fixed Conforming
6.04% $1,823.96
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
7.50% Varies
Compare with 6.52 RATE Line of Credit from Upstart Upstart
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
Compare with RATE Line of Credit from Figure Home Equity Line Figure Home Equity Line
Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union Four Leaf Federal Credit Union
Compare with 8.7 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with RATE Line of Credit from Amboy Bank Amboy Bank
Compare with 8.7 RATE Line of Credit from Reliant Home Funding, Inc Reliant Home Funding, Inc
Compare with 10.125 RATE Line of Credit from Achieve Loans Achieve Loans
Compare with RATE Line of Credit from AmeriSave Mortgage Corporation AmeriSave Mortgage Corporation
Compare with RATE Line of Credit from District Lending District Lending
Compare with RATE Line of Credit from PenFed Credit Union PenFed Credit Union
Compare with RATE Line of Credit from Upstart Upstart
Compare with RATE Line of Credit from New American Funding, LLC New American Funding, LLC
Compare with RATE Line of Credit from Unlock Technologies, Inc. Unlock Technologies, Inc.
Compare with RATE Line of Credit from CrossCountry Mortgage, LLC CrossCountry Mortgage, LLC
Compare with RATE Line of Credit from Rate Rate
5 Year Loan
6.50% $1,887.12
7 Year Loan
6.50% $1,413.39
10 Year Loan
6.75% $1,085.26
15 Year Loan
7.00% $830.41
20 Year Loan
7.13% $723.66
See Other Home Equity Rates →

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