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Deposit Rates - March 17, 2026

Featured Home Equity Rates in Texas

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-03-17 Equal Housing Lender

  #1 Non-bank HELOC in the US, A+ BBB Rating

  $0

  #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 7.240 % After Intro:7.240 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Farmers Bank of Kansas City NMLS ID: 613839 / Updated 2026-03-16 Equal Housing Lender

  Intro APR: 7.250 % After Intro:7.250 %

  $25,000

  Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-03-17

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-03-17

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-03-17 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2026-03-17

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Texas

• Lender

  APR(%)

  Monthly Payment

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• Sponsored

  Advertiser Disclosure

• Pentagon Federal Credit Union NMLS ID: 401822

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Fixed rate is locked-in for the life of the loan PenFed makes home ownership affordable. Federally insured by NCUA Military service is not required for membership. Equal Housing Lender Learn More

• District Lending NMLS ID: 1835285

  5.635%

  $1,817 Fees & Points $4,800 Total 1.000 Pts ($3,200) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  5.746%

  $1,843 Fees & Points $4,267 Total 0.710 Pts ($2,272) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• iheartloan Inc. NMLS ID: 2562839

  5.846%

  $1,868 Fees & Points $3,355 Total 0.675 Pts ($2,160) $1,195 Fees

  Where Heart Meets Home Superior Rates, Unmatched Service Learn More

• Farmers Bank of Kansas City NMLS ID: 613839

  5.862%

  $1,868 Fees & Points $3,931 Total 0.980 Pts ($3,136) $795 Fees

  Competitive rates. Surprisingly smooth process. Learn More

• Saxton Mortgage NMLS ID: 1717191

  5.865%

  $1,868 Fees & Points $4,152 Total 0.865 Pts ($2,768) $1,384 Fees

  Proud to help you find the home loan of your future. Learn More

• Revix NMLS ID: 2684156

  5.906%

  $1,893 Fees & Points $1,188 Total 0.000 Pts ($0) $1,188 Fees

  Refi faster and cut your monthly cost Learn More

• RockBottom Mortgage LLC NMLS ID: 1141327 License#: 1141327

  5.944%

  $1,893 Fees & Points $2,515 Total 0.750 Pts ($2,400) $115 Fees

  Learn More

• Loan Pronto NMLS ID: 1661781

  5.956%

  $1,893 Fees & Points $2,795 Total 0.500 Pts ($1,600) $1,195 Fees

  Get Your Instant Rate Quote — No SSN Required. Zero Credit Impact Learn More

• Gateway Capital Mortgage NMLS ID: 246585

  5.956%

  $1,893 Fees & Points $2,820 Total 0.500 Pts ($1,600) $1,220 Fees

  Work with the best! Find a top-rated loan officer near you. No SSN Required! Lowest Rate & Fee Combo 24 Hour Approvals! Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  5.963%

  $1,893 Fees & Points $3,040 Total 0.950 Pts ($3,040) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: 1522344

  5.966%

  $1,893 Fees & Points $3,136 Total 0.980 Pts ($3,136) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• Valley West Mortgage NMLS ID: 65506

  5.976%

  $1,893 Fees & Points $3,575 Total 0.750 Pts ($2,400) $1,175 Fees

  Get a loan tailored to your specific needs Forget the haggle and the hassle Find the right type of loan for you and your family Learn More

• Northpointe Bank NMLS ID: 447490

  5.993%

  $1,893 Fees & Points $4,105 Total 0.847 Pts ($2,710) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.093%

  $1,919 Fees & Points $3,178 Total 0.993 Pts ($3,178) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Salute Mortgage, LLC NMLS ID: 2601951

  6.106%

  $1,917 Fees & Points $4,127 Total 0.906 Pts ($2,899) $1,228 Fees

  Strategic refinance advice aligned to long-term financial goals Clear break-even analysis so refinancing only happens when it makes sense Access to VA IRRRL, FHA, conventional, and HELOC options Learn More

• DECO Mortgage NMLS ID: 2561451

  6.121%

  $1,919 Fees & Points $4,329 Total 0.796 Pts ($2,547) $1,782 Fees

  $0 Lender Fee. Never pay lender fee's with Deco! Same Day Pre-Qualification (As fast as 30 minutes). Single Point of Contact: Paired with your own mortgage professional. Learn More

• Stone Bridge Mortgage Inc NMLS ID: 1938081

  6.129%

  $1,919 Fees & Points $4,577 Total 0.750 Pts ($2,400) $2,177 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Refi.com NMLS ID: 1907 License#: Texas

  6.190%

  $1,945 Fees & Points $2,202 Total 0.688 Pts ($2,202) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Better.com NMLS ID: 330511

  6.205%

  $1,945 Fees & Points $2,726 Total 0.541 Pts ($1,731) $995 Fees

  The Right Mortgage could save you Thousands! Learn More

• SoFi NMLS ID: 696891

  6.381%

  $1,971 Fees & Points $4,461 Total 0.927 Pts ($2,966) $1,495 Fees

  Get pre-qualified in minutes Simple, online application Customize your monthly payment to fit your budget Learn More

• Landry Mortgage Corp NMLS ID: 2467143

  6.603%

  $2,023 Fees & Points $3,429 Total 0.720 Pts ($2,304) $1,125 Fees

  Your loan, structured smarter. Backed by experience, driven by values. Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Your home's value could help you save. Turn your equity into opportunity. Calculate your home equity loan options with lenders. Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: 78302

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .