
State Bank of Texas
Branches
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State Bank of Texas Locations
Deposit Rates - May 19, 2022
CD RATES | APY | MIN | |
---|---|---|---|
12 Mo CD
|
1.35% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.75% | $100,000 | Compare |
Featured Home Equity Rates
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FIXED rates from 3.50% APR*. HELOC up to $400K. Funding as fast as 5 days $0 -
New American Funding
NMLS ID: 6606 / Updated 2022-05-19Access Your Home’s Equity with a Cash-Out Refinance $0 - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Zillow Home Loans, LLC
NMLS ID: 102874.707% $1,286 Fees & Points $2,380 Total
0.612 Pts ($1,530)
$850 Fees -
Owning.com
NMLS ID: 26114.787% $1,293 Fees & Points $3,255 Total
1.000 Pts ($2,500)
$755 Fees -
CashCall Mortgage
NMLS ID: 1282315.339% $1,381 Fees & Points $2,500 Total
1.000 Pts ($2,500)
$0 Fees -
Zillow Home Loans, LLC
NMLS ID: 102874.707% $1,286 Fees & Points $2,380 Total
0.612 Pts ($1,530)
$850 Fees -
Rocket Mortgage
NMLS ID: 30305.635% $1,420 Fees & Points $3,750 Total
1.000 Pts ($2,500)
$1,250 Fees -
Beeline Loans, Inc.
NMLS ID: 17999474.847% $1,305 Fees & Points $2,816 Total
0.727 Pts ($1,818)
$999 Fees -
4.980% $1,324 Fees & Points $3,028 Total
0.813 Pts ($2,032)
$995 Fees -
5.970% $1,479 Fees & Points $2,560 Total
0.706 Pts ($1,765)
$795 Fees -
Quicken Loans NMLS #3030
NMLS ID: 30306.002% $1,479 Fees & Points $3,438 Total
0.875 Pts ($2,188)
$1,250 Fees -
New American Funding
NMLS ID: 66065.142% $1,343 Fees & Points $4,044 Total
0.966 Pts ($2,415)
$1,629 Fees -
Owning.com
NMLS ID: 26114.787% $1,293 Fees & Points $3,255 Total
1.000 Pts ($2,500)
$755 Fees -
CashCall Mortgage
NMLS ID: 1282315.339% $1,381 Fees & Points $2,500 Total
1.000 Pts ($2,500)
$0 Fees -
CHASE
NMLS ID: 3997985.689% $1,440 Fees & Points $1,765 Total
0.706 Pts ($1,765)
$0 Fees -
Reali Loans, Inc.
NMLS ID: 9913975.924% $1,459 Fees & Points $4,750 Total
0.900 Pts ($2,250)
$2,500 Fees -
AmeriSave Mortgage Corporation
NMLS ID: 1168Fees & Points Total
Pts ($0)
$0 Fees - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2022
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 27074 |
Date Established | 1987 |
Assets | $ 1,322.13 million |
Loans | $ 1,057.44 million |
Deposits | $ 1,077.42 million |
Capital | $ 199.65 million |
Summary Balance Sheet
ASSETS | |
Cash & Balances due from depository institutions | $ 170.42 million |
Interest-bearing balances | $ 127.10 million |
Total securities | $ 43.11 million |
Federal funds sold and reverse repurchase | N.A. |
Net loans and leases | $ 1,057.44 million |
Loan loss allowance | $ 13.54 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 2.75 million |
Goodwill and other intangibles | N.A. |
All other assets | $ 36.32 million |
Total Assets | $ 1,122.49 million |
LIABILITIES | |
Total deposits | $ 1,077.42 million |
Interest-bearing deposits | $ 946.20 million |
Deposits held in domestic offices | $ 1,077.42 million |
% insured (estimated) | 62.99% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | $ 40.35 million |
Subordinated debt | N.A. |
All other liabilities | $ 4.72 millionn |
Total Liabilities | $ 1,122.49 million |
Shareholders’ Equity | $ 199.65 million |
Summary Income Statement
INCOME AND EXPENSES | |
Total Interest Income | $ 65.00 million |
Total Interest Expense | $ 5.74 million |
Net interest income | $ 59.26 million |
Provision for loan and lease losses | $ 2.98 million |
Total non interest income | $ 8.63 million |
Total non interest expense | $ 15.11 million |
Pre-tax Net Operating Income | $ 49.81 million |
State Bank of Texas is an FDIC insured institution headquartered at
11950 Webb Chapel Road, Dallas, TX 75234.
It was founded in
1987 and has approximately $1 billion in
assets. Customers can open an account at one of its 6 branches.
*Should any logos, images or public notes appear on this page,they do so courtesy of State Bank of Texas and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
Customer Reviews for State Bank of Texas (2)
Rated 1.00 stars out of 5 - based on 2 reviews
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL CDBankTEXAS$50,00012 Month1.35%3.35x (National Avg. - 0.40%)$100,000-SCENARIO
Year Rate
1.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 675 473 2 50,675 684 479 3 51,359 693 485 4 52,052 703 492 5 52,755 712 499 6 53,467 722 505 7 54,189 732 512 8 54,921 741 519 9 55,662 751 526 10 56,414 762 533 11 57,175 772 540 12 57,947 782 548 13 58,729 793 555 14 59,522 804 562 15 60,326 814 570 16 61,140 825 578 17 61,966 837 586 18 62,802 848 593 19 63,650 859 601 20 64,509 871 610 TOTAL $15,380 $10,766 - 2ONLINE CDOnline Bank-$50,00012 Month1.30%3.23x (National Avg. - 0.40%)$5,000-SCENARIO
Year Rate
1.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 650 455 2 50,650 658 461 3 51,308 667 467 4 51,975 676 473 5 52,651 684 479 6 53,336 693 485 7 54,029 702 492 8 54,731 712 498 9 55,443 721 505 10 56,164 730 511 11 56,894 740 518 12 57,633 749 524 13 58,383 759 531 14 59,142 769 538 15 59,910 779 545 16 60,689 789 552 17 61,478 799 559 18 62,277 810 567 19 63,087 820 574 20 63,907 831 582 TOTAL $14,738 $10,317
misleading01
January 8, 2022 |
This is misleading to list this on this site. The account cannot be easily opened online. Wouldn't mess with it unless I were playing with millions anyway. And, then I wouldn't mess with it because who knows whether it is a safe bank. Just not worth the extra hassles. They don't even answer the phone.
TexanForever
September 19, 2021 |
Big name to inspire confidence, but a little poorly run bank behind it. I wasted my time trying to squeeze a few extra pennies out of my dollars. Not worthwhile to chase this one, especially after considering after-tax benefit and endless amounts of time trying to get answers to simple questions.