Credit Unions | State Employees' Credit Union | Branches | CULLOWHEE

State Employees' Credit Union : Cullowhee

4801 LITTLE SAVANNAH RD
CULLOWHEE, NC 28723

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State Employees' Credit Union : CULLOWHEE — distance 1646.24

Deposit Rates - July 28, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	3.60%	$250	-	Compare
9 Mo CD	4.65%	$250	-	Compare
12 Mo CD	3.75%	$250	-	Compare
18 Mo CD	3.85%	$250	-	Compare
24 Mo CD	3.85%	$250	-	Compare
30 Mo CD	3.70%	$250	-	Compare
36 Mo CD	3.75%	$250	-	Compare
48 Mo CD	3.85%	$250	-	Compare
60 Mo CD	3.85%	$250	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.25%	$25	-	Compare

MM RATES	APY	MIN	MAX
Money Market	2.05%	$250	-	Compare

VARIABLE IRA RATES	APY	MIN	MAX
VIRA	3.25%	$0	-

Featured Home Equity Rates in North Carolina

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-07-28
Equal Housing Lender

#1 Non-bank HELOC in the US, A+ BBB Rating

#1 Non-bank HELOC in the US, A+ BBB Rating
Access $15,000 to $750,000 in home equity with flexible terms
Approval in as few as 5 minutes, funding in as few as 5 days
Use to consolidate debt, finance your next home project, or major expenses

Aven
NMLS ID: 2042345 / Updated 2026-06-29
Equal Housing Lender

Intro APR: 6.540 %
After Intro:6.540 %
Intro Period: 6 months

$5,000

100% online application process
Access credit from $5,000-$400,000 in home equity
Quick access to funds - cash in as little as 3 days
Check your offer - no impact to credit score

Owning.com
NMLS ID: 2611 / Updated 2026-07-22
Equal Housing Lender

Intro APR: 6.846 %
After Intro:6.846 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Refi.com
NMLS ID: 1907 / Updated 2026-07-28
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-07-28

Use Home Equity to get cash you need

Use Home Equity to get cash you need
98% of clients discover savings in minutes
Real Savings, Real Fast -$1200 average monthly savings
Over 130 Billion Funded. 23 Years in Business

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-07-28

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Splash Financial
NMLS ID: 1630038 / Updated 2026-07-28
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-07-28
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-07-28

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in North Carolina

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

Reliant Home Funding, Inc.
NMLS ID: 292473

6.248%

$1,945 Fees & Points $4,206 Total
0.691 Pts ($2,211)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

River City Mortgage LLC
NMLS ID: 142954
License#: L-192632

6.359%

$1,971 Fees & Points $3,780 Total
0.853 Pts ($2,730)
$1,050 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

Carolinas Capital Lending Inc
NMLS ID: 2715366
License#: B-228944

6.367%

$1,945 Fees & Points $8,376 Total
1.000 Pts ($3,200)
$5,176 Fees

Low Rates & Flexible Loan Options

Pure Rate Mortgage
NMLS ID: 2578474

6.371%

$1,971 Fees & Points $4,105 Total
0.900 Pts ($2,880)
$1,225 Fees

Pure Rate equals Pure Savings
We provide real-time access to premier wholesale lenders
Delivering wholesale pricing instantly

Revix
NMLS ID: 2684156

6.408%

$1,997 Fees & Points $1,188 Total
0.000 Pts ($0)
$1,188 Fees

Refi faster and cut your monthly cost

Home Simply
NMLS ID: 2473786
License#: L-223685

6.485%

$1,997 Fees & Points $3,697 Total
0.813 Pts ($2,602)
$1,095 Fees

Simple loans for your dream home!

LifeStone Mortgage
NMLS ID: 1085173

6.508%

$1,997 Fees & Points $4,570 Total
1.000 Pts ($3,200)
$1,370 Fees

Low Rates

Watermark Home Loans
NMLS ID: 1838

6.509%

$1,997 Fees & Points $4,624 Total
0.936 Pts ($2,995)
$1,629 Fees

Lower Rates and Payments Start Here
Direct Lending • 14–21 Day Average Closings
Refinance Direct. Save More.

Refi.com
NMLS ID: 1907
License#: North Carolina

6.566%

$2,023 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

AimLoan.com
NMLS ID: 2890
License#: L-131613

6.591%

$2,023 Fees & Points $3,287 Total
0.641 Pts ($2,051)
$1,236 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!
26 Years' Experience
Get Your FREE Instant Rate Quote

Northpointe Bank
NMLS ID: 447490

6.607%

$2,023 Fees & Points $3,577 Total
0.682 Pts ($2,182)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.708%

$2,049 Fees & Points $2,758 Total
0.862 Pts ($2,758)
$0 Fees

Streamlined Process
Expertise
Customer Service

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: L-122757

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
98% of clients discover savings in minutes
Real savings, real fast - $1200 avg monthly savings

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Turn equity into cash for new opportunities by comparing lender options.
Lower your monthly payments and start saving for life's big expenses
See if you could keep your rate and get cash out

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Allied Mortgage Group, Inc.
NMLS ID: 1067

Fees & Points Total
Pts ($0)
$0 Fees

Competitive interest rates
No Origination fee
Soft credit pre-approvals offered

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

State Employees' Credit Union : Cullowhee

Deposit Rates - July 28, 2026

Featured Home Equity Rates in North Carolina

Featured 30-Year Fixed Mortgage Rates in North Carolina

Nearby Branches of STATE EMPLOYEES'

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