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The Adirondack Trust Company : West Church Branch

Church Street
Saratoga Springs, NY 12866

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Deposit Rates - September 28, 2025

CD RATES APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Compare
6 Mo CD
0.15% $100,000 $199,999 Compare
12 Mo CD
0.20% $10,000 $14,999 Compare
12 Mo CD
0.20% $100,000 $199,999 Compare
24 Mo CD
0.35% $10,000 $14,999 Compare
24 Mo CD
0.35% $100,000 $199,999 Compare
36 Mo CD
0.50% $10,000 $14,999 Compare
36 Mo CD
0.50% $100,000 $199,999 Compare
SAVINGS RATES APY MIN MAX
Savings
0.10% $2,500 $4,999 Compare
MM RATES APY MIN MAX
Money Market
0.10% $2,500 $2,999 Compare
Money Market
0.10% $10,000 $14,999 Compare
Money Market
0.10% $25,000 $29,999 Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
0.20% $1 $999
INT CHECKING RATES APY MIN MAX
Int Ckg
0.05% $2,500 $3,499

Loan Rates - September 28, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
5 Year Adjustable Conforming
7.98% $2,182.96
10 Year Adjustable Conforming
7.45% $2,096.83
15 Year Fixed Conforming
6.77% $2,831.71
30 Year Fixed Conforming
7.11% $2,150.50
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
5 Year Adjustable Conforming
7.98% $2,182.96
10 Year Adjustable Conforming
7.45% $2,096.83
15 Year Fixed Conforming
6.77% $2,831.71
30 Year Fixed Conforming
7.11% $2,150.50
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
2.99% Varies
Compare with RATE Line of Credit from PenFed Credit Union PenFed Credit Union
10 Year Loan
4.75% $1,048.48
15 Year Loan
5.75% $830.41
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
5 Year
5.49% $477.41

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