Trustco Bank : Ramsey Branch
385 N Franklin Turnpike
Ramsey , NJ 07446
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Your current location is: New York City, NY
Deposit Rates -
January 27, 2026
CD RATES
APY
MIN
MAX
6 Mo CD
3.65%
$500
$250,000
Compare
9 Mo CD
3.70%
$500
$250,000
Compare
12 Mo CD
3.70%
$500
$250,000
Compare
18 Mo CD
3.70%
$500
$250,000
Compare
36 Mo CD
3.70%
$500
$250,000
Compare
48 Mo CD
3.65%
$500
$250,000
Compare
60 Mo CD
1.25%
$500
$250,000
Compare
SAVINGS RATES
APY
MIN
MAX
SAV
1.25%
$20,000
$250,000
Compare
MM RATES
APY
MIN
MAX
Money Market
0.06%
$20,000
$250,000
Compare
INT CHECKING RATES
APY
MIN
MAX
INTCK
0.20%
$20,000
$250,000
Featured Home Equity Rates in New Jersey
Loans Amounts from $25,000 - $500,000.
$0
Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.
Intro APR : 6.950 %
After Intro: 6.950 %
$15,000
Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US
Intro APR : 6.950 %
After Intro: 6.950 %
$15,000
Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed
Intro APR : 6.990 %
After Intro: 6.990 %
$0
Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600
Home Equity Loans & Refinance – Cash out
$0
Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business
Unlock Your Home's Potential
$0
Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans
Renofi
NMLS ID: 1802847 /
Updated 2026-01-26
Renovating? Work with experts in renovation financing
$0
Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates in New Jersey
Fees & Points
Total
Pts
($0)
$0 Fees
Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms
Fees & Points
Total
Pts
($0)
$0 Fees
Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews
Fees & Points
Total
Pts
($0)
$0 Fees
Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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