Credit Unions | United Bay Community Credit Union | Branches | Euclid Office

United Bay Community Credit Union : Euclid Office

3939 N Euclid Ave
Bay City, MI 48706

Visit United Bay Community Credit Union main page

Your current location is: New York City, NY

United Bay Community Credit Union : Euclid Office — distance 545.37

Deposit Rates - April 05, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	0.23%	$10,000	$14,999	Compare
6 Mo CD	0.23%	$100,000	$199,999	Compare
12 Mo CD	0.41%	$10,000	$14,999	Compare
12 Mo CD	0.41%	$100,000	$199,999	Compare
18 Mo CD	0.46%	$10,000	$14,999	Compare
18 Mo CD	0.46%	$100,000	$199,999	Compare
24 Mo CD	0.50%	$10,000	$14,999	Compare
24 Mo CD	0.50%	$100,000	$199,999	Compare
30 Mo CD	0.60%	$10,000	$14,999	Compare
30 Mo CD	0.60%	$100,000	$199,999	Compare
36 Mo CD	0.65%	$10,000	$14,999	Compare
36 Mo CD	0.65%	$100,000	$199,999	Compare
48 Mo CD	0.85%	$10,000	$14,999	Compare
48 Mo CD	0.85%	$100,000	$199,999	Compare
60 Mo CD	1.01%	$10,000	$14,999	Compare
60 Mo CD	1.01%	$100,000	$199,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.06%	$2,500	$2,999	Compare
Money Market	0.08%	$10,000	$14,999	Compare
Money Market	0.12%	$25,000	$29,999	Compare

Featured Home Equity Rates in Michigan

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-04-05

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 15x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Achieve Loans
NMLS ID: 1810501 / Updated 2026-04-02

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-04-05

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-05

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Refi.com
NMLS ID: 1907 / Updated 2026-04-05
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Renofi
NMLS ID: 1802847 / Updated 2026-04-05

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Michigan

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

District Lending
NMLS ID: 1835285

5.864%

$1,868 Fees & Points $4,000 Total
0.750 Pts ($2,400)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

Reliant Home Funding, Inc.
NMLS ID: 292473

5.983%

$1,893 Fees & Points $3,739 Total
0.545 Pts ($1,744)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

SimpLend Mortgage,LLC
NMLS ID: 2558881

5.990%

$1,893 Fees & Points $4,218 Total
0.750 Pts ($2,400)
$1,818 Fees

Simplified Process- We streamline the experience, reducing complexity.
Personalized Service- We're committed to a solution that fits your needs.
Expert Guidance- Benefit from decades of experience in the industry.

Revix
NMLS ID: 2684156
License#: FL0026666

6.086%

$1,917 Fees & Points $3,399 Total
0.691 Pts ($2,211)
$1,188 Fees

Refi faster and cut your monthly cost

Strength Financial
NMLS ID: 2337822

6.120%

$1,919 Fees & Points $4,135 Total
0.925 Pts ($2,960)
$1,175 Fees

Hi, I'm Ryan! Buying a house is easier than you might think!

Midwest Mortgage Lending
NMLS ID: 2262032
License#: FL0023982

6.147%

$1,919 Fees & Points $5,050 Total
0.750 Pts ($2,400)
$2,650 Fees

live rates online at midwestmrtg.com

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.147%

$1,893 Fees & Points $9,478 Total
0.837 Pts ($2,678)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

6.194%

$1,945 Fees & Points $2,342 Total
0.732 Pts ($2,342)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

West Capital Lending
NMLS ID: 1566096

6.349%

$1,971 Fees & Points $3,362 Total
0.646 Pts ($2,067)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

SoFi
NMLS ID: 696891

6.637%

$2,023 Fees & Points $4,573 Total
0.962 Pts ($3,078)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: FR0018107

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

United Bay Community Credit Union : Euclid Office

Deposit Rates - April 05, 2026

Featured Home Equity Rates in Michigan

Featured 30-Year Fixed Mortgage Rates in Michigan

Nearby Branches of UNITED BAY COMMUNITY

Other Nearby Credit Unions to Consider