Credit Unions | United Bay Community Credit Union

United Bay Community Credit Union

United Bay Community Credit Union is a NCUA insured credit union headquartered at 1309 N Lincoln St, Bay City, MI 48708.
It was founded in 1949 and has approximately $297 million in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - August 19, 2026

CD RATES	APY	MIN
6 Mo CD	0.23%	$10,000	Compare
6 Mo CD	0.23%	$100,000	Compare
12 Mo CD	0.41%	$10,000	Compare
12 Mo CD	0.41%	$100,000	Compare
18 Mo CD	0.46%	$10,000	Compare
18 Mo CD	0.46%	$100,000	Compare
24 Mo CD	0.50%	$10,000	Compare
24 Mo CD	0.50%	$100,000	Compare
30 Mo CD	0.60%	$10,000	Compare
30 Mo CD	0.60%	$100,000	Compare
36 Mo CD	0.65%	$10,000	Compare
36 Mo CD	0.65%	$100,000	Compare
48 Mo CD	0.85%	$10,000	Compare
48 Mo CD	0.85%	$100,000	Compare
60 Mo CD	1.01%	$10,000	Compare
60 Mo CD	1.01%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.06%	$2,500	Compare
Money Market	0.08%	$10,000	Compare
Money Market	0.12%	$25,000	Compare

Overview 2026

General Credit Union Information

NCUA Insured	Yes / State-Chartered
Charter Number	# 61186
Date Established	1949
Assets	$297.02 million
Loans	$243.66 million
Deposits	$273.58 million
Capital	$21.95 million

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Branches

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