Credit Unions | Vystar Credit Union | Branches | Middleburg

Vystar Credit Union : Middleburg

2762 Blanding Blvd
Middleburg, FL 32068

Your current location is: New York City, NY

Vystar Credit Union : Middleburg — distance 858.48

Deposit Rates - April 01, 2026

CD RATES	APY	MIN	MAX
3 Mo CD	3.10%	$0	$49,999	Compare
3 Mo CD	3.20%	$50,000	-	Compare
6 Mo CD	3.20%	$0	$49,999	Compare
6 Mo CD	3.30%	$50,000	-	Compare
9 Mo CD	3.20%	$0	$49,999	Compare
9 Mo CD	3.30%	$50,000	-	Compare
12 Mo CD	3.65%	$0	$49,999	Compare
12 Mo CD	3.75%	$50,000	-	Compare
18 Mo CD	3.40%	$0	$49,999	Compare
18 Mo CD	3.50%	$50,000	-	Compare
24 Mo CD	3.40%	$0	$49,999	Compare
24 Mo CD	3.50%	$50,000	-	Compare
30 Mo CD	3.35%	$0	$49,999	Compare
30 Mo CD	3.25%	$50,000	-	Compare
36 Mo CD	3.40%	$0	$49,999	Compare
36 Mo CD	3.50%	$50,000	-	Compare
48 Mo CD	3.35%	$0	$49,999	Compare
48 Mo CD	3.45%	$50,000	-	Compare
60 Mo CD	3.25%	$0	$49,999	Compare
60 Mo CD	3.35%	$50,000	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.05%	$50	-	Compare

MM RATES	APY	MIN	MAX
Money Market	0.90%	$0	$9,999	Compare
Money Market	1.00%	$10,000	$99,999	Compare
Money Market	1.25%	$100,000	$249,999	Compare
Money Market	1.45%	$250,000	-	Compare

VARIABLE IRA RATES	APY	MIN	MAX
VIRA	0.26%	$2,500	$9,999

Featured Home Equity Rates in Florida

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-01
Equal Housing Lender

#1 Non-bank HELOC in the US, A+ BBB Rating

#1 Non-bank HELOC in the US, A+ BBB Rating
Access $15,000 to $750,000 in home equity with flexible terms
Approval in as few as 5 minutes, funding in as few as 5 days
Use to consolidate debt, finance your next home project, or major expenses

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-01
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-04-01

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Renofi
NMLS ID: 1802847 / Updated 2026-04-01

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-01

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Refi.com
NMLS ID: 1907 / Updated 2026-04-01
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Spring EQ
NMLS ID: 1464945 / Updated 2026-04-01

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-04-01

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Splash Financial
NMLS ID: 1630038 / Updated 2026-04-01
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-04-01

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Florida

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

Optimum First Inc
NMLS ID: 240415

5.759%

$1,843 Fees & Points $4,731 Total
0.855 Pts ($2,736)
$1,995 Fees

fill in

District Lending
NMLS ID: 1835285

5.864%

$1,868 Fees & Points $4,000 Total
0.750 Pts ($2,400)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

Securitas Mortgage Inc
NMLS ID: 1039147

5.895%

$1,842 Fees & Points $9,653 Total
0.933 Pts ($2,986)
$6,667 Fees

icensed in Kentucky, Indiana, Tennessee and Florida
Over 50 years of experience in Mortgage Lending.
A COMPLETE focus on our client’s interests and experience.

Reliant Home Funding, Inc.
NMLS ID: 292473

5.977%

$1,893 Fees & Points $3,544 Total
0.484 Pts ($1,549)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

SimpLend Mortgage,LLC
NMLS ID: 2558881
License#: MBR6935

5.979%

$1,893 Fees & Points $3,818 Total
0.625 Pts ($2,000)
$1,818 Fees

Simplified Process- We streamline the experience, reducing complexity.
Personalized Service- We're committed to a solution that fits your needs.
Expert Guidance- Benefit from decades of experience in the industry.

Barrett Financial
NMLS ID: 181106
License#: 2618991

6.047%

$1,893 Fees & Points $6,148 Total
0.750 Pts ($2,400)
$3,748 Fees

Fill IN

Farmers Bank of Kansas City
NMLS ID: 613839

6.074%

$1,917 Fees & Points $2,901 Total
0.658 Pts ($2,106)
$795 Fees

Competitive rates.
Surprisingly smooth process.

River City Mortgage LLC
NMLS ID: 142954
License#: MLD1349

6.104%

$1,919 Fees & Points $3,719 Total
0.820 Pts ($2,624)
$1,095 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

Pure Rate Mortgage
NMLS ID: 2578474

6.105%

$1,919 Fees & Points $3,610 Total
0.800 Pts ($2,560)
$1,050 Fees

Pure Rate equals Pure Savings
We provide real-time access to premier wholesale lenders
Delivering wholesale pricing instantly

Strength Financial
NMLS ID: 2337822

6.108%

$1,919 Fees & Points $3,735 Total
0.800 Pts ($2,560)
$1,175 Fees

Hi, I'm Ryan! Buying a house is easier than you might think!

ProVisor, Inc.
NMLS ID: 1802853

6.114%

$1,919 Fees & Points $4,035 Total
0.889 Pts ($2,845)
$1,190 Fees

Refinance and Refi Cash Out Solutions for Every Homeowner and Veteran

The Mortgage Exchange
NMLS ID: 1248883

6.124%

$1,919 Fees & Points $4,383 Total
1.000 Pts ($3,200)
$1,183 Fees

Add Text

Valley West Mortgage
NMLS ID: 65506

6.125%

$1,919 Fees & Points $4,375 Total
1.000 Pts ($3,200)
$1,175 Fees

Get a loan tailored to your specific needs
Forget the haggle and the hassle
Find the right type of loan for you and your family

F5 Mortgage LLC
NMLS ID: 1938115

6.128%

$1,919 Fees & Points $4,550 Total
0.990 Pts ($3,168)
$1,382 Fees

Real Time Rates With No Hidden Fees
Wholesale Rates Direct To Consumers
Low Rates And Minimal Closing Costs

Midwest Mortgage Lending
NMLS ID: 2262032
License#: MBR5350

6.135%

$1,919 Fees & Points $4,650 Total
0.625 Pts ($2,000)
$2,650 Fees

live rates online at midwestmrtg.com

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.158%

$1,893 Fees & Points $9,846 Total
0.952 Pts ($3,046)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

6.186%

$1,945 Fees & Points $2,086 Total
0.652 Pts ($2,086)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Dylken Home Loans, Inc
NMLS ID: 2673152

6.192%

$1,945 Fees & Points $2,275 Total
0.711 Pts ($2,275)
$0 Fees

Make Refinancing a Breeze
Tap into your home’s equity for renovations or debt consolidation
Refinancing options customized for your unique financial needs

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: MLD 1386

6.216%

$1,945 Fees & Points $3,146 Total
0.983 Pts ($3,146)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Home Simply
NMLS ID: 2473786
License#: MBR6346

6.229%

$1,945 Fees & Points $3,594 Total
0.781 Pts ($2,499)
$1,095 Fees

Simple loans for your dream home!

Salute Mortgage, LLC
NMLS ID: 2601951

6.241%

$1,945 Fees & Points $4,076 Total
0.890 Pts ($2,848)
$1,228 Fees

Strategic refinance advice aligned to long-term financial goals
Clear break-even analysis so refinancing only happens when it makes sense
Access to VA IRRRL, FHA, conventional, and HELOC options

Anchor Home Mortgage Inc
NMLS ID: 169063

6.242%

$1,945 Fees & Points $4,005 Total
1.000 Pts ($3,200)
$805 Fees

"Lower Rates NOT Expectations!"

Revix
NMLS ID: 2684156
License#: MBR7986

6.250%

$1,945 Fees & Points $4,369 Total
0.994 Pts ($3,181)
$1,188 Fees

Refi faster and cut your monthly cost

PenFed Credit Union
NMLS ID: 401822

6.265%

$1,945 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Bergen Mortgage Enterprise LLC
NMLS ID: 1897215
License#: MBR3293

6.321%

$1,971 Fees & Points $2,400 Total
0.750 Pts ($2,400)
$0 Fees

We searched 50+ lenders, so you'll save!

Refi.com
NMLS ID: 1907
License#: Florida

6.339%

$1,971 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

DECO Mortgage
NMLS ID: 2561451

6.347%

$1,971 Fees & Points $3,408 Total
0.508 Pts ($1,626)
$1,782 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

AimLoan.com
NMLS ID: 2890
License#: ML-0700791

6.350%

$1,971 Fees & Points $3,379 Total
0.745 Pts ($2,384)
$995 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!
26 Years' Experience
Get Your FREE Instant Rate Quote

West Capital Lending
NMLS ID: 1566096

6.357%

$1,971 Fees & Points $3,625 Total
0.728 Pts ($2,330)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.444%

$1,997 Fees & Points $2,323 Total
0.726 Pts ($2,323)
$0 Fees

Streamlined Process
Expertise
Customer Service

New American Funding, LLC.
NMLS ID: 6606

6.579%

$2,021 Fees & Points $2,973 Total
0.929 Pts ($2,973)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

SoFi
NMLS ID: 696891

6.630%

$2,021 Fees & Points $4,692 Total
0.999 Pts ($3,197)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MLD849

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Vystar Credit Union : Middleburg

Deposit Rates - April 01, 2026

Featured Home Equity Rates in Florida

Featured 30-Year Fixed Mortgage Rates in Florida

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