Wilmington Trust, National Association : Florham Park Office Branch

Visit Wilmington Trust, National Association main page

Your current location is: New York City, NY

Featured Home Equity Rates in New Jersey

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2025-07-07 Equal Housing Lender

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-07-07

  Intro APR: 7.250 % After Intro:7.250 %

  $15,000

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-07-07

  Cash-Out and Home Equity Options Available.

  $0

  Competitive Rates for FICO Scores 580-679 366k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-07-01

  Intro APR: 7.250 % After Intro:7.250 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-04-18

  Intro APR: 6.490 % After Intro:7.750 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5] Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-07-07

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Farmers Bank of Kansas City NMLS ID: 613839 / Updated 2025-06-20 Equal Housing Lender

  Intro APR: 8.500 % After Intro:8.500 %

  $25,000

  Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-05-08

  Intro APR: 10.125 % After Intro:10.125 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640 Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-07-07

  As low as 6.77% APR on your initial draw*

  $0

  As low as 6.77% APR on your initial draw* Get your money up to 6x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-07-07 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• District Lending NMLS ID: 598623 / Updated 2025-07-07

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-07-07 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-07-07

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Amboy Bank NMLS ID: 418478 / Updated 2025-07-07

  LOAN SALE! Guaranteed 12-month low rate

  $0

  LOAN SALE! 6.50% APR guaranteed for 12 months A 135-year-old bank in New Jersey. Voted Best Bank 25 years in a row. Change your payment with just a phone call Ongoing access to principal as you pay it back Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-07-07

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-07-07

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in New Jersey

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Green Lending, LLC NMLS ID: 2598612

  6.354%

  $1,971 Fees & Points $3,756 Total 0.858 Pts ($2,746) $1,010 Fees

  Personalized mortgage solutions designed for your lifestyle. Expert advice and support every step of the way. Simplifying the mortgage process so you can focus on living. Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  6.372%

  $1,971 Fees & Points $4,120 Total 0.664 Pts ($2,125) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• Northpointe Bank NMLS ID: 447490

  6.593%

  $2,021 Fees & Points $3,453 Total 0.643 Pts ($2,058) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.602%

  $2,021 Fees & Points $3,734 Total 0.948 Pts ($3,034) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Farmers Bank of Kansas City NMLS ID: 613839

  6.622%

  $2,021 Fees & Points $4,406 Total 0.787 Pts ($2,518) $1,888 Fees

  Competitive rates. Surprisingly smooth process. Learn More

• Sebonic NMLS ID: 66247

  6.703%

  $2,049 Fees & Points $2,589 Total 0.809 Pts ($2,589) $0 Fees

  Whether it's time to buy or refi, we're here to help you take the next step. The home financing you need at the speed you deserve Learn More

• Sage Home Loan Corporation NMLS ID: 3304

  6.733%

  $2,049 Fees & Points $3,593 Total 0.656 Pts ($2,099) $1,494 Fees

  Your Stress-Free Pathway Learn More

• PenFed Credit Union NMLS ID: 401822

  6.782%

  $2,049 Fees & Points $5,200 Total 0.625 Pts ($2,000) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Agave Home Loans NMLS ID: 1951574

  7.058%

  $2,127 Fees & Points $2,387 Total 0.684 Pts ($2,189) $198 Fees

  Low Rates and Great Service Earned Us 1200+ 5-Star Reviews and A+ BBB Rating Combine high-interest debts into one loan with a lower interest rate Get a Quick Quote Learn More

• Freedom Mortgage Corporation NMLS ID: 2767

  Fees & Points Total Pts ($0) $0 Fees

  We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.