Xcel Federal Credit Union : Xcel Federal Credit Union
30 Path Plz
Jersey City, NJ 07306
Phone 973-275-9235
Visit Xcel Federal Credit Union main page
Your current location is: New York City, NY
Xcel Federal Credit Union :
XCEL Federal Credit Union
— distance
3.31
Deposit Rates - September 13, 2025
| CD RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
3 Mo CD
|
0.50% | $500 | - | Compare |
|
6 Mo CD
|
2.50% | $500 | - | Compare |
|
12 Mo CD
|
4.00% | $500 | - | Compare |
|
18 Mo CD
|
4.15% | $500 | - | Compare |
|
24 Mo CD
|
3.95% | $500 | - | Compare |
|
36 Mo CD
|
3.30% | $500 | - | Compare |
|
48 Mo CD
|
3.30% | $500 | - | Compare |
|
60 Mo CD
|
3.56% | $500 | - | Compare |
| SAVINGS RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
SAV
|
0.10% | $50 | - | Compare |
| MM RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
Money Market
|
0.50% | $1,000 | $2,499 | Compare |
|
Money Market
|
0.65% | $2,500 | $9,999 | Compare |
|
Money Market
|
0.75% | $10,000 | $24,999 | Compare |
|
Money Market
|
0.90% | $25,000 | - | Compare |
| VARIABLE IRA RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
VIRA
|
0.10% | $0 | - | |
| INT CHECKING RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
INTCK
|
0.05% | $2,500 | - | |
Featured Home Equity Rates in New Jersey
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Sponsored
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Upstart
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Intro APR: 6.990 %
After Intro:6.990 %
$0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-09-13Unlock Your Home's Potential $0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months
$25,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-10Intro APR: 8.700 %
After Intro:8.700 %
$15,000 -
Home Equity Line of Credit - Equal Housing Lender $0 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-10Intro APR: 8.700 %
After Intro:8.700 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-05-08Intro APR: 10.125 %
After Intro:10.125 %
$0 -
New American Funding, LLC
NMLS ID: 6606 / Updated 2025-09-13Cash-Out and Home Equity Options Available. $0 -
Amboy Bank
NMLS ID: 418478 / Updated 2025-09-13LOAN SALE! Guaranteed 12-month low rate $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-09-13Get cash now in exchange for a percentage of your homes future equity. $0 -
Rate
NMLS ID: 2611 / Updated 2025-09-13Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
District Lending
NMLS ID: 598623 / Updated 2025-09-13No Lender Fees $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-09-13Home Equity Loans & Refinance – Cash out $0 -
Upstart
NMLS ID: 2443873 / Updated 2025-09-13As low as 6.52% APR on your initial draw* $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates in New Jersey
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Sponsored
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Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.088% $1,917 Fees & Points $3,362 Total
0.832 Pts ($2,662)
$700 Fees -
PenFed Credit Union
NMLS ID: 4018226.186% $1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.