Xcel Federal Credit Union : Xcel Federal Credit Union
30 Path Plz
Jersey City, NJ 07306
Phone 973-275-9235
Visit Xcel Federal Credit Union main page
Your current location is: New York City, NY
Xcel Federal Credit Union :
XCEL Federal Credit Union
— distance
3.31
Deposit Rates - April 02, 2026
| CD RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
3 Mo CD
|
0.50% | $500 | - | Compare |
|
6 Mo CD
|
3.00% | $500 | - | Compare |
|
12 Mo CD
|
3.50% | $500 | - | Compare |
|
18 Mo CD
|
4.05% | $500 | - | Compare |
|
24 Mo CD
|
4.00% | $500 | - | Compare |
|
36 Mo CD
|
3.50% | $500 | - | Compare |
|
48 Mo CD
|
3.30% | $500 | - | Compare |
|
60 Mo CD
|
3.30% | $500 | - | Compare |
| SAVINGS RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
SAV
|
0.10% | $50 | - | Compare |
| MM RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
Money Market
|
0.50% | $1,000 | $2,499 | Compare |
|
Money Market
|
0.65% | $2,500 | $9,999 | Compare |
|
Money Market
|
0.75% | $10,000 | $24,999 | Compare |
|
Money Market
|
0.90% | $25,000 | - | Compare |
| VARIABLE IRA RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
VIRA
|
0.10% | $0 | - | |
| INT CHECKING RATES | APY | MIN | MAX | |
|---|---|---|---|---|
|
INTCK
|
0.05% | $2,500 | - | |
Featured Home Equity Rates in New Jersey
-
Sponsored
-
Loans Amounts from $25,000 - $500,000. $0 -
Intro APR: 6.240 %
After Intro:6.240 %
$0 -
Intro APR: 6.750 %
After Intro:6.750 %
$25,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11Intro APR: 7.770 %
After Intro:7.770 %
$20,800 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-04-02Get cash now in exchange for a percentage of your homes future equity. $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-02Home Equity Loans & Refinance – Cash out $0 -
Renofi
NMLS ID: 1802847 / Updated 2026-04-02Renovating? Work with experts in renovation financing $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates in New Jersey
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Sponsored
-
Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.977% $1,893 Fees & Points $3,544 Total
0.484 Pts ($1,549)
$1,995 Fees -
LoanFlight Lending, LLC
NMLS ID: 15223446.124% $1,945 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.158% $1,893 Fees & Points $9,846 Total
0.952 Pts ($3,046)
$6,800 Fees -
Northpointe Bank
NMLS ID: 4474906.254% $1,945 Fees & Points $4,403 Total
0.940 Pts ($3,008)
$1,395 Fees -
SoFi
NMLS ID: 6968916.501% $1,997 Fees & Points $4,241 Total
0.858 Pts ($2,746)
$1,495 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Fees & Points Total
Pts ($0)
$0 Fees -
CrossCountry Mortgage
NMLS ID: 3029Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
