Xcel Federal Credit Union : Xcel Fsj
142 Maple Ave
Newark, NJ 07112
Phone 800-284-8663
Visit Xcel Federal Credit Union main page
Your current location is: New York City, NY
Xcel Federal Credit Union :
XCEL FSJ
— distance
11.12
Deposit Rates - September 13, 2025
CD RATES | APY | MIN | MAX | |
---|---|---|---|---|
3 Mo CD
|
0.50% | $500 | - | Compare |
6 Mo CD
|
2.50% | $500 | - | Compare |
12 Mo CD
|
4.00% | $500 | - | Compare |
18 Mo CD
|
4.15% | $500 | - | Compare |
24 Mo CD
|
3.95% | $500 | - | Compare |
36 Mo CD
|
3.30% | $500 | - | Compare |
48 Mo CD
|
3.30% | $500 | - | Compare |
60 Mo CD
|
3.56% | $500 | - | Compare |
SAVINGS RATES | APY | MIN | MAX | |
---|---|---|---|---|
SAV
|
0.10% | $50 | - | Compare |
MM RATES | APY | MIN | MAX | |
---|---|---|---|---|
Money Market
|
0.50% | $1,000 | $2,499 | Compare |
Money Market
|
0.65% | $2,500 | $9,999 | Compare |
Money Market
|
0.75% | $10,000 | $24,999 | Compare |
Money Market
|
0.90% | $25,000 | - | Compare |
VARIABLE IRA RATES | APY | MIN | MAX | |
---|---|---|---|---|
VIRA
|
0.10% | $0 | - |
INT CHECKING RATES | APY | MIN | MAX | |
---|---|---|---|---|
INTCK
|
0.05% | $2,500 | - |
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After Intro:7.750 %
Intro Period: 12 months
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After Intro:8.700 %
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Upstart
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After Intro:8.700 %
$15,000 -
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HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
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NMLS ID: Not a Lender / Updated 2025-09-13Get cash now in exchange for a percentage of your homes future equity. $0 -
Home Equity Line of Credit - Equal Housing Lender $0 -
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NMLS ID: 1168 / Updated 2025-09-13Home Equity Loans & Refinance – Cash out $0 -
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NMLS ID: 6606 / Updated 2025-09-13Cash-Out and Home Equity Options Available. $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-09-13Unlock Your Home's Potential $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates in New Jersey
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Pure Rate Mortgage
NMLS ID: 25784745.956% $1,893 Fees & Points $2,810 Total
0.550 Pts ($1,760)
$1,050 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.088% $1,917 Fees & Points $3,362 Total
0.832 Pts ($2,662)
$700 Fees -
PenFed Credit Union
NMLS ID: 4018226.186% $1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees -
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NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
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NMLS ID: 2767Fees & Points Total
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$0 Fees -
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NMLS ID: 1907Fees & Points Total
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Rocket Mortgage
NMLS ID: 3030Fees & Points Total
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$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.