Credit Unions | Alliant Credit Union | Branches | DENCU

Alliant Credit Union : Dencu

7505 E 35th Ave
Denver, CO 80238

Phone 800-328-1935

Your current location is: New York City, NY

Alliant Credit Union : DENCU — distance 1622.33

Deposit Rates - February 09, 2026

SAVINGS RATES	APY	MIN	MAX
SAV	3.10%	$100	-	Compare

Featured Home Equity Rates in Colorado

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2026-02-09
Equal Housing Lender

Loans Amounts from $25,000 - $500,000.

Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-02-09
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Owning.com
NMLS ID: 2611 / Updated 2026-02-02
Equal Housing Lender

Intro APR: 6.817 %
After Intro:6.817 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Rate.com
NMLS ID: 2611 / Updated 2026-02-02
Equal Housing Lender

Intro APR: 6.819 %
After Intro:6.819 %

$25,000

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Splash Financial
NMLS ID: 1630038 / Updated 2025-11-17
Equal Housing Lender

Intro APR: 7.625 %
After Intro:7.625 %
Intro Period: 8 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-01-07
Equal Housing Lender

Intro APR: 7.750 %
After Intro:7.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Renofi
NMLS ID: 1802847 / Updated 2026-02-09

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-09
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-02-09
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-02-09

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Spring EQ
NMLS ID: 1464945 / Updated 2026-02-09

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-02-09

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-02-09

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Colorado

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

District Lending
NMLS ID: 1835285

5.483%

$1,792 Fees & Points $3,856 Total
0.705 Pts ($2,256)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

Direct Home Lending
NMLS ID: 274058

5.601%

$1,817 Fees & Points $3,561 Total
0.927 Pts ($2,966)
$595 Fees

A Better Type of Home Lending

Reliant Home Funding, Inc.
NMLS ID: 292473

5.631%

$1,815 Fees & Points $5,003 Total
0.940 Pts ($3,008)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Rocky Mountain Rates
NMLS ID: 135622
License#: 100543661

5.736%

$1,843 Fees & Points $3,895 Total
0.875 Pts ($2,800)
$1,095 Fees

Coloradans helping Coloradans!

Saxton Mortgage
NMLS ID: 1717191

5.737%

$1,843 Fees & Points $4,053 Total
0.864 Pts ($2,765)
$1,288 Fees

Get a home loan from your sofa. Then make offers like a boss!
Skip the painful application. Get a reliable approval in 15 minutes.
Never feel alone- your Loan Guide will navigate you the whole way.

Basis Lending, LLC
NMLS ID: 2463124

5.800%

$1,843 Fees & Points $6,314 Total
0.875 Pts ($2,800)
$3,515 Fees

Let our Licensed Experts help you make the best decisions possible.

Foundation Home Loans, LLC
NMLS ID: 2559614

5.840%

$1,868 Fees & Points $3,152 Total
0.985 Pts ($3,152)
$0 Fees

At Foundation, Your Home Dreams Take Flight

Capital Home Loans, LLC
NMLS ID: 2577078

5.842%

$1,868 Fees & Points $3,220 Total
0.725 Pts ($2,320)
$900 Fees

Lower your monthly payments with a customized refinance solution.

Northpointe Bank
NMLS ID: 447490

5.847%

$1,868 Fees & Points $3,398 Total
0.626 Pts ($2,003)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

Salute Mortgage, LLC
NMLS ID: 2601951

5.872%

$1,868 Fees & Points $4,386 Total
0.987 Pts ($3,158)
$1,228 Fees

Strategic refinance advice aligned to long-term financial goals
Clear break-even analysis so refinancing only happens when it makes sense
Access to VA IRRRL, FHA, conventional, and HELOC options

West Capital Lending
NMLS ID: 1566096

5.873%

$1,868 Fees & Points $4,293 Total
0.937 Pts ($2,998)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Bergen Mortgage Enterprise LLC
NMLS ID: 1897215

5.944%

$1,893 Fees & Points $2,400 Total
0.750 Pts ($2,400)
$0 Fees

We searched 50+ lenders, so you'll save!

Refi.com
NMLS ID: 1907

5.962%

$1,893 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Home Simply
NMLS ID: 2473786

5.963%

$1,893 Fees & Points $3,044 Total
0.609 Pts ($1,949)
$1,095 Fees

Simple loans for your dream home!

AimLoan.com
NMLS ID: 2890
License#: 988427

5.965%

$1,893 Fees & Points $3,113 Total
0.662 Pts ($2,118)
$995 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!
26 Years' Experience
Get Your FREE Instant Rate Quote

DECO Mortgage
NMLS ID: 2561451

6.001%

$1,893 Fees & Points $4,512 Total
0.853 Pts ($2,730)
$1,782 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

PenFed Credit Union
NMLS ID: 401822

6.002%

$1,893 Fees & Points $4,395 Total
0.750 Pts ($2,400)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.055%

$1,917 Fees & Points $2,250 Total
0.703 Pts ($2,250)
$0 Fees

Streamlined Process
Expertise
Customer Service

Dylken Home Loans, Inc
NMLS ID: 2673152

6.064%

$1,917 Fees & Points $2,534 Total
0.792 Pts ($2,534)
$0 Fees

Make Refinancing a Breeze
Tap into your home’s equity for renovations or debt consolidation
Refinancing options customized for your unique financial needs

Better.com
NMLS ID: 330511

6.083%

$1,919 Fees & Points $2,845 Total
0.578 Pts ($1,850)
$995 Fees

The Right Mortgage could save you Thousands!

Beeline Loans, Inc.
NMLS ID: 1799947

6.125%

$1,945 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.262%

$1,945 Fees & Points $4,666 Total
0.833 Pts ($2,666)
$2,000 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

New American Funding, LLC.
NMLS ID: 6606

6.327%

$1,969 Fees & Points $2,950 Total
0.922 Pts ($2,950)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Filo Mortgage, L.L.C.
NMLS ID: 1928741

6.341%

$1,971 Fees & Points $3,078 Total
0.962 Pts ($3,078)
$0 Fees

FIll in

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Alliant Credit Union : Dencu

Deposit Rates - February 09, 2026

Featured Home Equity Rates in Colorado

Featured 30-Year Fixed Mortgage Rates in Colorado

Nearby Branches of ALLIANT

Other Nearby Credit Unions to Consider