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Deposit Rates - August 13, 2026

Featured Home Equity Rates in Texas

• Lender

  APR(%)

  Min.Initial Draw Amount

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• Sponsored

  Advertiser Disclosure

• PenFed Credit Union NMLS ID: 401822 / Updated 2026-08-12 Equal Housing Lender

  HELOC: Put Equity to Work

  $0

  HELOC: Put Equity to Work Credit Union rates2. Save on closing costs2. Fund renovations or consolidate debt with one flexible solution. Pay interest only on the amount you borrow. Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-08-03 Equal Housing Lender

  Intro APR: 6.841 % After Intro:6.841 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-08-12 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-08-12

  Use Home Equity to get cash you need

  $0

  Use Home Equity to get cash you need 98% of clients discover savings in minutes Real Savings, Real Fast -$1200 average monthly savings Over 130 Billion Funded. 23 Years in Business Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-08-12

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Texas

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• District Lending NMLS ID: 1835285

  6.223%

  $1,919 Fees & Points $7,699 Total 1.000 Pts ($3,200) $4,499 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  6.245%

  $1,945 Fees & Points $4,078 Total 0.651 Pts ($2,083) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• Optimum First Mortgage NMLS ID: 240415

  6.258%

  $1,945 Fees & Points $4,561 Total 0.802 Pts ($2,566) $1,995 Fees

  On-time closing guarantee Direct contact with your loan officer throughout Single point of contact 7 days a week Learn More

• SimpLend Mortgage NMLS ID: 2558881

  6.356%

  $1,945 Fees & Points $8,202 Total 0.825 Pts ($2,640) $5,562 Fees

  Simplified Process- We streamline the experience, reducing complexity. Personalized Service- We're committed to a solution that fits your needs. Expert Guidance- Benefit from decades of experience in the industry. Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.371%

  $1,971 Fees & Points $4,105 Total 0.900 Pts ($2,880) $1,225 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• iheartloan Inc. NMLS ID: 2562839

  6.373%

  $1,945 Fees & Points $8,481 Total 1.000 Pts ($3,200) $5,281 Fees

  Where Heart Meets Home Superior Rates, Unmatched Service Learn More

• First Rate Mortgage NMLS ID: 30998

  6.488%

  $1,997 Fees & Points $3,801 Total 0.752 Pts ($2,406) $1,395 Fees

  Family Owned Business for 60 years! Quick turn times! Free Consultation! Learn More

• Home Simply NMLS ID: 2473786

  6.494%

  $1,997 Fees & Points $3,997 Total 0.907 Pts ($2,902) $1,095 Fees

  Simple loans for your dream home! Learn More

• Northpointe Bank NMLS ID: 447490

  6.497%

  $1,997 Fees & Points $4,089 Total 0.842 Pts ($2,694) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Mutual of Omaha Mortgage NMLS ID: 1025894

  6.532%

  $1,971 Fees & Points $9,606 Total 0.877 Pts ($2,806) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Revix NMLS ID: 2684156

  6.533%

  $2,023 Fees & Points $1,188 Total 0.000 Pts ($0) $1,188 Fees

  Refi faster and cut your monthly cost Learn More

• Refi.com NMLS ID: 1907 License#: Texas

  6.566%

  $2,023 Fees & Points $2,202 Total 0.688 Pts ($2,202) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.698%

  $2,049 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Turn equity into cash for new opportunities by comparing lender options. Lower your monthly payments and start saving for life's big expenses See if you could keep your rate and get cash out Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  Fees & Points Total Pts ($0) $0 Fees

  Competitive interest rates No Origination fee Soft credit pre-approvals offered Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: 78302

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 98% of clients discover savings in minutes Real savings, real fast - $1200 avg monthly savings Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  "America's #1 Retail Lender (Scottsman Guide)" "Financing 1 and every 36 homes" "Over 20,000 Five Star Reviews On Zillow" Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .