Credit Unions | Alliant Credit Union | Branches | LAXCU

Alliant Credit Union : Laxcu

909 N Sepulveda Blvd
El Segundo, CA 90245

Phone 800-328-1935

Your current location is: New York City, NY

Alliant Credit Union : LAXCU — distance 2456.9

Deposit Rates - February 09, 2026

SAVINGS RATES	APY	MIN	MAX
SAV	3.10%	$100	-	Compare

Featured Home Equity Rates in California

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-09

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 15x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-02-09
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Owning.com
NMLS ID: 2611 / Updated 2026-02-02
Equal Housing Lender

Intro APR: 6.817 %
After Intro:6.817 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Rate.com
NMLS ID: 2611 / Updated 2026-02-02
Equal Housing Lender

Intro APR: 6.819 %
After Intro:6.819 %

$25,000

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Splash Financial
NMLS ID: 1630038 / Updated 2025-11-17
Equal Housing Lender

Intro APR: 7.625 %
After Intro:7.625 %
Intro Period: 8 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-01-07
Equal Housing Lender

Intro APR: 7.750 %
After Intro:7.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-02-09
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-02-09

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Spring EQ
NMLS ID: 1464945 / Updated 2026-02-09

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-09
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-02-09

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-02-09

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Renofi
NMLS ID: 1802847 / Updated 2026-02-09

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-02-09

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in California

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

District Lending
NMLS ID: 1835285

5.483%

$1,792 Fees & Points $3,856 Total
0.705 Pts ($2,256)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

Direct Home Lending
NMLS ID: 274058

5.601%

$1,817 Fees & Points $3,561 Total
0.927 Pts ($2,966)
$595 Fees

A Better Type of Home Lending

Nation Home Loans
NMLS ID: 1513908

5.698%

$1,817 Fees & Points $7,152 Total
0.750 Pts ($2,400)
$4,752 Fees

We specialize in Conventional, VA, and FHA financing.

Saxton Mortgage
NMLS ID: 1717191

5.739%

$1,843 Fees & Points $4,152 Total
0.865 Pts ($2,768)
$1,384 Fees

Proud to help you find the home loan of your future.

iheartloan
NMLS ID: 2562839

5.739%

$1,843 Fees & Points $3,995 Total
0.875 Pts ($2,800)
$1,195 Fees

Where Heart Meets Home
Superior Rates, Unmatched Service

Different Mortgage
NMLS ID: 324599
License#: 324599

5.830%

$1,868 Fees & Points $2,800 Total
0.875 Pts ($2,800)
$0 Fees

25 Years Experience.
Exceptional Rates.
Close Fast. Streamlined Process.

Future First Lending
NMLS ID: 2126430

5.841%

$1,868 Fees & Points $3,295 Total
0.625 Pts ($2,000)
$1,295 Fees

Save thousands with our ultra-competitive rates
More loan options, better deals, bigger savings
Local California mortgage experts on your side

Access Lending Solutions
NMLS ID: 245688
License#: 01827612

5.842%

$1,868 Fees & Points $3,200 Total
1.000 Pts ($3,200)
$0 Fees

Upgrade and Work Directly with 5-Star Broker | CA and TN Refi Specialist
Five-Star Rated with Zillow and Yelp | A+ BBB Rating | 22 Years' Experience
Multiple Lending Options to Include Stand-Alone Home Equity Alternatives

Northpointe Bank
NMLS ID: 447490

5.847%

$1,868 Fees & Points $3,398 Total
0.626 Pts ($2,003)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

West Capital Lending
NMLS ID: 1566096

5.873%

$1,868 Fees & Points $4,293 Total
0.937 Pts ($2,998)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Refi.com
NMLS ID: 1907
License#: California

5.962%

$1,893 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Home Simply
NMLS ID: 2473786

5.963%

$1,893 Fees & Points $3,044 Total
0.609 Pts ($1,949)
$1,095 Fees

Simple loans for your dream home!

AimLoan.com
NMLS ID: 2890
License#: 413-0477

5.965%

$1,893 Fees & Points $3,113 Total
0.662 Pts ($2,118)
$995 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!
26 Years' Experience
Get Your FREE Instant Rate Quote

PenFed Credit Union
NMLS ID: 401822

6.002%

$1,893 Fees & Points $4,395 Total
0.750 Pts ($2,400)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.055%

$1,917 Fees & Points $2,250 Total
0.703 Pts ($2,250)
$0 Fees

Streamlined Process
Expertise
Customer Service

Better.com
NMLS ID: 330511

6.083%

$1,919 Fees & Points $2,845 Total
0.578 Pts ($1,850)
$995 Fees

The Right Mortgage could save you Thousands!

Beeline Loans, Inc.
NMLS ID: 1799947

6.125%

$1,945 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.262%

$1,945 Fees & Points $4,666 Total
0.833 Pts ($2,666)
$2,000 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

New American Funding, LLC.
NMLS ID: 6606

6.327%

$1,969 Fees & Points $2,950 Total
0.922 Pts ($2,950)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Filo Mortgage, L.L.C.
NMLS ID: 1928741

6.341%

$1,971 Fees & Points $3,078 Total
0.962 Pts ($3,078)
$0 Fees

FIll in

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Alliant Credit Union : Laxcu

Deposit Rates - February 09, 2026

Featured Home Equity Rates in California

Featured 30-Year Fixed Mortgage Rates in California

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