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Deposit Rates - August 13, 2026

Featured Home Equity Rates in California

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2026-08-12 Equal Housing Lender

  Fund home improvements, debt consolidation, major expenses, & more

  $0

  Fund home improvements, debt consolidation, major expenses, & more Access the cash you need with a HELOC $0 Application, Origination, and Appraisal fees on lines up to $500K* Apply for a HELOC online or speak with a specialist Learn More

• Aven NMLS ID: 2042345 / Updated 2026-06-29 Equal Housing Lender

  Intro APR: 6.540 % After Intro:6.540 % Intro Period: 6 months

  $5,000

  100% online application process Access credit from $5,000-$400,000 in home equity Quick access to funds - cash in as little as 3 days Check your offer - no impact to credit score Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-08-03 Equal Housing Lender

  Intro APR: 6.819 % After Intro:6.819 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• District Lending NMLS ID: 598623 / Updated 2026-06-23

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  No Lender Fees Get Cash Fast. Most loans fund within 7 days. Work with a human not a robot Over 20 Years Experience Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-02-16 Equal Housing Lender

  Intro APR: 7.375 % After Intro:7.375 % Intro Period: 7 months

  $25,000

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-08-12 Equal Housing Lender

  Cash in with a HELOC

  $0

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-08-12

  Use Home Equity to get cash you need

  $0

  Use Home Equity to get cash you need 98% of clients discover savings in minutes Real Savings, Real Fast -$1200 average monthly savings Over 130 Billion Funded. 23 Years in Business Learn More

• District Lending NMLS ID: 598623 / Updated 2026-08-12

  Work with a human

  $0

  Work with a human No Lender Fees Get cash in as little as 7 days Up to $500,000 available Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-08-12

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-08-12

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-08-12 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-08-12 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in California

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• Optimum First Mortgage NMLS ID: 240415

  6.267%

  $1,945 Fees & Points $4,849 Total 0.892 Pts ($2,854) $1,995 Fees

  On-time closing guarantee Direct contact with your loan officer throughout Single point of contact 7 days a week Learn More

• District Lending NMLS ID: 1835285

  6.327%

  $1,945 Fees & Points $6,899 Total 0.750 Pts ($2,400) $4,499 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Nation Home Loans NMLS ID: 1513908

  6.436%

  $1,971 Fees & Points $6,517 Total 0.375 Pts ($1,200) $5,317 Fees

  We specialize in Conventional, VA, and FHA financing. Learn More

• iheartloan Inc. NMLS ID: 2562839

  6.441%

  $1,971 Fees & Points $6,481 Total 0.375 Pts ($1,200) $5,281 Fees

  Where Heart Meets Home Superior Rates, Unmatched Service Learn More

• Future First Lending NMLS ID: 2126430

  6.461%

  $1,997 Fees & Points $2,894 Total 0.531 Pts ($1,699) $1,195 Fees

  Save thousands with our ultra-competitive rates More loan options, better deals, bigger savings Local California mortgage experts on your side Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.462%

  $1,997 Fees & Points $2,905 Total 0.525 Pts ($1,680) $1,225 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• Home Simply NMLS ID: 2473786

  6.494%

  $1,997 Fees & Points $3,997 Total 0.907 Pts ($2,902) $1,095 Fees

  Simple loans for your dream home! Learn More

• Northpointe Bank NMLS ID: 447490

  6.497%

  $1,997 Fees & Points $4,089 Total 0.842 Pts ($2,694) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Mutual of Omaha Mortgage NMLS ID: 1025894

  6.532%

  $1,971 Fees & Points $9,606 Total 0.877 Pts ($2,806) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• LoanFlight Lending NMLS ID: 1522344 License#: 60DBO60154

  6.551%

  $2,021 Fees & Points $2,045 Total 0.639 Pts ($2,045) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• Refi.com NMLS ID: 1907 License#: California

  6.566%

  $2,023 Fees & Points $2,202 Total 0.688 Pts ($2,202) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Premier Lending Group PLG Corporation NMLS ID: 2085148 License#: 2085148

  6.628%

  $2,023 Fees & Points $4,521 Total 1.000 Pts ($3,200) $1,321 Fees

  Get The Right Rate For You Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.698%

  $2,049 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  "America's #1 Retail Lender (Scottsman Guide)" "Financing 1 and every 36 homes" "Over 20,000 Five Star Reviews On Zillow" Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  Fees & Points Total Pts ($0) $0 Fees

  Competitive interest rates No Origination fee Soft credit pre-approvals offered Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Turn equity into cash for new opportunities by comparing lender options. Lower your monthly payments and start saving for life's big expenses See if you could keep your rate and get cash out Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: 4130574

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 98% of clients discover savings in minutes Real savings, real fast - $1200 avg monthly savings Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .