Savings Account Features Guide
| Interest Rate | |
| APY | 3.10% |
| Minimum Deposit Amount | $100.00 |
| Maximum Deposit Amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $5.00 |
| Minimum Balance to Avoid Fees | - |
| Minimum Required Balance | $100.00 |
| Fees | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | $25.00 |
| Incoming Wires | N/A |
| Account Opening | |
| Open Online | Yes |
| Insured by | N.C.U.A. |
| Statements | |
| Paper Statements | × |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
Account Description
• The minimum balance to keep the savings account open is $5. To earn interest, it must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.
• Federal regulations limit pre-authorized withdrawals to six per month per savings account.
• No monthly fee.
• Deposits and withdrawals at thousands of ATMs nationwide.
Rate History
Customer Reviews for Alliant Credit Union (2)
Rated 3.00 stars out of 5 - based on 2 reviews
TBA
January 24, 2023 |
Opened a high yield savings account in minutes. Got it linked to my local CU savings account in a couple of days. Can move money in and out easily to get the much higher interest than my local CU.
A little more complex but mailed in their online form and the required documentation to set up a family trust account to get the same high yield savings rates for mom's savings as well. Everyone I have spoken to on the phone was courteous and helpful (getting the sign in figured out for the trust account was not quite straightforward) and they got me online in no time. Still a little tenuous on the online only aspect, but has been good for getting a ten times better return on my savings!
taryspt
October 12, 2021 |
Applied over a month ago, Customer service called twice and no help. All required info sent twice. Still no response. Horrible