Ballston Spa National Bank : Ballston Spa National Bank
87 Front Street
Ballston Spa, NY 12020
Deposit Rates -
August 01, 2026
| SAVINGS RATES |
APY |
MIN |
MAX |
|
|
SAV
|
0.05% |
$100 |
-
|
Compare
|
| MM RATES |
APY |
MIN |
MAX |
|
|
Money Market
|
0.15% |
$0 |
-
|
Compare
|
|
Money Market
|
0.35% |
$1 |
-
|
Compare
|
| PREMM RATES |
APY |
MIN |
MAX |
|
|
Premium Money Market
|
1.75% |
$100,000 |
-
|
Compare
|
| FIXED IRA RATES |
APY |
MIN |
MAX |
|
6 Mo FIRA
|
3.57% |
$500 |
-
|
|
9 Mo FIRA
|
3.27% |
$500 |
-
|
|
15 Mo FIRA
|
3.17% |
$500 |
-
|
|
18 Mo FIRA
|
3.62% |
$500 |
-
|
|
24 Mo FIRA
|
3.47% |
$500 |
-
|
| INT CHECKING RATES |
APY |
MIN |
MAX |
|
INTCK
|
0.05% |
$500 |
-
|
Loan Rates -
August 01, 2026
|
MORTGAGE PURCHASE
|
APR(%) |
MONTHLY PAYMENT |
|
10 Year Adjustable Conforming
|
6.18% |
$1,918.56 |
|
15 Year Fixed Conforming
|
5.87% |
$2,657.31 |
|
20 Year Fixed Conforming
|
6.08% |
$2,292.58 |
|
30 Year Fixed Conforming
|
6.31% |
$1,970.30 |
|
MORTGAGE REFINANCE |
APR(%) |
MONTHLY PAYMENT |
|
10 Year Adjustable Conforming
|
6.18% |
$1,918.56
|
|
15 Year Fixed Conforming
|
5.87% |
$2,657.31
|
|
20 Year Fixed Conforming
|
6.08% |
$2,292.58
|
|
30 Year Fixed Conforming
|
6.31% |
$1,970.30
|
|
AUTO LOAN RATES
|
APR(%) |
MONTHLY PAYMENT |
|
3 Year
|
5.40% |
$753.77
|
|
4 Year
|
5.60% |
$582.55
|
|
5 Year
|
5.70% |
$479.84
|
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