Ballston Spa National Bank : Ballston Spa National Bank
87 Front Street
Ballston Spa, NY 12020
Deposit Rates -
May 13, 2025
SAVINGS RATES |
APY |
MIN |
MAX |
|
SAV
|
0.05% |
$100 |
-
|
Compare
|
MM RATES |
APY |
MIN |
MAX |
|
Money Market
|
0.15% |
$0 |
-
|
Compare
|
Money Market
|
0.35% |
$1 |
-
|
Compare
|
PREMM RATES |
APY |
MIN |
MAX |
|
Premium Money Market
|
1.75% |
$100,000 |
-
|
Compare
|
FIXED IRA RATES |
APY |
MIN |
MAX |
6 Mo FIRA
|
4.05% |
$500 |
-
|
9 Mo FIRA
|
4.11% |
$500 |
-
|
15 Mo FIRA
|
3.47% |
$500 |
-
|
18 Mo FIRA
|
3.62% |
$500 |
-
|
24 Mo FIRA
|
3.47% |
$500 |
-
|
INT CHECKING RATES |
APY |
MIN |
MAX |
INTCK
|
0.05% |
$500 |
-
|
Loan Rates -
May 13, 2025
MORTGAGE PURCHASE
|
APR(%) |
MONTHLY PAYMENT |
10 Year Adjustable Conforming
|
7.81% |
$2,103.24 |
15 Year Fixed Conforming
|
7.05% |
$2,854.82 |
20 Year Fixed Conforming
|
7.14% |
$2,480.96 |
30 Year Fixed Conforming
|
7.21% |
$2,156.98 |
MORTGAGE REFINANCE |
APR(%) |
MONTHLY PAYMENT |
10 Year Adjustable Conforming
|
7.81% |
$2,103.24
|
15 Year Fixed Conforming
|
7.05% |
$2,854.82
|
20 Year Fixed Conforming
|
7.14% |
$2,480.96
|
30 Year Fixed Conforming
|
7.21% |
$2,156.98
|
AUTO LOAN RATES
|
APR(%) |
MONTHLY PAYMENT |
3 Year
|
3.90% |
$736.99
|
4 Year
|
4.10% |
$565.60
|
5 Year
|
4.20% |
$462.67
|
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