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Ballston Spa National Bank : Malta Branch

124 Dunning Street
Malta, NY 12020

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Your current location is: New York City, NY

Deposit Rates - November 14, 2025

CD RATES APY MIN MAX
6 Mo CD
0.35% $500 - Compare
6 Mo CD
3.86% $10,000 - Compare
9 Mo CD
3.72% $500 - Compare
12 Mo CD
0.45% $500 - Compare
15 Mo CD
3.81% $500 - Compare
18 Mo CD
0.45% $500 - Compare
18 Mo CD
3.62% $501 - Compare
24 Mo CD
0.50% $500 - Compare
24 Mo CD
3.47% $501 - Compare
30 Mo CD
0.50% $500 - Compare
36 Mo CD
0.60% $500 - Compare
48 Mo CD
0.65% $500 - Compare
60 Mo CD
0.65% $500 - Compare
SAVINGS RATES APY MIN MAX
SAV
0.05% $100 - Compare
MM RATES APY MIN MAX
Money Market
0.15% $0 - Compare
Money Market
0.35% $1 - Compare
PREMM RATES APY MIN MAX
Premium Money Market
1.75% $100,000 - Compare
FIXED IRA RATES APY MIN MAX
6 Mo FIRA
3.86% $500 -
9 Mo FIRA
3.72% $500 -
15 Mo FIRA
3.81% $500 -
18 Mo FIRA
3.62% $500 -
24 Mo FIRA
3.47% $500 -
INT CHECKING RATES APY MIN MAX
INTCK
0.05% $500 -

Loan Rates - November 14, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
10 Year Adjustable Conforming
7.81% $2,103.24
15 Year Fixed Conforming
7.05% $2,854.82
20 Year Fixed Conforming
7.14% $2,480.96
30 Year Fixed Conforming
7.21% $2,156.98
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
10 Year Adjustable Conforming
7.81% $2,103.24
15 Year Fixed Conforming
7.05% $2,854.82
20 Year Fixed Conforming
7.14% $2,480.96
30 Year Fixed Conforming
7.21% $2,156.98
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
5.25% Varies
Compare with 0 RATE Line of Credit from PenFed Credit Union PenFed Credit Union
Compare with 6.95 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
Compare with 7.25 RATE Line of Credit from Four Leaf Federal Credit Union Four Leaf Federal Credit Union
10 Year Loan
5.25% $1,048.48
15 Year Loan
5.50% $790.79
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year
3.90% $736.99
4 Year
4.10% $565.60
5 Year
4.20% $462.67

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