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Ballston Spa National Bank : Galway Branch

5091 Sacandaga Road
Galway, NY 12074

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Your current location is: New York City, NY

Deposit Rates - November 14, 2025

CD RATES APY MIN MAX
6 Mo CD
0.35% $500 - Compare
6 Mo CD
3.86% $10,000 - Compare
9 Mo CD
3.72% $500 - Compare
12 Mo CD
0.45% $500 - Compare
15 Mo CD
3.81% $500 - Compare
18 Mo CD
0.45% $500 - Compare
18 Mo CD
3.62% $501 - Compare
24 Mo CD
0.50% $500 - Compare
24 Mo CD
3.47% $501 - Compare
30 Mo CD
0.50% $500 - Compare
36 Mo CD
0.60% $500 - Compare
48 Mo CD
0.65% $500 - Compare
60 Mo CD
0.65% $500 - Compare
SAVINGS RATES APY MIN MAX
SAV
0.05% $100 - Compare
MM RATES APY MIN MAX
Money Market
0.15% $0 - Compare
Money Market
0.35% $1 - Compare
PREMM RATES APY MIN MAX
Premium Money Market
1.75% $100,000 - Compare
FIXED IRA RATES APY MIN MAX
6 Mo FIRA
3.86% $500 -
9 Mo FIRA
3.72% $500 -
15 Mo FIRA
3.81% $500 -
18 Mo FIRA
3.62% $500 -
24 Mo FIRA
3.47% $500 -
INT CHECKING RATES APY MIN MAX
INTCK
0.05% $500 -

Loan Rates - November 14, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
10 Year Adjustable Conforming
7.81% $2,103.24
15 Year Fixed Conforming
7.05% $2,854.82
20 Year Fixed Conforming
7.14% $2,480.96
30 Year Fixed Conforming
7.21% $2,156.98
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
10 Year Adjustable Conforming
7.81% $2,103.24
15 Year Fixed Conforming
7.05% $2,854.82
20 Year Fixed Conforming
7.14% $2,480.96
30 Year Fixed Conforming
7.21% $2,156.98
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
5.25% Varies
10 Year Loan
5.25% $1,048.48
15 Year Loan
5.50% $790.79
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year
3.90% $736.99
4 Year
4.10% $565.60
5 Year
4.20% $462.67

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