Other Banks to Consider
- USAA Federal Savings Bank
- Western Alliance Bank
- Southwest Heritage Bank
- Goldwater Bank, N.A.
- Gateway Commercial Bank
- Mission Bank
- Integro Bank
- Zenith Bank & Trust
- Gainey Business Bank
- West Valley National Bank
1st Bank Yuma is an FDIC insured institution headquartered at
2799 S 4th Ave, Yuma, AZ 85364.
It was founded in
2001 and has approximately $1 billion in assets. Customers can open an account at one of its 6 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.35% | $100,000 | Compare |
|
SAV
|
0.00% | $500,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.35% | $1,000 | Compare |
|
6 Mo CD
|
0.60% | $100,000 | Compare |
|
12 Mo CD
|
0.45% | $1,000 | Compare |
|
12 Mo CD
|
0.70% | $100,000 | Compare |
|
18 Mo CD
|
0.45% | $1,000 | Compare |
|
18 Mo CD
|
0.70% | $100,000 | Compare |
|
24 Mo CD
|
0.50% | $1,000 | Compare |
|
24 Mo CD
|
0.75% | $100,000 | Compare |
|
36 Mo CD
|
0.55% | $1,000 | Compare |
|
36 Mo CD
|
0.80% | $100,000 | Compare |
|
48 Mo CD
|
0.60% | $1,000 | Compare |
|
48 Mo CD
|
0.85% | $100,000 | Compare |
|
60 Mo CD
|
0.70% | $1,000 | Compare |
|
60 Mo CD
|
0.90% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $25,000 | Compare |
|
Money Market
|
0.00% | $100,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.08% | $5,000 |
| Loans Amounts from $25,000 - $500,000. | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
District Lending NMLS ID: 598623 / Updated 2026-07-12 |
Work with a human | $0 |
| Cash in with a HELOC | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-12 |
Unlock Your Home's Potential | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-12 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-12 |
Use Home Equity to get cash you need | $0 |
Optimum First Mortgage NMLS ID: 240415 |
6.144% |
$1,919
Fees & Points
$4,974 Total
0.931 Pts ($2,979) $1,995 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.317% |
$1,945
Fees & Points
$6,714 Total
1.000 Pts ($3,200) $3,515 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.333% |
$1,971
Fees & Points
$2,959 Total
0.500 Pts ($1,600) $1,359 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.448% |
$1,997
Fees & Points
$2,470 Total
0.772 Pts ($2,470) $0 Fees |
| 6.458% |
$1,997
Fees & Points
$2,803 Total
0.876 Pts ($2,803) $0 Fees |
Filo Mortgage, L.L.C. NMLS ID: 1928741 |
6.678% |
$2,049
Fees & Points
$1,773 Total
0.554 Pts ($1,773) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.704% |
$2,049
Fees & Points
$2,621 Total
0.819 Pts ($2,621) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 57298 |
| Date Established | 2001 |
| Assets | $ 553.40 million |
| Loans | $ 274.92 million |
| Deposits | $ 485.41 million |
| Capital | $ 63.87 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 107.26 million |
| Interest-bearing balances | $ 99.97 million |
| Total securities | $ 135.70 million |
| Federal funds sold and reverse repurchase | $ 3.18 million |
| Net loans and leases | $ 274.92 million |
| Loan loss allowance | $ 3.19 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 2.86 million |
| All other assets | $ 19.05 million |
| Total Assets | $ 489.53 million |
| LIABILITIES | |
| Total deposits | $ 485.41 million |
| Interest-bearing deposits | $ 239.70 million |
| Deposits held in domestic offices | $ 485.41 million |
| % insured (estimated)" | 65.50% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 3.13 millionn |
| Total Liabilities | $ 489.53 million |
| Shareholders’ Equity | $ 63.87 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 21.03 million |
| Total Interest Expense | $ 2.52 million |
| Net interest income | $ 18.50 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 3.92 million |
| Total non interest expense | $ 12.02 million |
| Pre-tax Net Operating Income | $ 4.42 million |
Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ
There are currently no comments for 1st Bank Yuma. Be the first to share your experience. Please provide comments that will help others.