1st Colonial Community Bank


1st Colonial Community Bank is an FDIC insured institution headquartered at 1040 Haddon Ave, Collingswood, NJ 08108.
It was founded in 2000 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - January 26, 2026

SAVINGS RATES APY MIN




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35456
Date Established 2000
Assets $ 842.66 million
Loans $ 617.69 million
Deposits $ 722.83 million
Capital $ 83.74 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 63.13 million
Interest-bearing balances $ 60.94 million
Total securities $ 124.18 million
Federal funds sold and reverse repurchase $ 0.02 million
Net loans and leases $ 617.69 million
Loan loss allowance $ 9.19 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.24 million
Goodwill and other intangibles $ 0.05 million
All other assets $ 26.39 million
     Total Assets $ 758.92 million

LIABILITIES
Total deposits $ 722.83 million
      Interest-bearing deposits $ 649.24 million
      Deposits held in domestic offices $ 722.83 million
      % insured (estimated)" 51.16%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 24.00 million
Subordinated debt N.A.
All other liabilities $ 4.00 millionn
      Total Liabilities $ 758.92 million
      Shareholders’ Equity $ 83.74 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 32.78 million
Total Interest Expense $ 12.13 million
Net interest income $ 20.65 million
Provision for loan and lease losses $ 0.62 million
Total non interest income $ 3.75 million
Total non interest expense $ 15.45 million
Pre-tax Net Operating Income $ 5.60 million

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Branches

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1st Colonial Community Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    3.51%
    15.60x (National Avg. - 0.23%)
    $500
    -
    SCENARIO
    Year Rate
    3.51%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,755 1,229
    2 51,755 1,817 1,272
    3 53,572 1,880 1,316
    4 55,452 1,946 1,362
    5 57,398 2,015 1,410
    6 59,413 2,085 1,460
    7 61,498 2,159 1,511
    8 63,657 2,234 1,564
    9 65,891 2,313 1,619
    10 68,204 2,394 1,676
    11 70,598 2,478 1,735
    12 73,076 2,565 1,795
    13 75,641 2,655 1,859
    14 78,296 2,748 1,924
    15 81,044 2,845 1,991
    16 83,889 2,945 2,061
    17 86,833 3,048 2,133
    18 89,881 3,155 2,208
    19 93,036 3,266 2,286
    20 96,302 3,380 2,366
    TOTAL $49,682 $34,777
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085