Banks | 1st Source Bank
Language
resources/views/banks/institution.blade.php

1st Source Bank


ACH Number: 71212128

1st Source Bank is an FDIC insured institution headquartered at 100 N Michigan St Ste B, South Bend, IN 46601.
It was founded in 1922 and has approximately $9 billion in assets. Customers can open an account at one of its 88 branches.

Deposit Rates - August 23, 2026

SAVINGS RATES APY MIN
SAV
0.02% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $2,500 Compare
11 Mo CD
5.05% $500 Compare
12 Mo CD
0.25% $500 Compare
17 Mo CD
4.50% $500 Compare
18 Mo CD
0.27% $500 Compare
24 Mo CD
0.32% $500 Compare
36 Mo CD
0.50% $500 Compare
48 Mo CD
0.55% $500 Compare
60 Mo CD
0.65% $500 Compare
72 Mo CD
0.65% $500 Compare
MM RATES APY MIN
Money Market
0.09% $2,500 Compare
INT CHECKING RATES APY MIN
INTCK
0.01% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9087
Date Established 1922
Assets $ 9.05 billion
Loans $ 6.89 billion
Deposits $ 7.23 billion
Capital $ 1,261.65 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 120.80 million
Interest-bearing balances $ 51.55 million
Total securities $ 1,522.49 million
Federal funds sold and reverse repurchase $ 0.04 million
Net loans and leases $ 6.89 billion
Loan loss allowance $ 161.85 million
Trading account assets $ 17.04 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 86.50 million
All other assets $ 309.86 million
     Total Assets $ 7.79 billion

LIABILITIES
Total deposits $ 7.23 billion
      Interest-bearing deposits $ 5.63 billion
      Deposits held in domestic offices $ 7.23 billion
      % insured (estimated)" 47.30%
Federal funds purchased and repurchase agreements $ 257.16 million
Trading liabilities $ 17.35 million
Other borrowed funds $ 24.55 million
Subordinated debt N.A.
All other liabilities $ 84.88 millionn
      Total Liabilities $ 7.79 billion
      Shareholders’ Equity $ 1,261.65 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 514.39 million
Total Interest Expense $ 157.81 million
Net interest income $ 356.58 million
Provision for loan and lease losses $ 12.56 million
Total non interest income $ 94.84 million
Total non interest expense $ 215.98 million
Pre-tax Net Operating Income $ 74.18 million

Customer Reviews for 1st Source Bank

There are currently no comments for 1st Source Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ

1st Source Bank Locations

Other Banks to Consider