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AB&T

AB&T is an FDIC insured institution headquartered at 2815 Meredyth Dr, Albany, GA 31707.
It was founded in 1999 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - April 11, 2026

SAVINGS RATES	APY	MIN
Savings	0.05%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.20%	$10,000	Compare
6 Mo CD	0.20%	$100,000	Compare
12 Mo CD	0.30%	$10,000	Compare
12 Mo CD	0.30%	$100,000	Compare
18 Mo CD	0.30%	$10,000	Compare
18 Mo CD	0.30%	$100,000	Compare
24 Mo CD	0.40%	$10,000	Compare
24 Mo CD	0.40%	$100,000	Compare
30 Mo CD	0.40%	$10,000	Compare
30 Mo CD	0.40%	$100,000	Compare
36 Mo CD	0.50%	$10,000	Compare
36 Mo CD	0.50%	$100,000	Compare
48 Mo CD	0.50%	$10,000	Compare
48 Mo CD	0.50%	$100,000	Compare
60 Mo CD	0.50%	$10,000	Compare
60 Mo CD	0.50%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.15%	$2,500	Compare
Money Market	0.15%	$10,000	Compare
Money Market	0.15%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.05%	$2,500

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Reliant Home Funding, Inc.
NMLS ID: 292473

5.877%

$1,868 Fees & Points $4,440 Total
0.764 Pts ($2,445)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

PenFed Credit Union
NMLS ID: 401822

6.151%

$1,919 Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 35029
Date Established	1999
Assets	$ 279.79 million
Loans	$ 184.52 million
Deposits	$ 247.23 million
Capital	$ 31.10 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions	$ 15.07 million
Interest-bearing balances	$ 14.21 million
Total securities	$ 32.30 million
Federal funds sold and reverse repurchase	$ 42.88 million
Net loans and leases	$ 184.52 million
Loan loss allowance	$ 2.48 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	N.A.
All other assets	$ 2.61 million
Total Assets	$ 248.70 million

LIABILITIES
Total deposits	$ 247.23 million
Interest-bearing deposits	$ 156.58 million
Deposits held in domestic offices	$ 247.23 million
% insured (estimated)"	58.16%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 3.77 million
Subordinated debt	N.A.
All other liabilities	$ 0.51 millionn
Total Liabilities	$ 248.70 million
Shareholders’ Equity	$ 31.10 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income	$ 15.22 million
Total Interest Expense	$ 3.17 million
Net interest income	$ 12.05 million
Provision for loan and lease losses	N.A.
Total non interest income	$ 0.93 million
Total non interest expense	$ 6.23 million
Pre-tax Net Operating Income	$ 1.46 million

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Branches

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