Altamaha Bank & Trust Company


Altamaha Bank & Trust Company is an FDIC insured institution headquartered at 206 Jackson St, Vidalia, GA 30474.
It was founded in 1966 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - April 25, 2025

SAVINGS RATES APY MIN
Savings
0.15% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.35% $10,000 Compare
12 Mo CD
0.35% $100,000 Compare
18 Mo CD
0.40% $10,000 Compare
18 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.45% $10,000 Compare
24 Mo CD
0.45% $100,000 Compare
36 Mo CD
0.60% $10,000 Compare
36 Mo CD
0.60% $100,000 Compare
48 Mo CD
0.60% $10,000 Compare
48 Mo CD
0.60% $100,000 Compare
60 Mo CD
0.70% $10,000 Compare
60 Mo CD
0.70% $100,000 Compare
FIXED IRA RATES APY MIN
Fixed IRA
0.35% $1
INT CHECKING RATES APY MIN
Int Ckg
0.10% $1
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19590
Date Established 1966
Assets $ 330.36 million
Loans $ 220.66 million
Deposits $ 305.93 million
Capital $ 23.79 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 29.58 million
Interest-bearing balances $ 24.51 million
Total securities $ 63.14 million
Federal funds sold and reverse repurchase $ 6.68 million
Net loans and leases $ 220.66 million
Loan loss allowance $ 3.32 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 7.58 million
     Total Assets $ 306.57 million

LIABILITIES
Total deposits $ 305.93 million
      Interest-bearing deposits $ 196.88 million
      Deposits held in domestic offices $ 305.93 million
      % insured (estimated)" 73.47%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.16 millionn
      Total Liabilities $ 306.57 million
      Shareholders’ Equity $ 23.79 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 17.11 million
Total Interest Expense $ 5.14 million
Net interest income $ 11.96 million
Provision for loan and lease losses $ 0.67 million
Total non interest income $ 2.12 million
Total non interest expense $ 8.84 million
Pre-tax Net Operating Income $ 2.23 million

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Branches

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Altamaha Bank & Trust Company Locations