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Altamaha Bank & Trust Company


Altamaha Bank & Trust Company is an FDIC insured institution headquartered at 206 Jackson St, Vidalia, GA 30474.
It was founded in 1966 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - July 02, 2026

SAVINGS RATES APY MIN
Savings
0.15% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.35% $10,000 Compare
12 Mo CD
0.35% $100,000 Compare
18 Mo CD
0.40% $10,000 Compare
18 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.45% $10,000 Compare
24 Mo CD
0.45% $100,000 Compare
36 Mo CD
0.60% $10,000 Compare
36 Mo CD
0.60% $100,000 Compare
48 Mo CD
0.60% $10,000 Compare
48 Mo CD
0.60% $100,000 Compare
60 Mo CD
0.70% $10,000 Compare
60 Mo CD
0.70% $100,000 Compare
FIXED IRA RATES APY MIN
Fixed IRA
0.35% $1
INT CHECKING RATES APY MIN
Int Ckg
0.10% $1
Int Ckg
0.10% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19590
Date Established 1966
Assets $ 333.34 million
Loans $ 250.58 million
Deposits $ 298.33 million
Capital $ 28.53 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 9.39 million
Interest-bearing balances $ 1.33 million
Total securities $ 60.99 million
Federal funds sold and reverse repurchase $ 1.78 million
Net loans and leases $ 250.58 million
Loan loss allowance $ 3.42 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 7.58 million
     Total Assets $ 304.81 million

LIABILITIES
Total deposits $ 298.33 million
      Interest-bearing deposits $ 203.72 million
      Deposits held in domestic offices $ 298.33 million
      % insured (estimated)" 72.31%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.16 millionn
      Total Liabilities $ 304.81 million
      Shareholders’ Equity $ 28.53 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 20.10 million
Total Interest Expense $ 5.19 million
Net interest income $ 14.91 million
Provision for loan and lease losses $ 2.43 million
Total non interest income $ 2.70 million
Total non interest expense $ 9.84 million
Pre-tax Net Operating Income $ 2.23 million

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