American Bank & Trust Company


American Bank & Trust Company is an FDIC insured institution headquartered at 307 E Landry St, Opelousas, LA 70570.
It was founded in 1958 and has approximately $0 billion in assets. Customers can open an account at one of its 8 branches.

Deposit Rates - May 3, 2024

SAVINGS RATES APY MIN
Savings
0.40% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.40% $10,000 Compare
6 Mo CD
0.40% $100,000 Compare
12 Mo CD
0.65% $10,000 Compare
12 Mo CD
0.65% $100,000 Compare
24 Mo CD
0.80% $10,000 Compare
24 Mo CD
0.80% $100,000 Compare
36 Mo CD
1.00% $10,000 Compare
36 Mo CD
1.00% $100,000 Compare
MM RATES APY MIN
Money Market
0.45% $2,500 Compare
Money Market
0.45% $10,000 Compare
Money Market
0.45% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.35% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17906
Date Established 1958
Assets $ 257.32 million
Loans $ 157.45 million
Deposits $ 232.36 million
Capital $ 19.81 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 28.01 million
Interest-bearing balances $ 21.59 million
Total securities $ 63.58 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 157.45 million
Loan loss allowance $ 1.52 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 4.80 million
     Total Assets $ 237.51 million

LIABILITIES
Total deposits $ 232.36 million
      Interest-bearing deposits $ 142.46 million
      Deposits held in domestic offices $ 232.36 million
      % insured (estimated) 58.28%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 2.87 million
Subordinated debt N.A.
All other liabilities $ 1.90 millionn
      Total Liabilities $ 237.51 million
      Shareholders’ Equity $ 19.81 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 9.99 million
Total Interest Expense $ 1.42 million
Net interest income $ 8.57 million
Provision for loan and lease losses $ 0.07 million
Total non interest income $ 1.23 million
Total non interest expense $ 6.39 million
Pre-tax Net Operating Income $ 1.29 million

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Branches

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American Bank & Trust Company Locations