American Bank & Trust Company, Inc.


American Bank & Trust Company, Inc. is an FDIC insured institution headquartered at 531 Lovers Ln, Bowling Green, KY 42103.
It was founded in 2000 and has approximately $1 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - March 13, 2026

SAVINGS RATES APY MIN
SAV
1.00% $100 Compare
CD RATES APY MIN
6 Mo CD
2.00% $1,000 Compare
12 Mo CD
4.00% $1,000 Compare
18 Mo CD
3.55% $1,000 Compare
24 Mo CD
3.45% $1,000 Compare
30 Mo CD
3.45% $1,000 Compare
36 Mo CD
3.45% $1,000 Compare
48 Mo CD
3.45% $1,000 Compare
60 Mo CD
3.25% $1,000 Compare
MM RATES APY MIN
Money Market
2.05% $2,500 Compare
Money Market
2.35% $50,000 Compare
Money Market
3.85% $300,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.70% $500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35568
Date Established 2000
Assets $ 890.00 million
Loans $ 694.32 million
Deposits $ 772.61 million
Capital $ 77.39 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 11.78 million
Interest-bearing balances $ 2.72 million
Total securities $ 103.03 million
Federal funds sold and reverse repurchase $ 37.63 million
Net loans and leases $ 694.32 million
Loan loss allowance $ 6.60 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 26.59 million
     Total Assets $ 812.61 million

LIABILITIES
Total deposits $ 772.61 million
      Interest-bearing deposits $ 674.53 million
      Deposits held in domestic offices $ 772.61 million
      % insured (estimated)" 78.24%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 6.00 million
Subordinated debt N.A.
All other liabilities $ 2.64 millionn
      Total Liabilities $ 812.61 million
      Shareholders’ Equity $ 77.39 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 40.21 million
Total Interest Expense $ 20.60 million
Net interest income $ 19.61 million
Provision for loan and lease losses $ 0.78 million
Total non interest income $ 2.01 million
Total non interest expense $ 12.26 million
Pre-tax Net Operating Income $ 3.60 million

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Branches

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American Bank & Trust Company, Inc. Locations