American Bank & Trust Company, Inc.


American Bank & Trust Company, Inc. is an FDIC insured institution headquartered at 531 Lovers Ln, Bowling Green, KY 42103.
It was founded in 2000 and has approximately $1 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - April 28, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35568
Date Established 2000
Assets $ 748.61 million
Loans $ 590.91 million
Deposits $ 642.02 million
Capital $ 63.18 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 11.38 million
Interest-bearing balances $ 4.14 million
Total securities $ 103.93 million
Federal funds sold and reverse repurchase $ 1.03 million
Net loans and leases $ 590.91 million
Loan loss allowance $ 4.95 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 26.59 million
     Total Assets $ 685.43 million

LIABILITIES
Total deposits $ 642.02 million
      Interest-bearing deposits $ 545.31 million
      Deposits held in domestic offices $ 642.02 million
      % insured (estimated) 74.19%
Federal funds purchased and repurchase agreements $ 10.95 million
Trading liabilities N.A.
Other borrowed funds $ 6.00 million
Subordinated debt N.A.
All other liabilities $ 2.64 millionn
      Total Liabilities $ 685.43 million
      Shareholders’ Equity $ 63.18 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 34.88 million
Total Interest Expense $ 16.54 million
Net interest income $ 18.35 million
Provision for loan and lease losses $ 0.77 million
Total non interest income $ 3.55 million
Total non interest expense $ 13.87 million
Pre-tax Net Operating Income $ 3.60 million

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Branches

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American Bank & Trust Company, Inc. Locations