Our records indicate that this bank has been acquired by
Wellworth Bank.
American Bank & Trust of the Cumberlands is an FDIC insured institution headquartered at
808 West Main Street, Livingston, TN 38570.
It was founded in
1978 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.
Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 31980
Date Established
1978
Assets
$ 335.77 million
Loans
$ 180.89 million
Deposits
$ 294.20 million
Capital
$ 39.22 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 126.55 million
Interest-bearing balances
$ 123.16 million
Total securities
$ 1.75 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 180.89 million
Loan loss allowance
$ 0.61 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 13.19 million
All other assets
$ 6.01 million
Total Assets
$ 296.40 million
LIABILITIES
Total deposits
$ 294.20 million
Interest-bearing deposits
$ 253.54 million
Deposits held in domestic offices
$ 294.20 million
% insured (estimated)"
81.61%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 2.20 millionn
Total Liabilities
$ 296.40 million
Shareholders’ Equity
$ 39.37 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 5.52 million
Total Interest Expense
$ 0.04 million
Net interest income
$ 5.48 million
Provision for loan and lease losses
$ 0.60 million
Total non interest income
$ 2.52 million
Total non interest expense
$ 3.53 million
Pre-tax Net Operating Income
$ 3.87 million
Customer Reviews for American Bank & Trust of the Cumberlands
There are currently no comments for American Bank & Trust of the Cumberlands. Be the first to share your experience. Please provide comments that will help others.
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
American Bank & Trust of the Cumberlands Locations
There are currently no comments for American Bank & Trust of the Cumberlands. Be the first to share your experience. Please provide comments that will help others.