Athol Savings Bank is an FDIC insured institution headquartered at
388 Main St, Athol, MA 01331.
It was founded in
1867 and has approximately $1 billion in assets. Customers can open an account at one of its 8 branches.
Deposit Rates -
June 09, 2025
SAVINGS RATES
APY
MIN
SAV
0.01%
$10
Compare
MM RATES
APY
MIN
Money Market
0.75%
$10
Compare
Money Market
0.50%
$2,500
Compare
Money Market
1.00%
$50,000
Compare
Money Market
1.50%
$100,000
Compare
FIXED IRA RATES
APY
MIN
9 Mo FIRA
1.00%
$501
13 Mo FIRA
1.00%
$501
15 Mo FIRA
1.00%
$501
VARIABLE IRA RATES
APY
MIN
VIRA
0.01%
$10
INT CHECKING RATES
APY
MIN
INTCK
0.02%
$10
INTCK
0.05%
$2,500
Loan Rates -
June 09, 2025
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Conforming
6.56%
$2,765.60
20 Year Fixed Conforming
6.65%
$2,385.83
30 Year Fixed Conforming
6.86%
$2,075.51
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Conforming
6.56%
$2,765.60
20 Year Fixed Conforming
6.65%
$2,385.83
30 Year Fixed Conforming
6.86%
$2,075.51
HOME EQUITY RATES
APR(%)
MONTHLY PAYMENT
5 Year Loan
6.50%
$1,956.61
AUTO LOAN RATES
APR(%)
MONTHLY PAYMENT
3 Year
6.49%
$766.11
4 Year
6.74%
$595.65
5 Year
6.74%
$491.97
6 Year
6.99%
$426.11
Overview 2025
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 90146
Date Established
1867
Assets
$ 640.76 million
Loans
$ 423.80 million
Deposits
$ 521.97 million
Capital
$ 64.50 million
Summary Balance Sheet as of December 31, 2024
ASSETS
Cash & Balances due from depository institutions
$ 16.19 million
Interest-bearing balances
$ 11.67 million
Total securities
$ 171.93 million
Federal funds sold and reverse repurchase
$ 0.10 million
Net loans and leases
$ 423.80 million
Loan loss allowance
$ 4.65 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.02 million
All other assets
$ 19.04 million
Total Assets
$ 576.26 million
LIABILITIES
Total deposits
$ 521.97 million
Interest-bearing deposits
$ 448.96 million
Deposits held in domestic offices
$ 521.97 million
% insured (estimated)"
85.00%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 3.50 millionn
Total Liabilities
$ 576.26 million
Shareholders’ Equity
$ 64.50 million
Summary Income Statement as of December 31, 2024
INCOME AND EXPENSES
Total Interest Income
$ 25.37 million
Total Interest Expense
$ 11.85 million
Net interest income
$ 13.52 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 4.36 million
Total non interest expense
$ 15.98 million
Pre-tax Net Operating Income
$ 1.92 million
Customer Reviews for Athol Savings Bank
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
Athol Savings Bank Locations
There are currently no comments for Athol Savings Bank. Be the first to share your experience. Please provide comments that will help others.