Athol Savings Bank is an FDIC insured institution headquartered at
388 Main St, Athol, MA 01331.
It was founded in
1867 and has approximately $1 billion in
assets. Customers can open an account at one of its 8 branches.
Deposit Rates - July 27, 2024
Loan Rates - July 27, 2024
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Conforming
6.56%
$2,765.60
20 Year Fixed Conforming
6.65%
$2,385.83
30 Year Fixed Conforming
6.86%
$2,075.51
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Conforming
6.56%
$2,765.60
20 Year Fixed Conforming
6.65%
$2,385.83
30 Year Fixed Conforming
6.86%
$2,075.51
HOME EQUITY RATES
APR(%)
MONTHLY PAYMENT
5 Year Loan
6.50%
$1,956.61
AUTO LOAN RATES
APR(%)
MONTHLY PAYMENT
3 Year
6.49%
$766.11
4 Year
6.74%
$595.65
5 Year
6.74%
$491.97
6 Year
6.99%
$426.11
Overview 2024
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 90146
Date Established
1867
Assets
$ 632.67 million
Loans
$ 407.32 million
Deposits
$ 509.13 million
Capital
$ 61.67 million
Summary Balance Sheet as of March 31, 2024
ASSETS
Cash & Balances due from depository institutions
$ 23.31 million
Interest-bearing balances
$ 18.25 million
Total securities
$ 172.23 million
Federal funds sold and reverse repurchase
$ 0.12 million
Net loans and leases
$ 407.32 million
Loan loss allowance
$ 5.08 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.03 million
All other assets
$ 19.04 million
Total Assets
$ 571.00 million
LIABILITIES
Total deposits
$ 509.13 million
Interest-bearing deposits
$ 431.19 million
Deposits held in domestic offices
$ 509.13 million
% insured (estimated)
85.44%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 3.50 millionn
Total Liabilities
$ 571.00 million
Shareholders’ Equity
$ 61.67 million
Summary Income Statement as of March 31, 2024
INCOME AND EXPENSES
Total Interest Income
$ 5.89 million
Total Interest Expense
$ 2.75 million
Net interest income
$ 3.15 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 1.12 million
Total non interest expense
$ 3.88 million
Pre-tax Net Operating Income
$ 1.92 million
Customer Reviews for Athol Savings Bank
Branches
Click on location and enter new zip number to change.
Your current location is: Columbus, OH
Athol Savings Bank Locations
There are currently no comments for Athol Savings Bank. Be the first to share your experience. Please provide comments that will help others.