Banks | Athol Savings Bank

Athol Savings Bank

Athol Savings Bank is an FDIC insured institution headquartered at 388 Main St, Athol, MA 01331.
It was founded in 1867 and has approximately $1 billion in assets. Customers can open an account at one of its 8 branches.

Deposit Rates - April 25, 2025

SAVINGS RATES	APY	MIN
SAV	0.01%	$10	Compare

CD RATES	APY	MIN
3 Mo CD	0.15%	$500	Compare
6 Mo CD	0.25%	$500	Compare
9 Mo CD	1.00%	$501	Compare
12 Mo CD	0.40%	$500	Compare
13 Mo CD	1.00%	$501	Compare
15 Mo CD	1.00%	$500	Compare
18 Mo CD	0.50%	$500	Compare
21 Mo CD	1.50%	$500	Compare
23 Mo CD	3.30%	$500	Compare
24 Mo CD	0.50%	$500	Compare
36 Mo CD	0.50%	$500	Compare
60 Mo CD	0.50%	$500	Compare

MM RATES	APY	MIN
Money Market	0.75%	$10	Compare
Money Market	0.50%	$2,500	Compare
Money Market	1.00%	$50,000	Compare
Money Market	1.50%	$100,000	Compare

FIXED IRA RATES	APY	MIN
9 Mo FIRA	1.00%	$501
13 Mo FIRA	1.00%	$501
15 Mo FIRA	1.00%	$501

VARIABLE IRA RATES	APY	MIN
VIRA	0.01%	$10

INT CHECKING RATES	APY	MIN
INTCK	0.02%	$10
INTCK	0.05%	$2,500

Loan Rates - April 25, 2025

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.56%	$2,765.60
20 Year Fixed Conforming	6.65%	$2,385.83
30 Year Fixed Conforming	6.86%	$2,075.51

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.56%	$2,765.60
20 Year Fixed Conforming	6.65%	$2,385.83
30 Year Fixed Conforming	6.86%	$2,075.51

See Other Mortgage Rates →

HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
5 Year Loan	6.50%	$1,956.61

See Other Home Equity Rates →

AUTO LOAN RATES	APR(%)	MONTHLY PAYMENT
3 Year	6.49%	$766.11
4 Year	6.74%	$595.65
5 Year	6.74%	$491.97
6 Year	6.99%	$426.11

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 90146
Date Established	1867
Assets	$ 640.76 million
Loans	$ 423.80 million
Deposits	$ 521.97 million
Capital	$ 64.50 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 16.19 million
Interest-bearing balances	$ 11.67 million
Total securities	$ 171.93 million
Federal funds sold and reverse repurchase	$ 0.10 million
Net loans and leases	$ 423.80 million
Loan loss allowance	$ 4.65 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 0.02 million
All other assets	$ 19.04 million
Total Assets	$ 576.26 million

LIABILITIES
Total deposits	$ 521.97 million
Interest-bearing deposits	$ 448.96 million
Deposits held in domestic offices	$ 521.97 million
% insured (estimated)"	85.00%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 3.50 millionn
Total Liabilities	$ 576.26 million
Shareholders’ Equity	$ 64.50 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 25.37 million
Total Interest Expense	$ 11.85 million
Net interest income	$ 13.52 million
Provision for loan and lease losses	N.A.
Total non interest income	$ 4.36 million
Total non interest expense	$ 15.98 million
Pre-tax Net Operating Income	$ 1.92 million

Customer Reviews for Athol Savings Bank

There are currently no comments for Athol Savings Bank. Be the first to share your experience. Please provide comments that will help others.

Branches

Click on location and enter new zip number to change."
Your current location is: Columbus, OH