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Avidbank is an FDIC insured institution headquartered at
1732 N 1st St, San Jose, CA 95112.
It was founded in
2003 and has approximately $3 billion in assets. Customers can open an account at one of its 2 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.02% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.08% | $10,000 | Compare |
|
6 Mo CD
|
0.20% | $100,000 | Compare |
|
12 Mo CD
|
0.27% | $10,000 | Compare |
|
12 Mo CD
|
0.40% | $100,000 | Compare |
|
18 Mo CD
|
0.27% | $10,000 | Compare |
|
18 Mo CD
|
0.40% | $100,000 | Compare |
|
24 Mo CD
|
0.53% | $10,000 | Compare |
|
24 Mo CD
|
0.80% | $100,000 | Compare |
|
30 Mo CD
|
0.53% | $10,000 | Compare |
|
30 Mo CD
|
0.80% | $100,000 | Compare |
|
36 Mo CD
|
0.80% | $10,000 | Compare |
|
36 Mo CD
|
1.15% | $100,000 | Compare |
|
48 Mo CD
|
0.80% | $10,000 | Compare |
|
48 Mo CD
|
1.15% | $100,000 | Compare |
|
60 Mo CD
|
0.80% | $10,000 | Compare |
|
60 Mo CD
|
1.15% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.02% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
|
Intro APR: 6.817 %
After Intro:6.817 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| Cash in with a HELOC | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-05-26 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-05-26 |
Unlock Your Home's Potential | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-05-26 |
Home Equity Loans & Refinance – Cash out | $0 |
| 6.005% |
$1,893
Fees & Points
$4,499 Total
0.750 Pts ($2,400) $2,099 Fees |
Saxton Mortgage NMLS ID: 1717191 |
6.110% |
$1,919
Fees & Points
$3,871 Total
0.805 Pts ($2,576) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.179% |
$1,919
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.243% |
$1,945
Fees & Points
$4,159 Total
0.875 Pts ($2,800) $1,359 Fees |
Barrett Financial NMLS ID: 181106 |
6.285% |
$1,945
Fees & Points
$5,467 Total
0.835 Pts ($2,672) $2,795 Fees |
| 6.286% |
$1,971
Fees & Points
$1,305 Total
0.375 Pts ($1,200) $105 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.340% |
$1,971
Fees & Points
$3,059 Total
0.956 Pts ($3,059) $0 Fees |
| 6.342% |
$1,971
Fees & Points
$3,126 Total
0.977 Pts ($3,126) $0 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.370% |
$1,971
Fees & Points
$4,182 Total
0.798 Pts ($2,554) $1,628 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.371% |
$1,945
Fees & Points
$8,413 Total
0.504 Pts ($1,613) $6,800 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.425% |
$1,997
Fees & Points
$1,690 Total
0.528 Pts ($1,690) $0 Fees |
Simply PMG NMLS ID: 133739 |
6.455% |
$1,997
Fees & Points
$2,687 Total
0.435 Pts ($1,392) $1,295 Fees |
| 6.463% |
$1,997
Fees & Points
$3,207 Total
0.616 Pts ($1,971) $1,236 Fees |
Northpointe Bank NMLS ID: 447490 |
6.474% |
$1,997
Fees & Points
$3,341 Total
0.608 Pts ($1,946) $1,395 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.506% |
$1,997
Fees & Points
$4,395 Total
0.750 Pts ($2,400) $1,995 Fees |
Filo Mortgage, L.L.C. NMLS ID: 1928741 |
6.570% |
$2,023
Fees & Points
$2,342 Total
0.732 Pts ($2,342) $0 Fees |
SoFi NMLS ID: 696891 |
6.758% |
$2,049
Fees & Points
$4,426 Total
0.916 Pts ($2,931) $1,495 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 57510 |
| Date Established | 2003 |
| Assets | $ 2.56 billion |
| Loans | $ 2.13 billion |
| Deposits | $ 2.19 billion |
| Capital | $ 290.40 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 154.57 million |
| Interest-bearing balances | $ 146.63 million |
| Total securities | $ 218.16 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 2.13 billion |
| Loan loss allowance | $ 22.26 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 71.81 million |
| Total Assets | $ 2.27 billion |
| LIABILITIES | |
| Total deposits | $ 2.19 billion |
| Interest-bearing deposits | $ 1,629.10 million |
| Deposits held in domestic offices | $ 2.19 billion |
| % insured (estimated)" | 58.23% |
| Federal funds purchased and repurchase agreements | $ 60.00 million |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 21.13 millionn |
| Total Liabilities | $ 2.27 billion |
| Shareholders’ Equity | $ 290.40 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 145.75 million |
| Total Interest Expense | $ 56.70 million |
| Net interest income | $ 89.05 million |
| Provision for loan and lease losses | $ 5.12 million |
| Total non interest income | $ 5.90 million |
| Total non interest expense | $ 52.30 million |
| Pre-tax Net Operating Income | $ 13.54 million |
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