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Avidbank is an FDIC insured institution headquartered at
1732 N 1st St, San Jose, CA 95112.
It was founded in
2003 and has approximately $3 billion in assets. Customers can open an account at one of its 2 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.02% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.08% | $10,000 | Compare |
|
6 Mo CD
|
0.20% | $100,000 | Compare |
|
12 Mo CD
|
0.27% | $10,000 | Compare |
|
12 Mo CD
|
0.40% | $100,000 | Compare |
|
18 Mo CD
|
0.27% | $10,000 | Compare |
|
18 Mo CD
|
0.40% | $100,000 | Compare |
|
24 Mo CD
|
0.53% | $10,000 | Compare |
|
24 Mo CD
|
0.80% | $100,000 | Compare |
|
30 Mo CD
|
0.53% | $10,000 | Compare |
|
30 Mo CD
|
0.80% | $100,000 | Compare |
|
36 Mo CD
|
0.80% | $10,000 | Compare |
|
36 Mo CD
|
1.15% | $100,000 | Compare |
|
48 Mo CD
|
0.80% | $10,000 | Compare |
|
48 Mo CD
|
1.15% | $100,000 | Compare |
|
60 Mo CD
|
0.80% | $10,000 | Compare |
|
60 Mo CD
|
1.15% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.02% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| Loans Amounts from $25,000 - $500,000. | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
District Lending NMLS ID: 598623 / Updated 2026-06-23 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-25 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-25 |
Home Equity Loans & Refinance – Cash out | $0 |
| Cash in with a HELOC | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
District Lending NMLS ID: 598623 / Updated 2026-06-25 |
Work with a human | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-06-25 |
Unlock Your Home's Potential | $0 |
| 5.947% |
$1,868
Fees & Points
$6,899 Total
0.750 Pts ($2,400) $4,499 Fees |
Saxton Mortgage NMLS ID: 1717191 |
5.972% |
$1,893
Fees & Points
$3,471 Total
0.680 Pts ($2,176) $1,295 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.003% |
$1,893
Fees & Points
$4,559 Total
1.000 Pts ($3,200) $1,359 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.041% |
$1,893
Fees & Points
$5,914 Total
0.750 Pts ($2,400) $3,515 Fees |
| 6.070% |
$1,919
Fees & Points
$2,505 Total
0.750 Pts ($2,400) $105 Fees |
Valley West Mortgage NMLS ID: 65506 |
6.125% |
$1,919
Fees & Points
$4,375 Total
1.000 Pts ($3,200) $1,175 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.158% |
$1,893
Fees & Points
$9,850 Total
0.953 Pts ($3,050) $6,800 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.212% |
$1,945
Fees & Points
$2,973 Total
0.929 Pts ($2,973) $0 Fees |
| 6.212% |
$1,945
Fees & Points
$2,963 Total
0.926 Pts ($2,963) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.213% |
$1,945
Fees & Points
$2,995 Total
0.936 Pts ($2,995) $0 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.222% |
$1,945
Fees & Points
$3,424 Total
0.561 Pts ($1,795) $1,629 Fees |
| 6.247% |
$1,945
Fees & Points
$4,401 Total
0.989 Pts ($3,165) $1,236 Fees |
Northpointe Bank NMLS ID: 447490 |
6.253% |
$1,945
Fees & Points
$4,374 Total
0.931 Pts ($2,979) $1,395 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.277% |
$1,945
Fees & Points
$5,195 Total
1.000 Pts ($3,200) $1,995 Fees |
Filo Mortgage, L.L.C. NMLS ID: 1928741 |
6.463% |
$1,997
Fees & Points
$2,947 Total
0.921 Pts ($2,947) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 57510 |
| Date Established | 2003 |
| Assets | $ 2.56 billion |
| Loans | $ 2.13 billion |
| Deposits | $ 2.19 billion |
| Capital | $ 290.40 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 154.57 million |
| Interest-bearing balances | $ 146.63 million |
| Total securities | $ 218.16 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 2.13 billion |
| Loan loss allowance | $ 22.26 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 71.81 million |
| Total Assets | $ 2.27 billion |
| LIABILITIES | |
| Total deposits | $ 2.19 billion |
| Interest-bearing deposits | $ 1,629.10 million |
| Deposits held in domestic offices | $ 2.19 billion |
| % insured (estimated)" | 58.23% |
| Federal funds purchased and repurchase agreements | $ 60.00 million |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 21.13 millionn |
| Total Liabilities | $ 2.27 billion |
| Shareholders’ Equity | $ 290.40 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 145.75 million |
| Total Interest Expense | $ 56.70 million |
| Net interest income | $ 89.05 million |
| Provision for loan and lease losses | $ 5.12 million |
| Total non interest income | $ 5.90 million |
| Total non interest expense | $ 52.30 million |
| Pre-tax Net Operating Income | $ 13.54 million |
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