Bank of America, National Association is an FDIC insured institution headquartered at
100 N Tryon St, Charlotte, NC 28202.
It was founded in
1904 and has approximately $2,147 billion in assets. Customers can open an account at one of its 5138 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.04% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.03% | $10,000 | Compare |
|
6 Mo CD
|
0.03% | $100,000 | Compare |
|
7 Mo CD
|
3.51% | $10,000 | Compare |
|
7 Mo CD
|
3.51% | $100,000 | Compare |
|
10 Mo CD
|
3.20% | $10,000 | Compare |
|
10 Mo CD
|
3.20% | $100,000 | Compare |
|
12 Mo CD
|
0.03% | $100,000 | Compare |
|
13 Mo CD
|
2.25% | $10,000 | Compare |
|
13 Mo CD
|
2.25% | $100,000 | Compare |
|
18 Mo CD
|
0.03% | $100,000 | Compare |
|
24 Mo CD
|
0.03% | $100,000 | Compare |
|
25 Mo CD
|
2.00% | $10,000 | Compare |
|
25 Mo CD
|
2.00% | $100,000 | Compare |
|
36 Mo CD
|
0.03% | $100,000 | Compare |
|
37 Mo CD
|
0.11% | $10,000 | Compare |
|
37 Mo CD
|
0.11% | $100,000 | Compare |
|
48 Mo CD
|
0.03% | $100,000 | Compare |
|
60 Mo CD
|
0.03% | $100,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
7 Mo FIRA
|
3.51% | $10,000 |
|
7 Mo FIRA
|
3.51% | $100,000 |
|
12 Mo FIRA
|
0.03% | $10,000 |
|
13 Mo FIRA
|
2.25% | $10,000 |
|
13 Mo FIRA
|
2.25% | $100,000 |
|
18 Mo FIRA
|
0.03% | $10,000 |
|
24 Mo FIRA
|
0.03% | $10,000 |
|
25 Mo FIRA
|
2.00% | $10,000 |
|
25 Mo FIRA
|
2.00% | $100,000 |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
12 Mo VIRA
|
2.75% | $10,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.02% | $50,000 |
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Jumbo
|
7.32% | $2,022.62 |
|
5 Year Adjustable Conforming
|
7.56% | $2,102.17 |
|
15 Year Fixed Jumbo
|
6.12% | $2,678.78 |
|
15 Year Fixed Conforming
|
6.25% | $2,678.78 |
|
30 Year Fixed Jumbo
|
6.40% | $1,970.30 |
|
30 Year Fixed Conforming
|
6.86% | $2,049.00 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Jumbo
|
7.61% | $2,155.90 |
|
5 Year Adjustable Conforming
|
7.61% | $2,155.90 |
|
15 Year Fixed Jumbo
|
6.29% | $2,700.34 |
|
15 Year Fixed Conforming
|
6.29% | $2,700.34 |
|
30 Year Fixed Jumbo
|
7.05% | $2,102.17 |
|
30 Year Fixed Conforming
|
7.05% | $2,102.17 |
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year
|
5.79% | $480.88 |
| FDIC Insured | Yes |
| FDIC Certificate | # 3510 |
| Date Established | 1904 |
| Assets | $ 2,147.48 billion |
| Loans | $ 1,129.64 billion |
| Deposits | $ 2,109.26 billion |
| Capital | $ 250.54 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 244.29 billion |
| Interest-bearing balances | $ 220.98 billion |
| Total securities | $ 900.01 billion |
| Federal funds sold and reverse repurchase | $ 70.52 billion |
| Net loans and leases | $ 1,129.64 billion |
| Loan loss allowance | $ 13.28 billion |
| Trading account assets | $ 126.15 billion |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 157.00 million |
| Goodwill and other intangibles | $ 58.36 billion |
| All other assets | $ 104.30 billion |
| Total Assets | $ 2,147.48 billion |
| LIABILITIES | |
| Total deposits | $ 2,109.26 billion |
| Interest-bearing deposits | $ 1,519.22 billion |
| Deposits held in domestic offices | $ 1,975.04 billion |
| % insured (estimated)" | 52.32% |
| Federal funds purchased and repurchase agreements | $ 154.97 billion |
| Trading liabilities | $ 38.27 billion |
| Other borrowed funds | $ 18.69 billion |
| Subordinated debt | $ 1,415.00 million |
| All other liabilities | $ 41.98 billionn |
| Total Liabilities | $ 2,147.48 billion |
| Shareholders’ Equity | N.A. |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 51.92 billion |
| Total Interest Expense | $ 22.58 billion |
| Net interest income | $ 29.34 billion |
| Provision for loan and lease losses | $ 3.08 billion |
| Total non interest income | $ 14.42 billion |
| Total non interest expense | $ 24.33 billion |
| Pre-tax Net Operating Income | $ 12.92 billion |
Click on location and enter new zip number to change."
Your current location is: New York City, NY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
Tax Rate: 30%
All calculations are for demonstration purposes only."
| Year | Rate 0.04% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 20 | 14 |
| 2 | 50,020 | 20 | 14 |
| 3 | 50,040 | 20 | 14 |
| 4 | 50,060 | 20 | 14 |
| 5 | 50,080 | 20 | 14 |
| 6 | 50,100 | 20 | 14 |
| 7 | 50,120 | 20 | 14 |
| 8 | 50,140 | 20 | 14 |
| 9 | 50,160 | 20 | 14 |
| 10 | 50,180 | 20 | 14 |
| 11 | 50,200 | 20 | 14 |
| 12 | 50,220 | 20 | 14 |
| 13 | 50,241 | 20 | 14 |
| 14 | 50,261 | 20 | 14 |
| 15 | 50,281 | 20 | 14 |
| 16 | 50,301 | 20 | 14 |
| 17 | 50,321 | 20 | 14 |
| 18 | 50,341 | 20 | 14 |
| 19 | 50,361 | 20 | 14 |
| 20 | 50,381 | 20 | 14 |
| TOTAL | $402 | $281 |
| Year | Rate 3.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,875 | 1,313 |
| 2 | 51,875 | 1,945 | 1,362 |
| 3 | 53,820 | 2,018 | 1,413 |
| 4 | 55,839 | 2,094 | 1,466 |
| 5 | 57,933 | 2,172 | 1,521 |
| 6 | 60,105 | 2,254 | 1,578 |
| 7 | 62,359 | 2,338 | 1,637 |
| 8 | 64,697 | 2,426 | 1,698 |
| 9 | 67,124 | 2,517 | 1,762 |
| 10 | 69,641 | 2,612 | 1,828 |
| 11 | 72,252 | 2,709 | 1,897 |
| 12 | 74,962 | 2,811 | 1,968 |
| 13 | 77,773 | 2,916 | 2,042 |
| 14 | 80,689 | 3,026 | 2,118 |
| 15 | 83,715 | 3,139 | 2,198 |
| 16 | 86,854 | 3,257 | 2,280 |
| 17 | 90,111 | 3,379 | 2,365 |
| 18 | 93,491 | 3,506 | 2,454 |
| 19 | 96,996 | 3,637 | 2,546 |
| 20 | 100,634 | 3,774 | 2,642 |
| TOTAL | $54,408 | $38,085 |
There are currently no comments for Bank of America, National Association. Be the first to share your experience. Please provide comments that will help others.