Bank of America, National Association
Phone: 800 432 1000
ACH Number: 026009593
SWIFT Code: BOFAUS3NXXX
Bank of America, National Association is an FDIC insured institution headquartered at
100 N Tryon St, Charlotte, NC 28202.
It was founded in
1904 and has approximately $2,147 billion in assets. Customers can open an account at one of its 5138 branches.
Deposit Rates - March 24, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.04% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.03% | $10,000 | Compare |
|
6 Mo CD
|
0.03% | $100,000 | Compare |
|
7 Mo CD
|
3.25% | $10,000 | Compare |
|
7 Mo CD
|
3.25% | $100,000 | Compare |
|
10 Mo CD
|
2.95% | $10,000 | Compare |
|
10 Mo CD
|
2.95% | $100,000 | Compare |
|
12 Mo CD
|
0.03% | $100,000 | Compare |
|
13 Mo CD
|
2.00% | $10,000 | Compare |
|
13 Mo CD
|
2.00% | $100,000 | Compare |
|
18 Mo CD
|
0.03% | $100,000 | Compare |
|
24 Mo CD
|
0.03% | $100,000 | Compare |
|
25 Mo CD
|
1.75% | $10,000 | Compare |
|
25 Mo CD
|
1.75% | $100,000 | Compare |
|
36 Mo CD
|
0.03% | $100,000 | Compare |
|
37 Mo CD
|
0.11% | $10,000 | Compare |
|
37 Mo CD
|
0.11% | $100,000 | Compare |
|
48 Mo CD
|
0.03% | $100,000 | Compare |
|
60 Mo CD
|
0.03% | $100,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
7 Mo FIRA
|
3.25% | $10,000 |
|
7 Mo FIRA
|
3.25% | $100,000 |
|
12 Mo FIRA
|
0.03% | $10,000 |
|
13 Mo FIRA
|
2.00% | $10,000 |
|
13 Mo FIRA
|
2.00% | $100,000 |
|
18 Mo FIRA
|
0.03% | $10,000 |
|
24 Mo FIRA
|
0.03% | $10,000 |
|
25 Mo FIRA
|
1.75% | $10,000 |
|
25 Mo FIRA
|
1.75% | $100,000 |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
12 Mo VIRA
|
2.50% | $10,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.02% | $50,000 |
Loan Rates - March 24, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Jumbo
|
7.32% | $2,022.62 |
|
5 Year Adjustable Conforming
|
7.56% | $2,102.17 |
|
15 Year Fixed Jumbo
|
6.12% | $2,678.78 |
|
15 Year Fixed Conforming
|
6.25% | $2,678.78 |
|
30 Year Fixed Jumbo
|
6.40% | $1,970.30 |
|
30 Year Fixed Conforming
|
6.86% | $2,049.00 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Jumbo
|
7.61% | $2,155.90 |
|
5 Year Adjustable Conforming
|
7.61% | $2,155.90 |
|
15 Year Fixed Jumbo
|
6.29% | $2,700.34 |
|
15 Year Fixed Conforming
|
6.29% | $2,700.34 |
|
30 Year Fixed Jumbo
|
7.05% | $2,102.17 |
|
30 Year Fixed Conforming
|
7.05% | $2,102.17 |
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year
|
5.79% | $480.88 |
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 3510 |
| Date Established | 1904 |
| Assets | $ 2,147.48 billion |
| Loans | $ 1,148.20 billion |
| Deposits | $ 2,094.73 billion |
| Capital | $ 251.57 billion |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 232.92 billion |
| Interest-bearing balances | $ 210.91 billion |
| Total securities | $ 902.17 billion |
| Federal funds sold and reverse repurchase | $ 48.26 billion |
| Net loans and leases | $ 1,148.20 billion |
| Loan loss allowance | $ 13.24 billion |
| Trading account assets | $ 119.72 billion |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 152.00 million |
| Goodwill and other intangibles | $ 58.32 billion |
| All other assets | $ 104.30 billion |
| Total Assets | $ 2,147.48 billion |
| LIABILITIES | |
| Total deposits | $ 2,094.73 billion |
| Interest-bearing deposits | $ 1,512.14 billion |
| Deposits held in domestic offices | $ 1,956.67 billion |
| % insured (estimated)" | 52.25% |
| Federal funds purchased and repurchase agreements | $ 129.10 billion |
| Trading liabilities | $ 43.85 billion |
| Other borrowed funds | $ 18.69 billion |
| Subordinated debt | $ 1,411.00 million |
| All other liabilities | $ 41.98 billionn |
| Total Liabilities | $ 2,147.48 billion |
| Shareholders’ Equity | N.A. |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 78.64 billion |
| Total Interest Expense | $ 34.24 billion |
| Net interest income | $ 44.40 billion |
| Provision for loan and lease losses | $ 4.38 billion |
| Total non interest income | $ 21.42 billion |
| Total non interest expense | $ 36.11 billion |
| Pre-tax Net Operating Income | $ 12.92 billion |
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