Banks | Bank of America, National Association
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Bank of America, National Association


Phone: 800 432 1000

ACH Number: 026009593

SWIFT Code: BOFAUS3NXXX

Bank of America, National Association is an FDIC insured institution headquartered at 100 N Tryon St, Charlotte, NC 28202.
It was founded in 1904 and has approximately $2,147 billion in assets. Customers can open an account at one of its 5138 branches.

Deposit Rates - December 09, 2025

SAVINGS RATES APY MIN
SAV
0.04% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.03% $10,000 Compare
6 Mo CD
0.03% $100,000 Compare
7 Mo CD
3.51% $10,000 Compare
7 Mo CD
3.51% $100,000 Compare
10 Mo CD
3.20% $10,000 Compare
10 Mo CD
3.20% $100,000 Compare
12 Mo CD
0.03% $100,000 Compare
13 Mo CD
2.25% $10,000 Compare
13 Mo CD
2.25% $100,000 Compare
18 Mo CD
0.03% $100,000 Compare
24 Mo CD
0.03% $100,000 Compare
25 Mo CD
2.00% $10,000 Compare
25 Mo CD
2.00% $100,000 Compare
36 Mo CD
0.03% $100,000 Compare
37 Mo CD
0.11% $10,000 Compare
37 Mo CD
0.11% $100,000 Compare
48 Mo CD
0.03% $100,000 Compare
60 Mo CD
0.03% $100,000 Compare
FIXED IRA RATES APY MIN
7 Mo FIRA
3.51% $10,000
7 Mo FIRA
3.51% $100,000
12 Mo FIRA
0.03% $10,000
13 Mo FIRA
2.25% $10,000
13 Mo FIRA
2.25% $100,000
18 Mo FIRA
0.03% $10,000
24 Mo FIRA
0.03% $10,000
25 Mo FIRA
2.00% $10,000
25 Mo FIRA
2.00% $100,000
VARIABLE IRA RATES APY MIN
12 Mo VIRA
2.75% $10,000
INT CHECKING RATES APY MIN
INTCK
0.02% $50,000

Loan Rates - December 09, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
5 Year Adjustable Jumbo
7.32% $2,022.62
5 Year Adjustable Conforming
7.56% $2,102.17
15 Year Fixed Jumbo
6.12% $2,678.78
15 Year Fixed Conforming
6.25% $2,678.78
30 Year Fixed Jumbo
6.40% $1,970.30
30 Year Fixed Conforming
6.86% $2,049.00
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
5 Year Adjustable Jumbo
7.61% $2,155.90
5 Year Adjustable Conforming
7.61% $2,155.90
15 Year Fixed Jumbo
6.29% $2,700.34
15 Year Fixed Conforming
6.29% $2,700.34
30 Year Fixed Jumbo
7.05% $2,102.17
30 Year Fixed Conforming
7.05% $2,102.17
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
6.49% Varies
Compare with 6.95 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc Reliant Home Funding, Inc
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
Compare with 7.25 RATE Line of Credit from Four Leaf Federal Credit Union Four Leaf Federal Credit Union
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
5 Year
5.79% $480.88

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 3510
Date Established 1904
Assets $ 2,147.48 billion
Loans $ 1,129.64 billion
Deposits $ 2,109.26 billion
Capital $ 250.54 billion

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 244.29 billion
Interest-bearing balances $ 220.98 billion
Total securities $ 900.01 billion
Federal funds sold and reverse repurchase $ 70.52 billion
Net loans and leases $ 1,129.64 billion
Loan loss allowance $ 13.28 billion
Trading account assets $ 126.15 billion
Bank premises and fixed assets N.A.
Other real estate owned $ 157.00 million
Goodwill and other intangibles $ 58.36 billion
All other assets $ 104.30 billion
     Total Assets $ 2,147.48 billion

LIABILITIES
Total deposits $ 2,109.26 billion
      Interest-bearing deposits $ 1,519.22 billion
      Deposits held in domestic offices $ 1,975.04 billion
      % insured (estimated)" 52.32%
Federal funds purchased and repurchase agreements $ 154.97 billion
Trading liabilities $ 38.27 billion
Other borrowed funds $ 18.69 billion
Subordinated debt $ 1,415.00 million
All other liabilities $ 41.98 billionn
      Total Liabilities $ 2,147.48 billion
      Shareholders’ Equity N.A.

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 51.92 billion
Total Interest Expense $ 22.58 billion
Net interest income $ 29.34 billion
Provision for loan and lease losses $ 3.08 billion
Total non interest income $ 14.42 billion
Total non interest expense $ 24.33 billion
Pre-tax Net Operating Income $ 12.92 billion

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Branches

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Bank of America, National Association Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Bank of America, National Association
    Bank
    -
    $50,000
    N.A.
    0.04%
    0.18x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.04%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 20 14
    2 50,020 20 14
    3 50,040 20 14
    4 50,060 20 14
    5 50,080 20 14
    6 50,100 20 14
    7 50,120 20 14
    8 50,140 20 14
    9 50,160 20 14
    10 50,180 20 14
    11 50,200 20 14
    12 50,220 20 14
    13 50,241 20 14
    14 50,261 20 14
    15 50,281 20 14
    16 50,301 20 14
    17 50,321 20 14
    18 50,341 20 14
    19 50,361 20 14
    20 50,381 20 14
    TOTAL $402 $281
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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