Bank of Colorado
ACH Number: 107002448
Bank of Colorado is an FDIC insured institution headquartered at
1609 E Harmony Rd, Fort Collins, CO 80525.
It was founded in
1900 and has approximately $7 billion in assets. Customers can open an account at one of its 51 branches.
Deposit Rates - January 15, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.50% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.65% | $10,000 | Compare |
|
12 Mo CD
|
0.35% | $10,000 | Compare |
|
18 Mo CD
|
0.25% | $10,000 | Compare |
|
24 Mo CD
|
0.45% | $10,000 | Compare |
|
36 Mo CD
|
0.45% | $10,000 | Compare |
|
48 Mo CD
|
0.45% | $10,000 | Compare |
|
60 Mo CD
|
0.60% | $10,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.45% | $25,000 | Compare |
|
Money Market
|
1.26% | $100,000 | Compare |
|
Money Market
|
1.76% | $300,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $50,000 |
|
INTCK
|
0.20% | $1,000,000 |
Featured Home Equity Rates
-
Sponsored
-
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-01-15Get up to $600k with no monthly payments, ever. $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 -
Rate
NMLS ID: 2611 / Updated 2026-01-15Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-01-15Unlock Your Home's Potential $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-01-15As low as 6.52% APR on your initial draw* $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-01-15Get up to $600k with no monthly payments, ever. $0 -
Renofi
NMLS ID: 1802847 / Updated 2026-01-15Renovating? Work with experts in renovation financing $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-01-15Home Equity Loans & Refinance – Cash out $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-01-15Get cash now in exchange for a percentage of your homes future equity. $0 -
Owning.com
NMLS ID: 2611 / Updated 2026-01-15Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
5.487% $1,792 Fees & Points $4,000 Total
0.750 Pts ($2,400)
$1,600 Fees -
Basis Lending, LLC
NMLS ID: 24631245.536% $1,792 Fees & Points $5,870 Total
0.750 Pts ($2,400)
$3,470 Fees -
District Lending
NMLS ID: 18352855.613% $1,817 Fees & Points $4,000 Total
0.750 Pts ($2,400)
$1,600 Fees -
5.871% $1,868 Fees & Points $4,329 Total
0.731 Pts ($2,339)
$1,990 Fees -
Northpointe Bank
NMLS ID: 4474905.871% $1,868 Fees & Points $4,233 Total
0.887 Pts ($2,838)
$1,395 Fees -
DECO Mortgage
NMLS ID: 25614515.888% $1,868 Fees & Points $4,956 Total
0.992 Pts ($3,174)
$1,782 Fees -
Better.com
NMLS ID: 3305115.964% $1,893 Fees & Points $3,097 Total
0.657 Pts ($2,102)
$995 Fees -
West Capital Lending
NMLS ID: 15660965.966% $1,893 Fees & Points $3,132 Total
0.574 Pts ($1,837)
$1,295 Fees -
PenFed Credit Union
NMLS ID: 4018226.048% $1,893 Fees & Points $6,000 Total
0.875 Pts ($2,800)
$3,200 Fees -
Refi.com
NMLS ID: 19076.054% $1,917 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.100% $1,917 Fees & Points $3,772 Total
0.960 Pts ($3,072)
$700 Fees -
6.124% $1,945 Fees & Points $389 Total
0.000 Pts ($0)
$389 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 16980 |
| Date Established | 1900 |
| Assets | $ 7.44 billion |
| Loans | $ 4.98 billion |
| Deposits | $ 6.47 billion |
| Capital | $ 708.93 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 235.18 million |
| Interest-bearing balances | $ 153.84 million |
| Total securities | $ 2.01 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 4.98 billion |
| Loan loss allowance | $ 62.92 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 36.48 million |
| All other assets | $ 84.95 million |
| Total Assets | $ 6.73 billion |
| LIABILITIES | |
| Total deposits | $ 6.47 billion |
| Interest-bearing deposits | $ 4.56 billion |
| Deposits held in domestic offices | $ 6.47 billion |
| % insured (estimated)" | 62.19% |
| Federal funds purchased and repurchase agreements | $ 96.58 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 24.49 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 24.50 millionn |
| Total Liabilities | $ 6.73 billion |
| Shareholders’ Equity | $ 708.93 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 244.50 million |
| Total Interest Expense | $ 89.54 million |
| Net interest income | $ 154.96 million |
| Provision for loan and lease losses | $ 4.50 million |
| Total non interest income | $ 22.82 million |
| Total non interest expense | $ 102.75 million |
| Pre-tax Net Operating Income | $ 41.14 million |
Customer Reviews for Bank of Colorado
Branches
Click on location and enter new zip number to change."
Your current location is: Seattle, WA
Bank of Colorado Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.0.50%2.22x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
There are currently no comments for Bank of Colorado. Be the first to share your experience. Please provide comments that will help others.