Bank of the Federated States of Micronesia is an FDIC insured institution headquartered at
98 Kaselehlie Street, Kolonia, FM 96941.
It was founded in
1986 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 26539
Date Established
1986
Assets
$ 270.94 million
Loans
$ 62.20 million
Deposits
$ 235.90 million
Capital
$ 33.85 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 90.86 million
Interest-bearing balances
$ 84.80 million
Total securities
$ 113.69 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 62.20 million
Loan loss allowance
$ 2.17 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 1.11 million
Total Assets
$ 237.09 million
LIABILITIES
Total deposits
$ 235.90 million
Interest-bearing deposits
$ 155.61 million
Deposits held in domestic offices
$ 235.90 million
% insured (estimated)"
34.66%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 0.60 millionn
Total Liabilities
$ 237.09 million
Shareholders’ Equity
$ 33.85 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 12.75 million
Total Interest Expense
$ 1.38 million
Net interest income
$ 11.37 million
Provision for loan and lease losses
$ 0.63 million
Total non interest income
$ 1.01 million
Total non interest expense
$ 7.76 million
Pre-tax Net Operating Income
$ 1.00 million
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Bank of the Federated States of Micronesia Locations
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