Bank of The Rockies is an FDIC insured institution headquartered at
2000 Prospect Ave, Helena, MT 59601.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.10% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.25% $10,000
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6 Mo CD
0.30% $10,000
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6 Mo CD
0.25% $100,000
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6 Mo CD
0.30% $100,000
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12 Mo CD
0.50% $10,000
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12 Mo CD
0.45% $10,000
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12 Mo CD
0.50% $100,000
Compare
12 Mo CD
0.45% $100,000
Compare
18 Mo CD
0.50% $10,000
Compare
18 Mo CD
0.45% $10,000
Compare
18 Mo CD
0.50% $100,000
Compare
18 Mo CD
0.45% $100,000
Compare
Special: 24 Mo CD
0.35% $1,000
Compare
Special: 24 Mo CD
0.25% $1,000
Compare
24 Mo CD
0.50% $10,000
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24 Mo CD
0.60% $10,000
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Special: 24 Mo CD
0.40% $25,000
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Special: 24 Mo CD
0.50% $25,000
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24 Mo CD
0.50% $100,000
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24 Mo CD
0.60% $100,000
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30 Mo CD
0.50% $10,000
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30 Mo CD
0.60% $10,000
Compare
30 Mo CD
0.50% $100,000
Compare
30 Mo CD
0.60% $100,000
Compare
Special: 36 Mo CD
0.45% $1,000
Compare
Special: 36 Mo CD
0.50% $1,000
Compare
36 Mo CD
0.75% $10,000
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36 Mo CD
0.70% $10,000
Compare
36 Mo CD
0.80% $10,000
Compare
Special: 36 Mo CD
0.60% $25,000
Compare
Special: 36 Mo CD
0.65% $25,000
Compare
36 Mo CD
0.75% $100,000
Compare
36 Mo CD
0.70% $100,000
Compare
36 Mo CD
0.80% $100,000
Compare
48 Mo CD
0.85% $10,000
Compare
48 Mo CD
0.80% $10,000
Compare
48 Mo CD
0.95% $10,000
Compare
48 Mo CD
0.85% $100,000
Compare
48 Mo CD
0.80% $100,000
Compare
48 Mo CD
0.95% $100,000
Compare
60 Mo CD
1.00% $10,000
Compare
60 Mo CD
0.95% $10,000
Compare
60 Mo CD
1.10% $10,000
Compare
60 Mo CD
1.00% $100,000
Compare
60 Mo CD
0.95% $100,000
Compare
60 Mo CD
1.10% $100,000
Compare
MM RATES
APY
MIN
Money Market
0.20% $2,500
Compare
Money Market
0.30% $2,500
Compare
Money Market
0.25% $10,000
Compare
Money Market
0.35% $10,000
Compare
Money Market
0.25% $25,000
Compare
Money Market
0.35% $25,000
Compare
FIXED IRA RATES
APY
MIN
Special: 24 Mo FIRA
0.25% $1,000
Special: 24 Mo FIRA
0.35% $1,000
Special: 24 Mo FIRA
0.50% $25,000
Special: 24 Mo FIRA
0.40% $25,000
Special: 36 Mo FIRA
0.50% $1,000
Special: 36 Mo FIRA
0.45% $1,000
Special: 36 Mo FIRA
0.60% $25,000
Special: 36 Mo FIRA
0.65% $25,000
INT CHECKING RATES
APY
MIN
Int Ckg
0.02% $1
Int Ckg
0.02% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 2205
Date Established
1883
Assets
$ 270.38 million
Loans
$ 188.81 million
Deposits
$ 236.77 million
Capital
$ 24.66 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 20.59 million
Interest-bearing balances
$ 17.49 million
Total securities
$ 50.45 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 188.81 million
Loan loss allowance
$ 2.43 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.29 million
Goodwill and other intangibles
$ 1.42 million
All other assets
$ 1.82 million
Total Assets $ 245.72 million
LIABILITIES
Total deposits
$ 236.77 million
Interest-bearing deposits
$ 222.50 million
Deposits held in domestic offices
$ 236.77 million
% insured (estimated)" 82.76%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 0.65 millionn
Total Liabilities $ 245.72 million
Shareholders’ Equity $ 24.66 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 16.13 million
Total Interest Expense
$ 4.08 million
Net interest income
$ 12.05 million
Provision for loan and lease losses
$ 0.46 million
Total non interest income
$ 2.03 million
Total non interest expense
$ 9.23 million
Pre-tax Net Operating Income
$ 1.40 million
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