Bank of Whittier, National Association


Phone: 562-945-7553

Bank of Whittier, National Association is an FDIC insured institution headquartered at 15141 Whittier Blvd, Whittier, CA 90603.
It was founded in 1982 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - December 08, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
3 Mo CD
1.20% $1,000 Compare
6 Mo CD
2.53% $1,000 Compare
12 Mo CD
3.56% $1,000 Compare
24 Mo CD
3.10% $1,000 Compare
36 Mo CD
3.10% $1,000 Compare
MM RATES APY MIN
Money Market
2.60% $2,500 Compare

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 24211
Date Established 1982
Assets $ 173.81 million
Loans $ 84.19 million
Deposits $ 147.92 million
Capital $ 24.51 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 83.06 million
Interest-bearing balances $ 82.27 million
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 84.19 million
Loan loss allowance $ 2.31 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 3.37 million
All other assets $ 0.65 million
     Total Assets $ 149.31 million

LIABILITIES
Total deposits $ 147.92 million
      Interest-bearing deposits $ 134.70 million
      Deposits held in domestic offices $ 147.92 million
      % insured (estimated)" 76.33%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.24 millionn
      Total Liabilities $ 149.31 million
      Shareholders’ Equity $ 24.51 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 4.55 million
Total Interest Expense $ 2.71 million
Net interest income $ 1.84 million
Provision for loan and lease losses $ 0.04 million
Total non interest income $ 0.49 million
Total non interest expense $ 1.47 million
Pre-tax Net Operating Income $ 0.79 million

Bank of Whittier, National Association's History

The Bank of Whittier began Its operation at its present location in Whittier California on December 20, 1982; 42 years ago.

The Bank of Whittier, National Association (“Bank of Whittier” or “Bank”), is a nationally chartered depository institution insured by the Federal Deposit Insurance Corporation (FDIC) and supervised by the Office of the Comptroller of the Currency (OCC).

A group of Community Members purchased the Bank in 1998. A new management team was installed in 2003 with the mandate of implementing a Unique and conservative banking and financing discipline branded RF Banking and Finance. RF stands for Riba/Ribit Free.

*Should any logos, images or public notes appear on this page,they do so courtesy of Bank of Whittier, National Association and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.

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Branches

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Bank of Whittier, National Association Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Bank
    -
    $50,000
    N.A.
    2.60%
    11.50x (National Avg. - 0.23%)
    $250
    -
    SCENARIO
    Year Rate
    2.60%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,300 910
    2 51,300 1,334 934
    3 52,634 1,368 958
    4 54,002 1,404 983
    5 55,406 1,441 1,008
    6 56,847 1,478 1,035
    7 58,325 1,516 1,062
    8 59,841 1,556 1,089
    9 61,397 1,596 1,117
    10 62,994 1,638 1,146
    11 64,631 1,680 1,176
    12 66,312 1,724 1,207
    13 68,036 1,769 1,238
    14 69,805 1,815 1,270
    15 71,620 1,862 1,303
    16 73,482 1,911 1,337
    17 75,392 1,960 1,372
    18 77,353 2,011 1,408
    19 79,364 2,063 1,444
    20 81,427 2,117 1,482
    TOTAL $33,544 $23,481
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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