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Bank OZK


Phone: 800 274 4482

ACH Number: 111925032

SWIFT Code: OZARUS44XXX

Bank OZK is an FDIC insured institution headquartered at 18000 Cantrell Rd, Little Rock, AR 72223.
It was founded in 1903 and has approximately $41 billion in assets. Customers can open an account at one of its 270 branches.

Deposit Rates - May 01, 2026

SAVINGS RATES APY MIN
SAV
0.05% $0 Compare
CD RATES APY MIN
6 Mo CD
0.05% $1,000 Compare
7 Mo CD
4.20% $1,000 Compare
12 Mo CD
0.12% $1,000 Compare
13 Mo CD
3.80% $1,000 Compare
24 Mo CD
0.20% $1,000 Compare
MM RATES APY MIN
Money Market
0.20% $2,500 Compare
Money Market
0.20% $10,000 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.20% $25,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 110
Date Established 1903
Assets $ 40.79 billion
Loans $ 31.84 billion
Deposits $ 33.38 billion
Capital $ 6.13 billion

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 2.83 billion
Interest-bearing balances $ 2.65 billion
Total securities $ 2.61 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 31.84 billion
Loan loss allowance $ 475.72 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 54.54 million
Goodwill and other intangibles $ 660.79 million
All other assets $ 1,162.34 million
     Total Assets $ 34.66 billion

LIABILITIES
Total deposits $ 33.38 billion
      Interest-bearing deposits $ 29.55 billion
      Deposits held in domestic offices $ 33.38 billion
      % insured (estimated)" 65.23%
Federal funds purchased and repurchase agreements $ 0.54 million
Trading liabilities N.A.
Other borrowed funds $ 500.03 million
Subordinated debt $ 463.04 million
All other liabilities $ 352.81 millionn
      Total Liabilities $ 34.66 billion
      Shareholders’ Equity $ 6.13 billion

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 2.67 billion
Total Interest Expense $ 1,077.96 million
Net interest income $ 1,592.16 million
Provision for loan and lease losses $ 172.51 million
Total non interest income $ 135.70 million
Total non interest expense $ 621.08 million
Pre-tax Net Operating Income $ 344.70 million

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