Other Banks to Consider
- USAA Federal Savings Bank
- Western Alliance Bank
- BNC National Bank
- Southwest Heritage Bank
- Goldwater Bank, N.A.
- Gateway Commercial Bank
- Integro Bank
- Scottsdale Community Bank
- Gainey Business Bank
- West Valley National Bank
Banterra Bank is an FDIC insured institution headquartered at
3201 Banterra Dr, Marion, IL 62959.
It was founded in
1955 and has approximately $3 billion in assets. Customers can open an account at one of its 41 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.02% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.05% | $10,000 | Compare |
|
6 Mo CD
|
0.05% | $100,000 | Compare |
|
12 Mo CD
|
0.35% | $10,000 | Compare |
|
12 Mo CD
|
0.35% | $100,000 | Compare |
|
18 Mo CD
|
0.10% | $10,000 | Compare |
|
18 Mo CD
|
0.10% | $100,000 | Compare |
|
24 Mo CD
|
0.15% | $10,000 | Compare |
|
24 Mo CD
|
0.15% | $100,000 | Compare |
|
30 Mo CD
|
0.15% | $10,000 | Compare |
|
30 Mo CD
|
0.15% | $100,000 | Compare |
|
36 Mo CD
|
0.15% | $10,000 | Compare |
|
36 Mo CD
|
0.15% | $100,000 | Compare |
|
48 Mo CD
|
0.20% | $10,000 | Compare |
|
48 Mo CD
|
0.20% | $100,000 | Compare |
|
60 Mo CD
|
0.25% | $10,000 | Compare |
|
60 Mo CD
|
0.25% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.04% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.02% | $2,500 |
| Access up to 95% of your home’s equity | $0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
|
Intro APR: 6.820 %
After Intro:6.820 % |
$25,000 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-04-30 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-04-30 |
Unlock Your Home's Potential | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-04-30 |
Home Equity Loans & Refinance – Cash out | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
| Cash in with a HELOC | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-04-30 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
West Capital Lending NMLS ID: 1566096 |
0.000% |
$0
Fees & Points
$0 Total
0.000 Pts ($0) $0 Fees |
| 5.901% |
$1,868
Fees & Points
$5,299 Total
1.000 Pts ($3,200) $2,099 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.064% |
$1,893
Fees & Points
$6,714 Total
1.000 Pts ($3,200) $3,515 Fees |
| 6.093% |
$1,919
Fees & Points
$3,305 Total
1.000 Pts ($3,200) $105 Fees |
iheartloan Inc. NMLS ID: 2562839 |
6.096% |
$1,893
Fees & Points
$7,681 Total
0.750 Pts ($2,400) $5,281 Fees |
Northpointe Bank NMLS ID: 447490 |
6.116% |
$1,919
Fees & Points
$3,990 Total
0.811 Pts ($2,595) $1,395 Fees |
| 6.202% |
$1,945
Fees & Points
$2,650 Total
0.828 Pts ($2,650) $0 Fees |
E Mortgage Capital Inc. NMLS ID: 1416824 |
6.219% |
$1,945
Fees & Points
$3,200 Total
1.000 Pts ($3,200) $0 Fees |
| 6.228% |
$1,945
Fees & Points
$3,645 Total
0.811 Pts ($2,595) $1,050 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.258% |
$1,919
Fees & Points
$8,915 Total
0.661 Pts ($2,115) $6,800 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.265% |
$1,945
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.291% |
$1,971
Fees & Points
$1,379 Total
0.431 Pts ($1,379) $0 Fees |
West Capital Lending NMLS ID: 1566096 |
6.358% |
$1,971
Fees & Points
$3,663 Total
0.740 Pts ($2,368) $1,295 Fees |
Better.com NMLS ID: 330511 |
6.359% |
$1,971
Fees & Points
$3,702 Total
0.846 Pts ($2,707) $995 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.459% |
$1,997
Fees & Points
$2,826 Total
0.883 Pts ($2,826) $0 Fees |
SoFi NMLS ID: 696891 |
6.616% |
$2,021
Fees & Points
$4,209 Total
0.848 Pts ($2,714) $1,495 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 17514 |
| Date Established | 1955 |
| Assets | $ 3.29 billion |
| Loans | $ 2.54 billion |
| Deposits | $ 2.98 billion |
| Capital | $ 216.72 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 64.09 million |
| Interest-bearing balances | $ 26.03 million |
| Total securities | $ 547.06 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 2.54 billion |
| Loan loss allowance | $ 23.95 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 10.14 million |
| All other assets | $ 48.64 million |
| Total Assets | $ 3.07 billion |
| LIABILITIES | |
| Total deposits | $ 2.98 billion |
| Interest-bearing deposits | $ 2.49 billion |
| Deposits held in domestic offices | $ 2.98 billion |
| % insured (estimated)" | 79.79% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 93.65 million |
| Subordinated debt | $ 14.93 million |
| All other liabilities | $ 12.72 millionn |
| Total Liabilities | $ 3.07 billion |
| Shareholders’ Equity | $ 216.72 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 171.04 million |
| Total Interest Expense | $ 75.16 million |
| Net interest income | $ 95.88 million |
| Provision for loan and lease losses | $ 5.43 million |
| Total non interest income | $ 12.84 million |
| Total non interest expense | $ 72.92 million |
| Pre-tax Net Operating Income | $ 17.87 million |
Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ
There are currently no comments for Banterra Bank. Be the first to share your experience. Please provide comments that will help others.