Bar Harbor Bank & Trust is an FDIC insured institution headquartered at
82 Main St, Bar Harbor, ME 04609.
It was founded in
1887 and has approximately $5 billion in assets. Customers can open an account at one of its 50 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.01% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
5 Mo CD
|
2.75% | $500 | Compare |
|
6 Mo CD
|
0.20% | $10,000 | Compare |
|
9 Mo CD
|
3.50% | $500 | Compare |
|
12 Mo CD
|
0.25% | $10,000 | Compare |
|
13 Mo CD
|
3.30% | $500 | Compare |
|
18 Mo CD
|
0.25% | $10,000 | Compare |
|
24 Mo CD
|
0.35% | $10,000 | Compare |
|
30 Mo CD
|
0.35% | $10,000 | Compare |
|
36 Mo CD
|
0.45% | $10,000 | Compare |
|
48 Mo CD
|
0.50% | $10,000 | Compare |
|
60 Mo CD
|
0.65% | $10,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.01% | $2,500 | Compare |
|
Money Market
|
0.01% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $1 |
|
INTCK
|
0.01% | $2,500 |
| Tap into your home's equity & access the funds you need with a HELOC | $0 |
|
Intro APR: 6.240 %
After Intro:6.240 % |
$0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
Pentagon Federal Credit Union NMLS ID: 401822 |
0.000% |
$0
Fees & Points
$0 Total
0.000 Pts ($0) $0 Fees |
Reliant Home Funding, Inc. NMLS ID: 292473 |
6.009% |
$1,893
Fees & Points
$4,661 Total
0.833 Pts ($2,666) $1,995 Fees |
Farmers Bank of Kansas City NMLS ID: 613839 |
6.096% |
$1,917
Fees & Points
$3,669 Total
0.898 Pts ($2,874) $795 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.506% |
$1,997
Fees & Points
$4,395 Total
0.750 Pts ($2,400) $1,995 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 11971 |
| Date Established | 1887 |
| Assets | $ 4.71 billion |
| Loans | $ 3.56 billion |
| Deposits | $ 3.96 billion |
| Capital | $ 561.64 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 135.37 million |
| Interest-bearing balances | $ 93.97 million |
| Total securities | $ 597.81 million |
| Federal funds sold and reverse repurchase | $ 0.05 million |
| Net loans and leases | $ 3.56 billion |
| Loan loss allowance | $ 33.94 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 162.15 million |
| All other assets | $ 176.08 million |
| Total Assets | $ 4.15 billion |
| LIABILITIES | |
| Total deposits | $ 3.96 billion |
| Interest-bearing deposits | $ 3.26 billion |
| Deposits held in domestic offices | $ 3.96 billion |
| % insured (estimated)" | 80.00% |
| Federal funds purchased and repurchase agreements | $ 7.62 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 98.59 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 61.27 millionn |
| Total Liabilities | $ 4.15 billion |
| Shareholders’ Equity | $ 561.64 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 151.83 million |
| Total Interest Expense | $ 53.28 million |
| Net interest income | $ 98.55 million |
| Provision for loan and lease losses | $ 5.08 million |
| Total non interest income | $ 29.37 million |
| Total non interest expense | $ 79.88 million |
| Pre-tax Net Operating Income | $ 27.11 million |
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