Bar Harbor Bank & Trust is an FDIC insured institution headquartered at
82 Main St, Bar Harbor, ME 04609.
It was founded in
1887 and has approximately $5 billion in assets. Customers can open an account at one of its 50 branches.
Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 11971
Date Established
1887
Assets
$ 4.68 billion
Loans
$ 3.58 billion
Deposits
$ 3.83 billion
Capital
$ 573.30 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 79.53 million
Interest-bearing balances
$ 35.89 million
Total securities
$ 597.42 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 3.58 billion
Loan loss allowance
$ 34.05 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 161.55 million
All other assets
$ 176.08 million
Total Assets
$ 4.11 billion
LIABILITIES
Total deposits
$ 3.83 billion
Interest-bearing deposits
$ 3.15 billion
Deposits held in domestic offices
$ 3.83 billion
% insured (estimated)"
81.31%
Federal funds purchased and repurchase agreements
$ 4.80 million
Trading liabilities
N.A.
Other borrowed funds
$ 98.59 million
Subordinated debt
N.A.
All other liabilities
$ 61.27 millionn
Total Liabilities
$ 4.11 billion
Shareholders’ Equity
$ 573.30 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 209.09 million
Total Interest Expense
$ 70.47 million
Net interest income
$ 138.61 million
Provision for loan and lease losses
$ 6.22 million
Total non interest income
$ 39.72 million
Total non interest expense
$ 111.07 million
Pre-tax Net Operating Income
$ 27.11 million
Customer Reviews for Bar Harbor Bank & Trust
There are currently no comments for Bar Harbor Bank & Trust. Be the first to share your experience. Please provide comments that will help others.
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
There are currently no comments for Bar Harbor Bank & Trust. Be the first to share your experience. Please provide comments that will help others.