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BCB Community Bank


ACH Number: 21213481

BCB Community Bank is an FDIC insured institution headquartered at 860 Broadway, Bayonne, NJ 07002.
It was founded in 2000 and has approximately $3 billion in assets. Customers can open an account at one of its 23 branches.

Deposit Rates - July 08, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.15% $100,000 Compare
MM RATES APY MIN
Money Market
0.20% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35541
Date Established 2000
Assets $ 3.28 billion
Loans $ 2.69 billion
Deposits $ 2.67 billion
Capital $ 347.93 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 277.10 million
Interest-bearing balances $ 263.41 million
Total securities $ 135.57 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.69 billion
Loan loss allowance $ 33.69 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 5.00 million
Goodwill and other intangibles $ 5.99 million
All other assets $ 107.64 million
     Total Assets $ 2.93 billion

LIABILITIES
Total deposits $ 2.67 billion
      Interest-bearing deposits $ 2.14 billion
      Deposits held in domestic offices $ 2.67 billion
      % insured (estimated)" 55.46%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 86.99 million
Subordinated debt N.A.
All other liabilities $ 20.78 millionn
      Total Liabilities $ 2.93 billion
      Shareholders’ Equity $ 347.93 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 173.87 million
Total Interest Expense $ 75.65 million
Net interest income $ 98.22 million
Provision for loan and lease losses $ 42.03 million
Total non interest income N.A.
Total non interest expense $ 62.39 million
Pre-tax Net Operating Income $ 34.75 million

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