Benchmark Community Bank is an FDIC insured institution headquartered at
100 S Broad St, Kenbridge, VA 23944.
It was founded in
1971 and has approximately $1 billion in assets. Customers can open an account at one of its 15 branches.
Deposit Rates -
August 18, 2026
SAVINGS RATES
APY
MIN
SAV
0.10%
$100
Compare
MM RATES
APY
MIN
Money Market
0.25%
$0
Compare
Money Market
0.40%
$25,000
Compare
Money Market
1.00%
$100,000
Compare
INT CHECKING RATES
APY
MIN
INTCK
0.10%
$500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 20484
Date Established
1971
Assets
$ 1,366.25 million
Loans
$ 1,122.77 million
Deposits
$ 1,225.95 million
Capital
$ 126.74 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 70.16 million
Interest-bearing balances
$ 55.27 million
Total securities
$ 99.61 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 1,122.77 million
Loan loss allowance
$ 8.71 million
Trading account assets
$ 7.83 million
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.04 million
Goodwill and other intangibles
$ 0.89 million
All other assets
$ 31.67 million
Total Assets
$ 1,239.52 million
LIABILITIES
Total deposits
$ 1,225.95 million
Interest-bearing deposits
$ 928.11 million
Deposits held in domestic offices
$ 1,225.95 million
% insured (estimated)"
91.72%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 6.06 millionn
Total Liabilities
$ 1,239.52 million
Shareholders’ Equity
$ 126.74 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 72.47 million
Total Interest Expense
$ 15.80 million
Net interest income
$ 56.67 million
Provision for loan and lease losses
$ 1.43 million
Total non interest income
$ 10.24 million
Total non interest expense
$ 40.84 million
Pre-tax Net Operating Income
$ 6.75 million
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