Blue Foundry Bank
Blue Foundry Bank is an FDIC insured institution headquartered at
19 Park Ave, Rutherford, NJ 07070.
It was founded in
1939 and has approximately $2 billion in assets. Customers can open an account at one of its 19 branches.
Deposit Rates - December 08, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
2.20% | $250,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $1,000 | Compare |
|
12 Mo CD
|
0.50% | $1,000 | Compare |
|
18 Mo CD
|
4.00% | $1,000 | Compare |
|
24 Mo CD
|
0.30% | $1,000 | Compare |
|
36 Mo CD
|
0.50% | $1,000 | Compare |
|
48 Mo CD
|
3.00% | $1,000 | Compare |
|
60 Mo CD
|
3.25% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
3.85% | $25,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
3.80% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $1 |
Featured Home Equity Rates
-
Sponsored
-
Loans Amounts from $25,000 - $500,000. $0 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months
$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.864% $1,868 Fees & Points $3,969 Total
0.617 Pts ($1,974)
$1,995 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 30052 |
| Date Established | 1939 |
| Assets | $ 2.12 billion |
| Loans | $ 1,659.73 million |
| Deposits | $ 1,453.72 million |
| Capital | $ 268.50 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 42.02 million |
| Interest-bearing balances | $ 34.28 million |
| Total securities | $ 313.30 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,659.73 million |
| Loan loss allowance | $ 13.30 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 0.13 million |
| All other assets | $ 51.96 million |
| Total Assets | $ 1,854.77 million |
| LIABILITIES | |
| Total deposits | $ 1,453.72 million |
| Interest-bearing deposits | $ 1,382.52 million |
| Deposits held in domestic offices | $ 1,453.72 million |
| % insured (estimated)" | 79.77% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 227.34 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 37.33 millionn |
| Total Liabilities | $ 1,854.77 million |
| Shareholders’ Equity | $ 268.50 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 46.21 million |
| Total Interest Expense | $ 24.09 million |
| Net interest income | $ 22.13 million |
| Provision for loan and lease losses | $ 0.66 million |
| Total non interest income | $ 0.73 million |
| Total non interest expense | $ 25.70 million |
| Pre-tax Net Operating Income | $ 1.07 million |
*Should any logos, images or public notes appear on this page,they do so courtesy of Blue Foundry Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
Customer Reviews for Blue Foundry Bank
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
Blue Foundry Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.2.20%9.73x (National Avg. - 0.23%)$250,000-SCENARIO
Year Rate
2.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,100 770 2 51,100 1,124 787 3 52,224 1,149 804 4 53,373 1,174 822 5 54,547 1,200 840 6 55,747 1,226 859 7 56,974 1,253 877 8 58,227 1,281 897 9 59,508 1,309 916 10 60,817 1,338 937 11 62,155 1,367 957 12 63,523 1,398 978 13 64,920 1,428 1,000 14 66,349 1,460 1,022 15 67,808 1,492 1,044 16 69,300 1,525 1,067 17 70,825 1,558 1,091 18 72,383 1,592 1,115 19 73,975 1,627 1,139 20 75,603 1,663 1,164 TOTAL $27,266 $19,086 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
There are currently no comments for Blue Foundry Bank. Be the first to share your experience. Please provide comments that will help others.