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Cadence Bank


ACH Number: 084201278

SWIFT Code: CDBKUS44XXX

Cadence Bank is an FDIC insured institution headquartered at 201 S Spring St, Tupelo, MS 38804.
It was founded in 1876 and has approximately $53 billion in assets. Customers can open an account at one of its 315 branches.

Deposit Rates - June 08, 2026

SAVINGS RATES APY MIN
SAV
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.25% $10,000 Compare
18 Mo CD
0.30% $10,000 Compare
18 Mo CD
0.30% $100,000 Compare
24 Mo CD
0.40% $10,000 Compare
30 Mo CD
0.40% $10,000 Compare
30 Mo CD
0.40% $100,000 Compare
36 Mo CD
0.45% $10,000 Compare
48 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.60% $10,000 Compare
MM RATES APY MIN
Money Market
0.20% $2,500 Compare
Money Market
0.20% $10,000 Compare
Money Market
0.20% $25,000 Compare
VARIABLE IRA RATES APY MIN
VIRA
0.26% $1
INT CHECKING RATES APY MIN
INTCK
0.05% $1
INTCK
0.05% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 11813
Date Established 1876
Assets $ 53.28 billion
Loans $ 37.02 billion
Deposits $ 44.14 billion
Capital $ 6.24 billion

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 2.20 billion
Interest-bearing balances $ 1,425.27 million
Total securities $ 9.14 billion
Federal funds sold and reverse repurchase $ 11.24 million
Net loans and leases $ 37.02 billion
Loan loss allowance $ 495.09 million
Trading account assets $ 28.18 million
Bank premises and fixed assets N.A.
Other real estate owned $ 11.75 million
Goodwill and other intangibles $ 1,775.82 million
All other assets $ 1,840.82 million
     Total Assets $ 47.29 billion

LIABILITIES
Total deposits $ 44.14 billion
      Interest-bearing deposits $ 34.71 billion
      Deposits held in domestic offices $ 44.14 billion
      % insured (estimated)" 62.42%
Federal funds purchased and repurchase agreements $ 24.83 million
Trading liabilities $ 36.56 million
Other borrowed funds $ 1,324.03 million
Subordinated debt N.A.
All other liabilities $ 668.10 millionn
      Total Liabilities $ 47.29 billion
      Shareholders’ Equity $ 6.00 billion

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 2.63 billion
Total Interest Expense $ 1,034.55 million
Net interest income $ 1,591.94 million
Provision for loan and lease losses $ 111.00 million
Total non interest income $ 372.43 million
Total non interest expense $ 1,162.33 million
Pre-tax Net Operating Income $ 313.87 million

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