084201278
CDBKUS44XXX
Cadence Bank is an FDIC insured institution headquartered at
201 S Spring St, Tupelo, MS 38804.
Deposit Rates -
August 25, 2026
SAVINGS RATES
APY
MIN
SAV
0.10% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.20% $10,000
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12 Mo CD
0.25% $10,000
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18 Mo CD
0.30% $10,000
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18 Mo CD
0.30% $100,000
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24 Mo CD
0.40% $10,000
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30 Mo CD
0.40% $10,000
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30 Mo CD
0.40% $100,000
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36 Mo CD
0.45% $10,000
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48 Mo CD
0.50% $10,000
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60 Mo CD
0.60% $10,000
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MM RATES
APY
MIN
Money Market
0.20% $2,500
Compare
Money Market
0.20% $10,000
Compare
Money Market
0.20% $25,000
Compare
VARIABLE IRA RATES
APY
MIN
VIRA
0.26% $1
INT CHECKING RATES
APY
MIN
INTCK
0.05% $1
INTCK
0.05% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 11813
Date Established
1876
Assets
$ 53.28 billion
Loans
$ 37.02 billion
Deposits
$ 44.14 billion
Capital
$ 6.24 billion
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 2.20 billion
Interest-bearing balances
$ 1,425.27 million
Total securities
$ 9.14 billion
Federal funds sold and reverse repurchase
$ 11.24 million
Net loans and leases
$ 37.02 billion
Loan loss allowance
$ 495.09 million
Trading account assets
$ 28.18 million
Bank premises and fixed assets
N.A.
Other real estate owned
$ 11.75 million
Goodwill and other intangibles
$ 1,775.82 million
All other assets
$ 1,840.82 million
Total Assets $ 47.29 billion
LIABILITIES
Total deposits
$ 44.14 billion
Interest-bearing deposits
$ 34.71 billion
Deposits held in domestic offices
$ 44.14 billion
% insured (estimated)" 62.42%
Federal funds purchased and repurchase agreements
$ 24.83 million
Trading liabilities
$ 36.56 million
Other borrowed funds
$ 1,324.03 million
Subordinated debt
N.A.
All other liabilities
$ 668.10 millionn
Total Liabilities $ 47.29 billion
Shareholders’ Equity $ 6.00 billion
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 2.63 billion
Total Interest Expense
$ 1,034.55 million
Net interest income
$ 1,591.94 million
Provision for loan and lease losses
$ 111.00 million
Total non interest income
$ 372.43 million
Total non interest expense
$ 1,162.33 million
Pre-tax Net Operating Income
$ 313.87 million
Customer Reviews for Cadence Bank
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