Cape & Coast Bank


Cape & Coast Bank is an FDIC insured institution headquartered at 121 Main St, Yarmouth Port, MA 02675.
It was founded in 1921 and has approximately $2 billion in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - March 13, 2026

SAVINGS RATES APY MIN
SAV
0.05% $0 Compare
CD RATES APY MIN
5 Mo CD
3.85% $500 Compare
8 Mo CD
3.55% $500 Compare
12 Mo CD
1.80% $500 Compare
18 Mo CD
3.50% $500 Compare
24 Mo CD
3.70% $500 Compare
MM RATES APY MIN
Money Market
0.73% $0 Compare
Money Market
0.25% $0 Compare
Money Market
2.45% $25,000 Compare
Money Market
2.55% $100,000 Compare
Money Market
2.80% $250,000 Compare
Money Market
3.05% $500,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.05% $0
INTCK
0.05% $0
INTCK
0.10% $1,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26517
Date Established 1921
Assets $ 1,668.89 million
Loans $ 1,421.72 million
Deposits $ 1,401.29 million
Capital $ 155.36 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 53.41 million
Interest-bearing balances $ 42.96 million
Total securities $ 113.82 million
Federal funds sold and reverse repurchase $ 0.06 million
Net loans and leases $ 1,421.72 million
Loan loss allowance $ 9.86 million
Trading account assets $ 4.06 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 1.11 million
All other assets $ 28.27 million
     Total Assets $ 1,513.54 million

LIABILITIES
Total deposits $ 1,401.29 million
      Interest-bearing deposits $ 1,197.44 million
      Deposits held in domestic offices $ 1,401.29 million
      % insured (estimated)" 62.51%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 4.06 million
Other borrowed funds $ 4.02 million
Subordinated debt N.A.
All other liabilities $ 4.24 millionn
      Total Liabilities $ 1,513.54 million
      Shareholders’ Equity $ 155.36 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 57.38 million
Total Interest Expense $ 25.62 million
Net interest income $ 31.75 million
Provision for loan and lease losses N.A.
Total non interest income $ 6.75 million
Total non interest expense $ 31.30 million
Pre-tax Net Operating Income $ 5.52 million

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Branches

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Cape & Coast Bank Locations