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Capitol Federal Savings Bank is an FDIC insured institution headquartered at
700 S Kansas Ave, Topeka, KS 66603.
It was founded in
1893 and has approximately $10 billion in assets. Customers can open an account at one of its 47 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
4.30% | $100 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
2.50% | $1,000 | Compare |
|
6 Mo CD
|
4.80% | $1,000 | Compare |
|
8 Mo CD
|
4.30% | $1,000 | Compare |
|
10 Mo CD
|
4.25% | $1,000 | Compare |
|
12 Mo CD
|
4.00% | $1,000 | Compare |
|
14 Mo CD
|
3.90% | $1,000 | Compare |
|
19 Mo CD
|
3.50% | $1,000 | Compare |
|
24 Mo CD
|
3.50% | $1,000 | Compare |
|
30 Mo CD
|
3.50% | $1,000 | Compare |
|
36 Mo CD
|
3.25% | $1,000 | Compare |
|
48 Mo CD
|
2.75% | $1,000 | Compare |
|
60 Mo CD
|
2.50% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.50% | $1,000 | Compare |
|
Money Market
|
0.75% | $25,000 | Compare |
|
Money Market
|
1.25% | $100,000 | Compare |
|
Money Market
|
2.25% | $200,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $2,500 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.817 %
After Intro:6.817 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-05-29 |
Unlock Your Home's Potential | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-05-29 |
Home Equity Loans & Refinance – Cash out | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-05-29 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
| Cash in with a HELOC | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-05-29 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
| 5.890% |
$1,868
Fees & Points
$4,899 Total
0.875 Pts ($2,800) $2,099 Fees |
Saxton Mortgage NMLS ID: 1717191 |
5.984% |
$1,893
Fees & Points
$3,871 Total
0.805 Pts ($2,576) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.053% |
$1,893
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
| 6.081% |
$1,919
Fees & Points
$2,905 Total
0.875 Pts ($2,800) $105 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.094% |
$1,919
Fees & Points
$3,359 Total
0.625 Pts ($2,000) $1,359 Fees |
| 6.214% |
$1,945
Fees & Points
$3,130 Total
0.650 Pts ($2,080) $1,050 Fees |
Valley West Mortgage NMLS ID: 65506 |
6.239% |
$1,945
Fees & Points
$3,975 Total
0.875 Pts ($2,800) $1,175 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.256% |
$1,945
Fees & Points
$4,582 Total
0.923 Pts ($2,954) $1,628 Fees |
Barrett Financial NMLS ID: 181106 |
6.262% |
$1,945
Fees & Points
$4,689 Total
0.592 Pts ($1,894) $2,795 Fees |
Loansteady NMLS ID: 1701910 |
6.262% |
$1,945
Fees & Points
$4,695 Total
1.000 Pts ($3,200) $1,495 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.265% |
$1,919
Fees & Points
$9,149 Total
0.734 Pts ($2,349) $6,800 Fees |
| 6.318% |
$1,971
Fees & Points
$2,314 Total
0.723 Pts ($2,314) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.320% |
$1,971
Fees & Points
$2,374 Total
0.742 Pts ($2,374) $0 Fees |
Simply PMG NMLS ID: 133739 |
6.348% |
$1,971
Fees & Points
$3,333 Total
0.637 Pts ($2,038) $1,295 Fees |
| 6.352% |
$1,971
Fees & Points
$3,687 Total
0.766 Pts ($2,451) $1,236 Fees |
Northpointe Bank NMLS ID: 447490 |
6.367% |
$1,971
Fees & Points
$3,965 Total
0.803 Pts ($2,570) $1,395 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.403% |
$1,971
Fees & Points
$5,195 Total
1.000 Pts ($3,200) $1,995 Fees |
loanDepot NMLS ID: 174457 |
6.644% |
$2,023
Fees & Points
$4,812 Total
0.974 Pts ($3,117) $1,695 Fees |
SoFi NMLS ID: 696891 |
6.738% |
$2,049
Fees & Points
$3,735 Total
0.700 Pts ($2,240) $1,495 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 27981 |
| Date Established | 1893 |
| Assets | $ 9.80 billion |
| Loans | $ 8.18 billion |
| Deposits | $ 6.82 billion |
| Capital | $ 994.54 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 251.08 million |
| Interest-bearing balances | $ 210.62 million |
| Total securities | $ 829.70 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 8.18 billion |
| Loan loss allowance | $ 24.57 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.43 million |
| Goodwill and other intangibles | $ 9.67 million |
| All other assets | $ 369.67 million |
| Total Assets | $ 8.80 billion |
| LIABILITIES | |
| Total deposits | $ 6.82 billion |
| Interest-bearing deposits | $ 6.13 billion |
| Deposits held in domestic offices | $ 6.82 billion |
| % insured (estimated)" | 88.66% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 1,907.11 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 86.39 millionn |
| Total Liabilities | $ 8.80 billion |
| Shareholders’ Equity | $ 994.54 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 408.71 million |
| Total Interest Expense | $ 219.93 million |
| Net interest income | $ 188.78 million |
| Provision for loan and lease losses | $ 1.17 million |
| Total non interest income | $ 25.39 million |
| Total non interest expense | $ 123.08 million |
| Pre-tax Net Operating Income | $ 54.69 million |
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