Banks | Cathay Bank

Cathay Bank

Cathay Bank is an FDIC insured institution headquartered at 777 N Broadway, Los Angeles, CA 90012.
It was founded in 1962 and has approximately $23 billion in assets. Customers can open an account at one of its 72 branches.

Deposit Rates - August 04, 2025

SAVINGS RATES	APY	MIN
SAV	0.05%	$50,000	Compare

CD RATES	APY	MIN
6 Mo CD	0.25%	$50,000	Compare
12 Mo CD	0.30%	$50,000	Compare
18 Mo CD	0.30%	$50,000	Compare
24 Mo CD	0.40%	$50,000	Compare
36 Mo CD	0.40%	$50,000	Compare
48 Mo CD	0.40%	$50,000	Compare
60 Mo CD	0.40%	$50,000	Compare

MM RATES	APY	MIN
Money Market	0.20%	$500,000	Compare
Money Market	0.25%	$1,000,000	Compare

INT CHECKING RATES	APY	MIN
INTCK	0.05%	$100,000

Loan Rates - August 04, 2025

HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
Line of Credit	4.25%	Varies
Compare with 6.52 RATE Line of Credit from Upstart
Compare with 6.9 RATE Line of Credit from Figure Home Equity
Compare with RATE Line of Credit from Upstart
Compare with 6.9 RATE Line of Credit from Reliant Home Funding, Inc
Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union
Compare with RATE Line of Credit from PenFed Credit Union
Compare with 8.325 RATE Line of Credit from Oceans Mortgage
Compare with 10.125 RATE Line of Credit from Achieve Loans
Compare with RATE Line of Credit from Point Digital Finance
Compare with RATE Line of Credit from Unlock Technologies, Inc.
Compare with RATE Line of Credit from CrossCountry Mortgage, LLC
Compare with RATE Line of Credit from AmeriSave Mortgage Corporation
Compare with RATE Line of Credit from Figure Home Equity Line
Compare with RATE Line of Credit from Owning.com
Compare with RATE Line of Credit from New American Funding, LLC

See Other Home Equity Rates →

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 18503
Date Established	1962
Assets	$ 23.19 billion
Loans	$ 19.19 billion
Deposits	$ 19.84 billion
Capital	$ 2.95 billion

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 1,384.51 million
Interest-bearing balances	$ 1,189.41 million
Total securities	$ 1,442.09 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 19.19 billion
Loan loss allowance	$ 173.94 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 18.48 million
Goodwill and other intangibles	$ 378.80 million
All other assets	$ 633.25 million
Total Assets	$ 20.24 billion

LIABILITIES
Total deposits	$ 19.84 billion
Interest-bearing deposits	$ 16.46 billion
Deposits held in domestic offices	$ 19.62 billion
% insured (estimated)"	52.29%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 152.49 million
Subordinated debt	N.A.
All other liabilities	$ 244.79 millionn
Total Liabilities	$ 20.24 billion
Shareholders’ Equity	$ 2.95 billion

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 319.56 million
Total Interest Expense	$ 140.74 million
Net interest income	$ 178.82 million
Provision for loan and lease losses	$ 15.50 million
Total non interest income	$ 15.43 million
Total non interest expense	$ 85.13 million
Pre-tax Net Operating Income	$ 211.68 million

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