Cathay Bank
ACH Number: 113024407
Cathay Bank is an FDIC insured institution headquartered at
777 N Broadway, Los Angeles, CA 90012.
It was founded in
1962 and has approximately $24 billion in assets. Customers can open an account at one of its 72 branches.
It was founded in 1962 and has approximately $24 billion in assets. Customers can open an account at one of its 72 branches.
Deposit Rates - November 28, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.05% | $50,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.25% | $50,000 | Compare |
|
12 Mo CD
|
0.30% | $50,000 | Compare |
|
18 Mo CD
|
0.30% | $50,000 | Compare |
|
24 Mo CD
|
0.40% | $50,000 | Compare |
|
36 Mo CD
|
0.40% | $50,000 | Compare |
|
48 Mo CD
|
0.40% | $50,000 | Compare |
|
60 Mo CD
|
0.40% | $50,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.20% | $500,000 | Compare |
|
Money Market
|
0.25% | $1,000,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $100,000 |
Loan Rates - November 28, 2025
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
4.25% | Varies | ||
Compare with 0 RATE Line of Credit from PenFed Credit Union
|
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Compare with 6.95 RATE Line of Credit from Figure Home Equity
|
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Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
|
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Compare with 7.25 RATE Line of Credit from Four Leaf Federal Credit Union
|
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Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 18503 |
| Date Established | 1962 |
| Assets | $ 23.71 billion |
| Loans | $ 19.62 billion |
| Deposits | $ 20.03 billion |
| Capital | $ 2.97 billion |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 1,246.97 million |
| Interest-bearing balances | $ 1,040.88 million |
| Total securities | $ 1,656.99 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 19.62 billion |
| Loan loss allowance | $ 173.53 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 18.99 million |
| Goodwill and other intangibles | $ 378.58 million |
| All other assets | $ 633.25 million |
| Total Assets | $ 20.74 billion |
| LIABILITIES | |
| Total deposits | $ 20.03 billion |
| Interest-bearing deposits | $ 16.63 billion |
| Deposits held in domestic offices | $ 19.79 billion |
| % insured (estimated)" | 51.55% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 152.49 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 244.79 millionn |
| Total Liabilities | $ 20.74 billion |
| Shareholders’ Equity | $ 2.97 billion |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 642.64 million |
| Total Interest Expense | $ 280.41 million |
| Net interest income | $ 362.23 million |
| Provision for loan and lease losses | $ 26.70 million |
| Total non interest income | $ 32.89 million |
| Total non interest expense | $ 173.15 million |
| Pre-tax Net Operating Income | $ 211.68 million |
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